Godrej Housing Finance Home Loan for Salaried Person

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Purchasing a home is a significant milestone, and Godrej Housing Finance aims to make this journey smoother for salaried individuals. Offering competitive interest rates, flexible repayment options, and personalised customer service, Godrej Housing Finance provides home loan solutions catering to salaried employees' financial needs. Whether you are looking to buy a new home, construct a house, or transfer an existing home loan, Godrej Housing Finance has products to suit your requirements, ensuring a seamless home loan experience.

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Table of Content

1. Godrej Housing Finance Home Loan for Salaried Person Highlights

2. Godrej Housing Finance Home Loan for Salaried Person Fees and Charges

3. Godrej Housing Finance Home Loan for Salaried Person Documents Required

4. Godrej Housing Finance Home Loan for Salaried Person Eligibility Criteria

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Written By
Hepson Franklin
Hepson Franklin
Hepson Franklin is a seasoned financial expert and accomplished writer specialising in Financial Services, Investments, Loan Assessments, Mutual Funds, Banking & loan products. With a wealth of experience in the financial industry, he has established himself as a trusted voice, providing invaluable insights and guidance to both seasoned investors and those new to the world of finance. With a comprehensive understanding of the intricate facets of the financial landscape, he is dedicated to demystifying complex financial concepts for readers of all backgrounds.
Reviewed By
Piyush Bothra
Piyush Bothra
Chief Financial Officer, Square Yards
Piyush Bothra is the Chief Financial Officer at Square Yards, bringing over two decades of rich experience in finance and leadership. He is an MBA graduate from the prestigious IIM Lucknow and holds a BE in Information Technology from Sardar Vallabhbhai Patel Institute of Technology. He has played pivotal roles in scaling businesses and driving financial strategies. At Square Yards since 2015, Piyush is known for his strategic vision, strong financial knowledge, and valuable financial insights, significantly contributing to the company's growth and success.

Godrej Housing Finance Home Loan for Salaried Person – Highlights 

Key highlights of the Godrej Housing Finance Home Loan for Salaried Persons are below:

Feature Details
Interest Rate 8.55% p.a. onwards
Loan Tenure 30 Years
Loan Amount 20 crores
Processing Fee Up to 3% of the loan amount

Godrej Housing Finance Home Loan for Salaried Person – Fees and Charges

Godrej Housing Finance charges various fees and charges on Home Loans for Salaried Persons. Below is the detail:

Fees Details
Processing Fees Up to 3% of the loan amount

Godrej Housing Finance Home Loan for Salaried Person – Documents Required

Here are the documents required to apply for Godrej Housing Finance Home Loan for a Salaried Person:

  • Identity Proof: Aadhar Card, PAN Card
  • Address Proof: Utility Bills, Rent Agreement
  • Income Proof: Salary Slips, Bank Statements
  • Property Documents: Sale Agreement, Title Deed

Godrej Housing Finance Home Loan for Salaried Person – Eligibility Criteria 

Godrej Housing Finance Home Loan for Salaried Person requires certain eligibility criteria to avail of the loan amount:

  • Minimum age of 21 years at the time of loan application
  • Maximum age of 65 years at loan maturity
  • Stable employment history
  • Minimum monthly income as specified by Godrej Housing Finance

Frequently Asked Questions (FAQs)

What is the repayment term for a salaried person's Godrej Housing Finance home loan?

The repayment term for Godrej Housing Finance home loans can go up to 30 years, depending on the borrower’s age and financial profile.

What is the minimum age for salaried people to get a Godrej Housing Finance home loan?

The minimum age for applying for a Godrej Housing Finance home loan is 21 years.

What is the Tenure limit for a Godrej Housing Finance home loan to a salaried person?

The maximum tenure limit for a Godrej Housing Finance home loan is 30 years.

What is a salaried person's minimum and maximum Godrej Housing Finance home loan amount?

The minimum loan amount offered is as required, while the maximum loan amount can go up to ₹20 crores, subject to eligibility and financial assessment by Godrej Housing Finance.

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