1 Crore HSBC Bank Home Loan

The HSBC Bank 1 crore home loan is recognised for its rock-bottom interest rates. Eligible applicants can expect an interest rate starting at just 8.75% per annum. Since the loan application process has become entirely digital, borrowers can apply and secure the necessary funds online. The bank further offers nominal processing fees, moderate eligibility criteria, minimal documentation, transparent processes, and quick loan approval, ultimately making it a stress-free borrowing experience. For more detailed information, continue to scroll down. Hereunder, we will explain the 1 crore home loan EMI in HSBC Bank, available loan tenure, associated fees, and nearly everything you must know about this remarkable credit option. Let’s dive in!

1 Crore Home Loan HSBC Bank – Highlights

Following are the HSBC Bank home loan interest rate for 1 crore and other key parameters:

1 Crore Home Loan EMI for 5 Years HSBC Bank 

Let’s examine the 1 crore home loan EMI in HSBC Bank with a tenure of 5 years:

1 Crore Home Loan EMI for 10 Years HSBC Bank

Have a close look at the 1 crore home loan EMI for 10 years from the HSBC Bank:

1 Crore Home Loan EMI for 15 Years HSBC Bank

The HSBC Bank home loan 1 crore EMI amount for a tenure of 15 years is given below:

1 Crore Home Loan EMI for 20 Years HSBC Bank

Below is the 1 crore home loan EMI for 20 years from the HSBC Bank:

1 Crore Home Loan EMI for 25 Years HSBC Bank 

Below-mentioned is the 1 crore home loan EMI in the HSBC Bank for a tenure of 25 years:

1 Crore HSBC Bank Home Loan – Fees and Charges 

Besides the 1 crore home loan EMI in the HSBC Bank, there are certain fees and charges you must review:

1 Crore HSBC Bank Home Loan – Documents Required

Following are the expected documents for the HSBC Bank 1 crore home loan:

• KYC Documents: Aadhaar card, passport, election ID, driving licence, or PAN card.
• Residential Documents: Utility bill, society outgoing bill, property tax bill, passport, election ID, or driving licence.
• Salary Documents: Last 3-month pay slips and bank statements (applicable to salaried individuals).
• Business Documents: Past 2-year income tax returns, P&L account, balance sheet, 6-month bank statement, etc. (applicable to non-salaried individuals).

1 Crore HSBC Bank Home Loan – Eligibility Criteria 

Below are the expected 1 crore home loan eligibility in HSBC Bank:

• Age Limit: Applicants must be aged between 21 and 58 years old, while non-salaried individuals can extend up to 65 years.
• Income Criteria: Applicants must earn an annual income of ₹5 lakh, while non-salaried individuals require ₹7.5 lakh per annum.
• Credit Score: Applicants must have a positive repayment history and a strong credit score, preferably 700 or above.
• Nationality: Applicants must be Indian citizens, which applies to both salaried and non-salaried individuals.