Deutsche Bank Home Loan for Self Employed

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Are you considering buying or building a home? Are you struggling to find a home loan suitable for your needs because you are self-employed? No more worries; Deutsche Bank is here to help you with the Deutsche Bank home loan for self-employed. Deutsche Bank offers custom solutions for self-employed individuals with competitive interest rates and flexible repayment tenures that align with their needs. An easy application process and rapid disbursement help you to flourish in your dream of owning a house.

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Table of Content

1. Deutsche Bank Home Loan for Self-Employed Highlights

2. Deutsche Bank Home Loan for Self-Employed Fees and Charges

3. Deutsche Bank Home Loan for Self-Employed Documents Required

4. Deutsche Bank Home Loan for Self-Employed Eligibility Criteria

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Written By
Utsah Sharma
Utsah Sharma
Utsah Sharma is a seasoned financial expert with a Master’s Degree in Commerce specialising in Financial Services, Investments, Loan Assessments, Mutual Funds, Banking & Loan products. Drawing on her experience, she has established herself as a trusted voice, providing invaluable insights and guidance to seasoned investors and beginners. She is committed to breaking down the complexities of everything finance.
Reviewed By
Amit Prakash Singh
Amit Prakash Singh
Co-Founder, Square Yards & Chief Business Officer, Urban Money
Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

Deutsche Bank Home Loan for Self-Employed – Highlights

Following are the key highlights of the Deutsche Bank home loan for self-employed

Interest Rate 08.85% to 09.00%
Maximum Loan Amount Up to Rs. 25 crores
Loan Tenure 5 to 20 years
LTV Ratio Up to 75% of property value
Insurance Plans Available Exclusive insurance plans offered
Additional Options Shift from floating to fixed rate, part/full repayment options

Deutsche Bank Home Loan for Self-Employed – Fees and Charges 

In addition to the interest rate payable to the bank, various fees and charges are associated with the Deutsche Bank Home Loan for self-employed. Listed below are the details

Processing Fees Up to 1% of the loan amount disbursed
Prepayment fees 2.50% of the loan outstanding at the time of loan closure
Part-payment fees 2.50% of the loan amount prepaid
Collection Charges ₹500 charge for all customer-initiated EMI or tenure change requests.
Switch fee/ Repricing fees Up to 0.5% of principal outstanding for loan re-pricing at the borrower’s discretion
Stamp Duty on Loan Agreement Varies based on local regulations and mortgage type.

Deutsche Bank Home Loan for Self-Employed – Documents Required

To apply for Deutsche Bank Home Loan for Self-Employed, one has to submit the following documents:

  1. KYC Documents: Aadhar Card, PAN Card, Passport, Voter ID, etc.
  2. Income Proof: ITR documents for the last 2 years, Profit and Loss statement, Balance Sheet
  3. Property Documents: Sale Deed, Title Deed, NOC from builder/society, etc.
  4. Bank Statements: Last 6 months’ bank statements
  5. Identity and Address Proof: Aadhar Card, Passport, Driving License, etc.

Deutsche Bank Home Loan for Self-Employed – Eligibility Criteria

To qualify for Deutsche Bank Home Loan for Self-Employed, the person must meet the following criteria:

  1. Minimum Age: 23 years
  2. Maximum Age: 65 years at loan maturity
  3. Minimum Gross Annual Income: Rs. 500,000
  4. Self-employed individuals with a stable income are eligible.

Frequently Asked Question (FAQs)

What is the repayment term for a Deutsche Bank home loan for self-employed?

The repayment term for Deutsche Bank home loans for self-employed individuals ranges from 5 years to 20 years.

What is the minimum age for a Deutsche Bank home loan to a non-salaried person?

The minimum age requirement for Deutsche Bank home loans for non-salaried individuals is 23 years.

What is the tenure limit for a Deutsche Bank home loan to non-salaried people?

The tenure limit for a Deutsche Bank home loan to non-salaried individuals is 5 to 20 years.

What is a non-salaried person's minimum and maximum Deutsche Bank home loan amount?

Deutsche Bank home loans' minimum and maximum loan amounts vary for non-salaried individuals. Typically, the minimum loan amount starts from Rs. 5 lakhs, while the maximum loan amount can go up to Rs. 25 crores.

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