75 Lakh HDFC Home Loan

HDFC, one of India's leading financial institutions, offers a substantial loan amount catering to the diverse needs of aspiring homebuyers. Typically, you can use the funds to purchase or construct a new home and expand or renovate your existing home. Eligible candidates can enjoy competitive interest rates, flexible repayment options, longer tenure, and quick fund disbursal.

To make your homeownership journey less challenging, we offer a concise overview of the HDFC ₹75 lakh home loan. We cover topics such as HDFC home loan interest rate for ₹75 lakhs, its eligibility criteria, required documents, applicable fees, and more. Additionally, we will provide an estimated ₹75 lakh home loan EMI with HDFC, considering both 10 and 20-year tenures. Let's scroll down to learn more.

75 Lakh HDFC Home Loan – Highlights

Here are the key parameters of the HDFC ₹75 lakh home loan:

75 Lakh HDFC Home Loan EMI for 10 Years

Here is the ₹75 lakh home loan EMI for 10 years with HDFC Bank:

75 Lakh HDFC Home Loan EMI for 20 Years

Here is the estimated ₹75 lakh home loan EMI with HDFC for a 20-year loan tenure:

75 Lakh HDFC Home Loan – Fees and Charges

Following are the fees and charges associated with an HDFC ₹75 lakh home loan:

Documents Required For 75 Lakh HDFC Home Loan

Here are the required documents for an HDFC ₹75 Lakh Home Loan:

Proof of Identity: PAN Card, Passport, Voter ID or Driving License.

Proof of Address: Aadhaar Card, Passport, Driving License, or Recent copy of Utility Bills.

Proof of Income: Salaried individuals must submit their last 3 months’ salary slips, 6 months’ bank statements reflecting salary credits, and the latest Form 16 or income tax returns. For self-employed applicants, submission should include the last 2 years’ income tax returns, the latest 2 years’ balance sheet and profit and loss statements, and the past 12 months’ current account statements for the business entity. They also need to submit individual savings account statements.

Proof of Property: Allotment letter or buyer’s agreement and receipt of payment made to the developer.

Eligibility Criteria For 75 Lakh HDFC Home Loan

Let’s examine the ₹75 lakh home loan eligibility in HDFC bank:

• The applicant’s age must be between 21 to 65 years.
• The applicant must be a salaried or self-employed individual.
• The applicant’ must have a regular source of income to cover the repayment.
• The applicant must have a good credit score and repayment history.
• The applicant must be an Indian citizen.