1 Crore Home Loan Federal Bank

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Aspiring for a luxurious home or a spacious property for your growing family? The Federal Bank 1 crore home loan scheme can turn your dream into reality. This program offers financial assistance for high-value properties, providing competitive rates, flexible repayment options, and minimal fees. Whether you're a seasoned professional or a young entrepreneur, this guide delves into the key features and eligibility criteria of Federal Bank's ₹1 crore home loan, empowering you to make informed decisions for your future.

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Table of Content

1. 1 crore Home Loan Federal Bank Highlights

2. 1 crore home loan EMI for 10 years Federal Bank

3. 1 crore home loan EMI for 20 years Federal Bank

4. 1 crore Federal Bank home loan Fees and Charges

5. 1 crore Federal Bank home loan Documents Required

6. 1 crore Federal Bank home loan Eligibility Criteria

Written By

Utsah Sharma

Utsah Sharma is a seasoned financial expert with a Master’s Degree in Commerce specialising in Financial Services, Investments, Loan Assessments, Mutual Funds, Banking & Loan products. Drawing on her experience, she has established herself as a trusted voice, providing invaluable insights and guidance to seasoned investors and beginners. She is committed to breaking down the complexities of everything finance.

Reviewed By

Piyush Bothra

Chief Financial Officer, Square Yards

Piyush Bothra is the Chief Financial Officer at Square Yards, bringing over two decades of rich experience in finance and leadership. He is an MBA graduate from the prestigious IIM Lucknow and holds a BE in Information Technology from Sardar Vallabhbhai Patel Institute of Technology. He has played pivotal roles in scaling businesses and driving financial strategies. At Square Yards since 2015, Piyush is known for his strategic vision, strong financial knowledge, and valuable financial insights, significantly contributing to the company's growth and success.

1 crore Home Loan Federal Bank – Highlights

Key Features of Federal Bank 1 crore home loan:

Feature	Details
Loan Amount	Up to ₹70 lakh
Interest Rates	Starting from 8.80% (subject to credit profile)
Repayment Tenure	Up to 360 months (30 years)
Processing Fees	Low (specific fee details available on inquiry)
Pre-closure Charges	No charges

1 crore home loan EMI for 10 years Federal Bank

The monthly EMI for a Federal Bank 1 crore home loan over a period of 10 years is

Loan Amount	Interest Rate	Loan Tenure	EMI
1 Crore	8.80%	10 Years	₹123,718 per month

1 crore home loan EMI for 20 years Federal Bank

The following are the details of the EMI payable for a Federal Bank 1 crore home loan with a tenure of 20 years.

Loan Amount	Interest Rate	Loan Tenure	EMI
1 Crore	8.80%	20 Years	₹86,150 per month

1 crore Federal Bank home loan – Fees and Charges

While Federal Bank 1 crore home loan boasts competitive interest rates, additional fees exist, such as processing charges.

Particulars	Charges/Fees
Processing Fee	0.50% of the loan amount + GST
Part-Payment/Pre-closure/Foreclosure Fees	None

1 crore Federal Bank home loan – Documents Required

Here are the essential documents needed to apply for a Federal Bank 1 crore home loan:

Standard KYC Documents: This includes proof of identity, such as a PAN card or Aadhaar card, and proof of address, like utility bills or a voter ID.
Income Proof: For salaried individuals, you’ll need to provide salary slips, while self-employed individuals should furnish tax returns.
Property Documents: Ensure you have all the necessary paperwork related to the property you intend to purchase or construct.
Additional Documents (if applicable): Additional documents may be required depending on the specific loan scheme and bank policies. Stay prepared to furnish any extra documents requested by Federal Bank.

1 crore Federal Bank home loan – Eligibility Criteria

Here’s an overview of the eligibility criteria for Federal Bank 1 crore home loan:

Resident Indian citizens and NRIs are eligible.
Age: 21-55 Years
A stable income source is essential.
A credit score above 750 improve the chances of approval.

Frequently Asked Questions (FAQs)

What is the EMI for 1 crore Home Loan for 20 years in Federal Bank?

The monthly EMI payable for a 1 crore Home Loan from the Federal Bank is ₹86,150

Who is eligible for a 1 crore home loan from the Federal Bank?

Federal Bank's ₹1 crore home loan is likely for residents/NRIs with strong income, good credit (above 750), and a larger down payment, where the property acts as security.

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