4 Crore HSBC Bank Home Loan

It is time to further elevate your lifestyle with exclusive HSBC Bank's ₹4 Crore Home Loan. Can you imagine owning a luxurious residence in a prime location with world-class amenities and memorable views? HSBC Bank sure can! This loan is specially designed for you with an HSBC Bank’s home loan interest rate of ₹4 Crore. Furthermore, with flexible repayment options, minimum documentation and easy-to-meet eligibility, approval for this loan is just minutes away. With HSBC, you're not just buying a property but investing in a future of unimagined comfort.

₹4 Crore Home Loan HSBC Bank – Highlights

Here are some key highlights of the ₹4 Crore Home Loan from HSBC Bank:

₹4 Crore Home Loan EMI for 5 Years HSBC Bank

HSBC Bank’s housing loan EMI for ₹4 Crore is:

₹4 Crore Home Loan EMI for 10 Years HSBC Bank 

Here are the ₹4 Crore home loan EMI for 10 years from the HSBC Bank:

₹4 Crore Home Loan EMI for 15 Years HSBC Bank

For an amount of ₹4 Crore, the EMI for 15 years is as follows:

₹4 Crore Home Loan EMI for 20 Years HSBC Bank

₹4 Crores home loan EMI for 20 years from the HSBC Bank are as follows:

₹4 Crore Home Loan EMI for 25 Years HSBC Bank 

HSBC Bank’s home loan of ₹4 Crore EMI for 25 years is as follows:

₹4 Crore HSBC Bank Home Loan – Fees and Charges

It’s important to understand the associated fees and charges with HSBC Bank’s ₹4 Crore home loan. The processing fee is 1% of the loan amount or ₹10,000, whichever is higher. This fee is divided into two parts: ₹5,000 is paid upfront, and the remaining balance is due before the loan is disbursed. Pre-payment charges vary depending on the interest rate. For floating-rate loans, there are no pre-payment or foreclosure charges. However, fixed-rate loans have a fee of ₹5,000 plus 5% of the outstanding principal or the prepaid amount, along with applicable taxes.

Some other additional charges include:

₹4 Crore HSBC Bank Home Loan – Documents Required

To secure a home loan of ₹4 Crores from the HSBC Bank, the applicant must submit a few necessary documents for the loan application process. Firstly, documents for identity proof are required. These documents include an Aadhaar Card, Passport, Voter ID Card, PAN Card, and Driving Licence. Applicants can submit any one of them. Similar to identity proof, only one document is required for address verification. This document includes Adhaar Card, Passport, Voter ID Card, Driving Licence, and Utility Bill. Income proof and employment proof are also needed to proceed further with the application process. Salaried individuals must submit their latest 3 months’ salary slips, Form 16, and bank statements for the last 6 months. Self-employed applicants need to provide Income Tax Returns for the last 3 years, audited financial statements, and bank statements for the last 12 months.

₹4 Crore HSBC Bank Home Loan – Eligibility Criteria

The applicant needs to meet a few basic requirements to fall in the criteria of ₹4 Crore home loan eligibility at HSBC Bank. The applicant must be between 21 and 65 years old. For salaried individuals, a minimum annual income of ₹5,00,000 is required, and in the case of self-employed, the annual income should be at least ₹7,50,000. Also, a stable income and a good credit history are a must. Consistent work experience is also necessary, with at least two years for salaried individuals and three years for self-employed individuals. If an applicant meets all these requirements, he/she will be considered eligible for HSBC Bank’s ₹4 Crore home loan.