Godrej Housing Finance Home Loan for Bank Employees

The zero-touch home loan offered by Godrej Housing Finance to bank employees comes at attractive interest rates and is a convenient documentation process. With interest rates starting at just 8.55% per annum, the bank employee can choose a loan tenure of up to 30 years and benefit from the flexible repayment options. Godrej Housing Finance also offers parallel funding to bank employees to make home loans as convenient as possible through staggered down payments. With quick loan disbursement and a streamlined application process, Godrej Housing Finance home loan for bank employees is a convenient solution for purchasing a dream home. Continue reading to explore the Godrej Housing Finance home loan for bank employees.

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Written By
Amrita Sinha
Amrita Sinha
Amrita Sinha comes with a background in journalism and mass communication, drawing from her roots in journalism, she has found her voice in the world of finance. As an accomplished writer, she specialises in Financial Services, Mutual Funds, Loan Assessments, Banking & Loan Products. She has established herself as a reliable expert in the field, offering valuable advice to those looking to navigate the various aspects of personal finance.
Reviewed By
Amit Prakash Singh
Amit Prakash Singh
Co-Founder, Square Yards & Chief Business Officer, Urban Money
Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

Godrej Housing Finance Home Loan For Bank Employees – Highlights

The zero-touch Godrej Housing Finance home loan for bank employees has attractive features and highlights. Take a look at them:

Interest rate Starting at 8.55% per annum onwards
Loan Amount Up to 10 crores
Loan Tenure Up to 30 years 
Eligibility  Bank employees who are earning a regular source of income

Godrej Housing Finance Home Loan For Bank Employees – Fees & Charges

The Godrej Housing Finance home loan processing fee for bank employees is around 1 to 3% of the loan amount. For every missed EMI, a cost of Rs 1,000 is incurred. In case of a late payment, a 2% charge is levied on the defaulted payment, and the Cheque or NACH swap charge is Rs 500.

Godrej Housing Finance Home Loan For Bank Employees – Documents Required

Keep the following documents ready to easily avail of a Godrej Housing Finance home loan for bank employees:

  • KYC Documents 
  • Income Documents
  • Property Documents

Godrej Housing Finance Home Loan For Bank Employees – Eligibility Criteria

Eligible applicants include Indian residents and Non-Resident Indians (NRIs). Applicants should be aged between 23 and 62. Both salaried individuals, self-employed professionals, and self-employed non-professionals are welcome to apply.

Frequently Asked Questions (FAQs)

Can we avail of the PMAY subsidy with the Godrej Housing Finance staff home loan?

Absolutely! If you have a home loan with Godrej Housing Finance (GHF), you might qualify for the Pradhan Mantri Awas Yojana (PMAY) subsidy.

Who is eligible for the Godrej Housing Finance staff home loan?

Bank employees between 23 and 62 are eligible for the Godrej Housing Finance staff home loan.

What are the benefits of the Godrej Housing Finance employee home loan?

Godrej Housing Finance offers zero-touch home loans to bank employees at competitive interest rates and quick disbursal of funds.

Loan Offers By Godrej Housing Finance's

Bank Wise Home Loan Interest Rate

Urban Money