Housing Development Finance Corporation Home Loan

Features & Benefits of HDFC Ltd Home Loans

• Home loans for purchasing various types of properties. 
• Professional technical and legal counseling. 
• Integrated network of branches. 
• PMAY interest subsidies. 
• Completely digital procedure. 
• Seamless documentation. 
• Customized options for repayment. 
• Digital home loan management. 
• 24-7 support.

HDFC Ltd Home Loan Eligibility Criteria

Here are the HDFC Ltd home loan requirements:

• 21-65 years of age. 
• Self employed or salaried borrowers. 
• Resident of India. 
• You can add co-applicants. Women co-applicants may also get better rates of interest.

HDFC Ltd Home Loan Fees & Charges

• The processing fees are 0.50% of the loan amount or Rs. 3,000, whichever is higher along with applicable taxes. The minimum retention amount is 50% of the application fees or Rs. 3,000 and applicable taxes, whichever is more. 
• Charges for delayed payments are up to 24% per annum.

Here are some of the additional charges that are payable in specific circumstances: 

Documents Required for HDFC Ltd Home Loan

How the EMI Calculation works for HDFC Ltd Home Loan?

You can use the online EMI calculator by entering the tenure, home loan amount and rate of interest. This will give you the amount payable every month. 

Balance Transfer HDFC Ltd Home Loan

Balance transfer loans are provided at competitive interest rates to customers. You can transfer from any other financial institution and get top-up loans up to Rs. 50 lakh. There are competitive rates of interest along with customized options for repayment tailored to your requirements.