90 Lakh Deutsche Bank Home Loan

Deutsche Bank’s ₹90 lakh home loan intends to meet the needs of those trying to purchase their dream home. This home loan aims to make homeownership more accessible by offering affordable interest rates, flexible tenure options, and a streamlined application process. The loan is available to a broad range of individuals, including NRIs, salaried workers, and self-employed individuals. Furthermore, Deutsche Bank provides customised services to ensure clients have the support they need, from loan application to disbursement.

₹90 Lakh Home Loan Deutsche Bank – Highlights

Here are Deutsche Bank home loan interest rates for ₹90 lakh, along with highlights:

₹90 Lakh Home Loan EMI for 5 years Deutsche Bank 

Deutsche Bank housing loan EMI for ₹90 lahks is mentioned below in detail:

₹90 Lakh Home Loan EMI for 10 Years Deutsche Bank 

Here are the ₹90 lakh home loan EMI for 10 years Deutsche Bank:

₹90 Lakh Home Loan EMI for 15 Years Deutsche Bank

For an amount of ₹90 lakh, the EMI for 15 years is as follows:

₹90 Lakh Home Loan EMI for 20 Years Deutsche Bank

₹90 lakh home loan EMI for 20 years Deutsche Bank are as follows:

₹90 Lakh Home Loan EMI for 25 Years Deutsche Bank 

Deutsche Bank home loan of ₹90 lakh EMI for 25 years is as follows:

₹90 Lakh Deutsche Bank Home Loan – Fees and Charges 

Here are the fees and charges for ₹90 lakh Deutsche Bank Home Loan:

• Processing Fee: It is usually around 0.50% to 1% of the loan amount, subject to a minimum amount, plus applicable taxes.
• Legal and Technical Fees: Property verification and legal review charges may vary depending on the property’s location and type.
• Prepayment/Foreclosure Charges: Generally, floating-rate loans do not incur prepayment charges; however, fixed-rate loans may incur a fee if paid off early.
• Late Payment Charges: A penalty, often 2% above the applicable interest rate, on the overdue amount.
• Administrative Fees: A nominal charge for processing the loan documentation and disbursement.

₹90 Lakh Deutsche Bank Home Loan – Documents Required

For a ₹90 lakh home loan from Deutsche Bank, the bank typically requires the following documents:

• Identity Proof: Passport, Voter ID, Aadhaar Card, or PAN Card.
• Address Proof: Utility bills, Passport, Aadhaar Card, or Voter ID.
• Income Proof:
  • Salaried: Latest salary slips, Form 16, and bank statements for the last 6 months.
  • Self-employed: Income Tax Returns for the last 3 years, Profit & Loss statement, and bank statements for the previous 6 months.
• Property Documents: Sale agreement, title deeds, and NOC from the builder or society.
• Employment Proof: Employment letter or certificate (for salaried individuals).

₹90 Lakh Deutsche Bank Home Loan – Eligibility Criteria

Eligibility criteria for a ₹90 lakh home loan from Deutsche Bank include:

• Age: Applicants should be between 21 and 65 at loan maturity.
• Income: A stable and sufficient income to support the loan repayment, with specific minimum income requirements depending on the loan amount and location.
• Employment: Both salaried individuals and self-employed professionals/business owners with a consistent income history are eligible.
• Credit Score: A good credit score, typically above 700, is required to qualify for the loan.
• Residency: Both Indian residents and NRIs are eligible.
• Other Criteria: To determine eligibility, the bank may also consider existing liabilities, assets, and property values.