50 Lakh HSBC Bank Home Loan

Home Loan By Profession
Home Loan By Property
Home Loan By Other
Home Loan By Scheme
Home Loan By Amount

HSBC Bank offers home loans ranging from Rs 3 lakhs to Rs 60 crores for both Indian residents and NRIs. The loans are available for ready and select under-construction properties. The tenure is up to 25 years for salaried individuals and 20 years for the self-employed. HSBC Bank 50-lakh housing loan interest rates start at 8.50% p.a. (floating) and go up to 13.25% p.a. (fixed). HSBC Bank also offers home loan transfers that help reduce the EMI amount by providing a lower interest rate. Managing finances is very easy, with low processing fees and no charges for prepaying floating-rate loans. Explore the 50 lakh HSBC Bank home loan by reading further.

Get in Touch for Home Loan Expert Advice

Connect with our Home Loan Advisor Now!

Personalized Home Loan solutions
Expert guidance
Application assistance
Credit score discussion
Home Loan Interest rate comparison

Full Name

+91Mobile No.

Choose City

I agree to the Terms and Conditions of TUCIBIL and hereby provide explicit consent to share my Credit Information with Urban Money Private Limited.

Table of Content

1. 50 Lakh HSBC Bank Home Loan Key Highlights

2. 5 Years EMI of 50 Lakhs HSBC Bank Home Loan

3. 10 Years EMI of 50 Lakhs HSBC Bank Home Loan

4. 15 Years EMI of 50 Lakhs HSBC Bank Home Loan

5. 20 Years EMI of 50 Lakhs HSBC Bank Home Loan

6. 25 Years EMI of 50 Lakhs HSBC Bank Home Loan

7. Fees & Charges 50 Lakhs HSBC Bank Home Loan

8. 50 Lakhs HSBC Bank Home Loan Documents Required

9. 50 Lakhs HSBC Bank Home Loan Eligibility Criteria

Written By

Satyam Sachdeva

Satyam has always been interested in saving money and realising its worth. He created a Demat account when he turned 18 and has been a keen equity and mutual fund investor. Currently, a writer for Urban Money, he uses his skills to guide his readers in the right direction. Satyam strives to make financial complexities easy for everyone to understand with a pinch of creative salt.

Reviewed By

Amit Prakash Singh

Co-Founder, Square Yards & Chief Business Officer, Urban Money

Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

50 Lakh HSBC Bank Home Loan – Key Highlights

The table below shows the key highlights of the 50 lakh HSBC Bank home loan:

Feature	Details
Loan Amount	INR 3 lakhs to INR 6 crores
Eligibility	For Resident Indians and NRIs
Interest Rates	Floating: 8.50% – 8.85% p.a., Fixed: 13.25% p.a.
Loan Tenure	Up to 25 years for salaried, 20 years for self-employed
Processing Fees	1% of the loan amount or INR 10,000, whichever is higher
Prepayment Fees	No charges for floating rate; charges for fixed rate

5 Years EMI of 50 Lakhs HSBC Bank Home Loan

If a 50 lakh loan is availed from HSBC Bank at an interest rate of 11% per annum for a 5-year tenure, the applicable EMI will be:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total amount Payment
Rs 50 lakhs	11%	5 years	₹1,08,712	₹15,22,727	₹65,22,727

10 Years EMI of 50 Lakhs HSBC Bank Home Loan

The applicable EMI over a tenure of 10 years for an HSBC Bank 50 lakh home loan is given below:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total amount Payment
Rs 50 lakhs	11%	10 years	₹68,875	₹32,65,001	₹82,65,001

15 Years EMI of 50 Lakhs HSBC Bank Home Loan

Refer to the table below to check the applicable EMI on a 50 lakh HSBC Bank home loan if availed for a tenure of 15 years:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total amount Payment
Rs 50 lakhs	11%	15 years	₹56,830	₹52,29,372	₹1,02,29,372

20 Years EMI of 50 Lakhs HSBC Bank Home Loan

The EMI that will be applicable on a 50 lakh HSBC Bank home loan if a home loan applicant avails it for 20 years is given below:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total amount Payment
Rs 50 lakhs	11%	20 years	₹51,609	₹73,86,261	₹1,23,86,261

25 Years EMI of 50 Lakhs HSBC Bank Home Loan

The table below mentions the EMI that needs to be paid if a 50 lakh HSBC Bank home loan is obtained for a 25-year tenure:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total amount Payment
Rs 50 lakhs	11%	25 years	₹49,006	₹97,01,696	₹1,47,01,696

Fees & Charges – 50 Lakhs HSBC Bank Home Loan

The applicable fees and charges on a 50 lakh HSBC Bank home loan are given below:

Type of Fee	Details
Processing Fee	1% of the loan amount or INR 10,000, whichever is higher
Prepayment Charges (Floating)	No charges
Prepayment Charges (Fixed)	INR 5,000 + 5% of principal outstanding + applicable taxes
Foreclosure Charges (Fixed)	INR 5,000 + 5% of the principal outstanding + applicable taxes
Stamp Duty	As per local stamp duty laws

50 Lakhs HSBC Bank Home Loan – Documents Required

The table below shows the documents that are required if an individual wants to avail of a 50 lakh HSBC Bank home loan:

Applicant Type	Required Documents
Salaried Individuals	Last 3 months’ salary slips, bank statements showing salary credits
NRI (Salaried)	Passport with Visa, salary slips, overseas bank statements, NRE/NRO account statements
Self-Employed Individuals	Last 2 years’ IT returns, P&L account, balance sheet certified by CA, 6 months’ bank statements
NRI (Self-Employed)	Trade licence, 6 months’ bank statements, last 3 years’ IT returns, passport with Visa, business profile
Merchant Navy	Latest contract, Continuous Discharge Certificate, passport, 3 months’ bank statements

50 Lakhs HSBC Bank Home Loan – Eligibility Criteria

The eligibility criteria for a 50 lakh HSBC Bank home loan are as follows:

Minimum Income

INR 5 lakhs p.a. (salaried) or INR 7.5 lakhs p.a. (self-employed)

Minimum Age
21 years

Maximum Age

58 years (salaried), 60 years (public/government), 65 years (self-employed)

Frequently Asked Questions (FAQs)

What is the EMI for a 50 lakh HSBC Bank home loan for a 20-year tenure?

₹51,609 is the applicable EMI on the 50 lakh HSBC Bank home loan if taken out for 20 years.

Who is eligible for a 50 lakh HSBC Bank home loan?

Indian residents and NRIs are eligible for the 50 lakh HSBC Bank home loan.

What is the monthly interest rate of a 50 lakh HSBC Bank home loan?

Approx. 0.71% is the minimum monthly interest rate offered by HSBC Bank.

Quick Links

Loan Offers By Hsbc's

Home Loan by Nationalized Bank

Home Loan Calculators

Hsbc Calculators