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Godrej Housing Finance Home Loan for Bank Employees

Godrej Housing Finance Home Loan for Bank Employees

The zero-touch home loan offered by Godrej Housing Finance to bank employees comes at attractive interest rates and is a convenient documentation process. With interest rates starting at just 8.55% per annum, the bank employee can choose a loan tenure of up to 30 years and benefit from the flexible repayment options. Godrej Housing Finance also offers parallel funding to bank employees to make home loans as convenient as possible through staggered down payments. With quick loan disbursement and a streamlined application process, Godrej Housing Finance home loan for bank employees is a convenient solution for purchasing a dream home. Continue reading to explore the Godrej Housing Finance home loan for bank employees.

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Table of Content

1. Godrej Housing Finance Home Loan For Bank Employees Highlights

2. Godrej Housing Finance Home Loan For Bank Employees Fees & Charges

3. Godrej Housing Finance Home Loan For Bank Employees Documents Required

4. Godrej Housing Finance Home Loan For Bank Employees Eligibility Criteria

Written By

Utsah Sharma

Utsah Sharma is a seasoned financial expert with a Master’s Degree in Commerce specialising in Financial Services, Investments, Loan Assessments, Mutual Funds, Banking & Loan products. Drawing on her experience, she has established herself as a trusted voice, providing invaluable insights and guidance to seasoned investors and beginners. She is committed to breaking down the complexities of everything finance.

Reviewed By

Piyush Bothra

Chief Financial Officer, Square Yards

Piyush Bothra is the Chief Financial Officer at Square Yards, bringing over two decades of rich experience in finance and leadership. He is an MBA graduate from the prestigious IIM Lucknow and holds a BE in Information Technology from Sardar Vallabhbhai Patel Institute of Technology. He has played pivotal roles in scaling businesses and driving financial strategies. At Square Yards since 2015, Piyush is known for his strategic vision, strong financial knowledge, and valuable financial insights, significantly contributing to the company's growth and success.

Godrej Housing Finance Home Loan For Bank Employees – Highlights

The zero-touch Godrej Housing Finance home loan for bank employees has attractive features and highlights. Take a look at them:

Interest rate	Starting at 8.55% per annum onwards
Loan Amount	Up to 10 crores
Loan Tenure	Up to 30 years
Eligibility	Bank employees who are earning a regular source of income

Godrej Housing Finance Home Loan For Bank Employees – Fees & Charges

The Godrej Housing Finance home loan processing fee for bank employees is around 1 to 3% of the loan amount. For every missed EMI, a cost of Rs 1,000 is incurred. In case of a late payment, a 2% charge is levied on the defaulted payment, and the Cheque or NACH swap charge is Rs 500.

Godrej Housing Finance Home Loan For Bank Employees – Documents Required

Keep the following documents ready to easily avail of a Godrej Housing Finance home loan for bank employees:

KYC Documents
Income Documents
Property Documents

Godrej Housing Finance Home Loan For Bank Employees – Eligibility Criteria

Eligible applicants include Indian residents and Non-Resident Indians (NRIs). Applicants should be aged between 23 and 62. Both salaried individuals, self-employed professionals, and self-employed non-professionals are welcome to apply.

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Frequently Asked Questions (FAQs)

Can we avail of the PMAY subsidy with the Godrej Housing Finance staff home loan?

Absolutely! If you have a home loan with Godrej Housing Finance (GHF), you might qualify for the Pradhan Mantri Awas Yojana (PMAY) subsidy.

Who is eligible for the Godrej Housing Finance staff home loan?

Bank employees between 23 and 62 are eligible for the Godrej Housing Finance staff home loan.

What are the benefits of the Godrej Housing Finance employee home loan?

Godrej Housing Finance offers zero-touch home loans to bank employees at competitive interest rates and quick disbursal of funds.