80 Lakh Deutsche Bank Home Loan

Deutsche Bank is a global financial institution with a strong presence in India. It offers various banking services, including home loans. The loan helps individuals achieve their dream of homeownership. It has competitive interest rates and flexible tenure options from 5 to 25 years. Documentation is minimal, ensuring a smooth process. Deutsche Bank also offers no prepayment charges on part payments. The application process makes it even easier for customers to access the loan and own their dream home.

80 Lakh Home Loan Deutsche Bank – Highlights

Here are some key highlights of the Home Loan offered by Deutsche Bank:

80 Lakh Home Loan EMI For 5 Years Deutsche Bank

Here are the EMI details of an 80 Lakh home loan for 5 years by Deutsche Bank:

80 Lakh Home Loan EMI For 10 Years Deutsche Bank

Breakdown of ₹80 Lakh home loan EMI from Deutsche Bank for the next 10 years:

80 Lakh Home Loan EMI For 15 Years Deutsche Bank

This table outlines the EMI, total payment, and interest for a 15-year home loan of ₹80 Lakh from Deutsche Bank.

80 Lakh Home Loan EMI For 20 Years Deutsche Bank

Presented below is a detailed financial overview of a ₹80 Lakh home loan from Deutsche Bank over a 20-year duration:

80 Lakh Home Loan EMI For 25 Years Deutsche Bank

Here’s a comprehensive breakdown of the financial details for a ₹80 Lakh home loan from Deutsche Bank, spread over a 25-year term:

80 Lakh Deutsche Bank Home Loan – Fees And Charges

For a ₹80 Lakh home loan from Deutsche Bank, expect  

• Processing Fee: 0.5% to 1% of the loan amount, plus GST.
• Part Prepayment: No charges for part prepayment.
• Full Prepayment: This may incur a fee.
• Late Payment Penalty: Around 2% per month on overdue EMIs.
• Additional Charges:
  • Legal and technical evaluations.
  • Switching between fixed and floating interest rates.

80 Lakh Deutsche Bank Home Loan – Documents Required

To apply for a ₹80 Lakh home loan at Deutsche Bank, you need to provide:

Identity and Address Proof: Passport, PAN Card, Voter ID, Driving License, or Aadhar.

Income Verification:

• Salaried Applicants: Last 3 months’ salary slips, Form 16 or ITR, and a 6-month bank statement.
• Self-Employed Applicants: 2 years’ ITR, CA-certified financials, and a 6-month bank statement.

Property Documents: Sale Deed, Approved Building Plan, and Title Deeds.

Proof of Age and Signature: Passport, PAN Card, or Voter ID.

• Loan Application Form: Must be fully completed and signed.

80 Lakh Deutsche Bank Home Loan – Eligibility Criteria

To qualify for a ₹80 Lakh home loan from Deutsche Bank, applicants must:

• Age Requirement: Applicants must be between 23 and 65 years old.
• Minimum Annual Income: ₹5 lakh.
• Additional Criteria:
  • Repayment capacity.
  • Credit history.