45 Lakh HSBC Bank Home Loan

Homeownership is a memorable yet challenging journey. Especially when it comes to arranging the necessary funds to make such an expensive purchase. HSBC Bank understands this and has crafted an exclusive credit option to buy, build, or renovate a perfect home. The loan is recognised for its super-low interest rates, easy-to-meet eligibility criteria, hassle-free application process, and quick fund disbursement. Hence, Urban Money presents a detailed overview of the HSBC Bank’s 45 lakhs home loan. We primarily explain the 45 lakhs home loan EMI with HSBC Bank, relevant interest rates, applicable eligibility criteria, required documents, and associated fees. Let’s get started!

45 Lakh Home Loan HSBC Bank – Highlights

Following are the HSBC Bank home loan interest rate for 45 lakhs and other key features:

45 Lakh Home Loan EMI for 5 Years HSBC Bank 

Here is the interest rate for a 45 lakh home loan EMI in HSBC Bank with a tenure of 5 years:

45 Lakh Home Loan EMI for 10 Years HSBC Bank 

Below mentioned is the 45 lakhs home loan EMI for 10 years from HSBC Bank:

45 Lakh Home Loan EMI for 15 Years HSBC Bank

Let’s examine the HSBC Bank’s home loan of 45 lakhs EMI amount for a tenure of 15 years:

45 Lakh Home Loan EMI for 20 Years HSBC Bank

Here is the 45 lakh home loan EMI for 20 years from the HSBC Bank:

45 Lakh Home Loan EMI for 25 Years HSBC Bank 

The table below details the interest rates for a 45 lakh home loan EMI in HSBC Bank with a tenure of 25 years:

45 Lakh HSBC Bank Home Loan – Fees and Charges 

Have a close look at the applicable fees and charges in addition to the HSBC Bank’s home loan interest rate of 45 lakhs:

45 Lakh HSBC Bank Home Loan – Documents Required

Below are the required documents for the HSBC Bank’s 45 lakhs home loan:

• KYC Documents: Aadhaar card, passport, election ID, driving licence, or PAN card.
• Residential Documents: Utility bill, society outgoing bill, property tax bill, passport, election ID, or driving licence.
• Financial Documents: Salaried individuals need the last three months’ pay slips and bank statements. Self-employed individuals require income tax returns for the last two years, a P&L account, a balance sheet, a six-month bank statement, etc.

45 Lakh HSBC Bank Home Loan – Eligibility Criteria 

Let’s examine the 45 lakhs home loan eligibility by HSBC Bank: