75 Lakh Deutsche Bank Home Loan

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The 75 Lakh Home Loan from Deutsche Bank is perfect for Indian citizens who want to buy flats/ homes in well-established localities offering a comfortable lifestyle. Urban Money assists you with this loan because of its flexible repayment tenures, easy eligibility criteria, minimal documentation, and low administrative fees. The Deutsche Bank’s 75 Lakh Home Loan is available for tenures between 5 and 20 years and at a low interest rate of 8.50%. You can also avail yourself of low-interest bank loan transfer options and no prepayment charges on floating interest rates facilities along with this loan. Delve into some of these other features and documentation processes of the loan in this Urban Money and the various EMI instalments payable for different tenures.

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Table of Content

1. 75 Lakh Home Loan Deutsche Bank Highlights

2. 75 Lakh Home Loan EMI For 5 Years Deutsche Bank

3. 75 Lakh Home Loan EMI For 10 Years Deutsche Bank

4. 75 Lakh Home Loan EMI For 15 Years Deutsche Bank

5. 75 Lakh Home Loan EMI For 20 Years Deutsche Bank

6. 75 Lakh Deutsche Bank Home Loan Fees And Charges

7. 75 Lakh Deutsche Bank Home Loan Documents Required

8. 75 Lakh Deutsche Bank Home Loan Eligibility Criteria

Written By

Bhavya Kamra

With a background in commerce and a strong affinity for numbers, Bhavya is dedicated to delivering accurate financial insights in her blog. She avidly reads finance magazines and articles to stay updated on the latest market trends. Currently crafting content for Urban Money, Bhavya aims to offer practical financial tips and simplify complex subjects into easy-to-understand steps.

Reviewed By

Amit Prakash Singh

Co-Founder, Square Yards & Chief Business Officer, Urban Money

Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

75 Lakh Home Loan Deutsche Bank – Highlights

Some of the important features of the 75 Lakh Home Loan from Deutsche Bank that you must know before applying for the same include:

Feature	Details
Maximum Loan Amount	Up to ₹25 Crores, out of which the bank will pay 75%
Interest Rate	8.50% to 8.90% (Depending on the applicant’s CIBIL Score)
Loan Tenure	5 to 20 years
EMI Calculation Method	Based on a daily reduced balance
Documentation Process	Fast and efficient, with minimal document submission

75 Lakh Home Loan EMI For 5 Years Deutsche Bank

If you’re considering paying off your 75 lakh home loan from Deutsche Bank within five years, here are the estimated EMIs and total interest payments:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total amount Payment
Rs 75 lakh	8.50% p.a.	Five years	₹1,53,874	₹17,32,440	₹92,32,440

75 Lakh Home Loan EMI For 10 Years Deutsche Bank

The following table showcases the estimated EMI for a 75 Lakh Home Loan from Deutsche Bank over a loan tenure of 10 years:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total amount Payment
Rs 75 lakh	8.50% p.a.	Ten years	₹92,989	₹36,58,680	₹1,11,58,680

75 Lakh Home Loan EMI For 15 Years Deutsche Bank

With an interest rate of 8.50% and a loan tenure of 15 years, the EMI estimate for a 75 Lakh Home Loan from Deutsche Bank includes:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total amount Payment
Rs 75 lakh	8.50% p.a.	15 years	₹73,855	₹57,93,900	₹1,32,93,900

75 Lakh Home Loan EMI For 20 Years Deutsche Bank

The EMI estimates and interest payable for the Deutsche Bank’s 75 Lakh Home Loan over a loan tenure of 20 years are:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total amount Payment
Rs 75 lakh	8.50% p.a.	20 years	₹65,087	₹81,20,880	₹1,56,20,880

75 Lakh Deutsche Bank Home Loan – Fees And Charges

An administration fee of 1% is applicable on the 75 Lakh home loan from the Deutsche Bank, mandatory for all applicants. Some of the other charges of the loan include:

Fixed Rate Loan:

- Part-payment charges: 2.50% of the prepaid loan amount
- Pre-closure charges: 2.50% of the outstanding loan amount at closure

Floating Rate Loan: No prepayment charges

Unsuccessful execution of standing instructions: ₹500
Switch Fee/Repricing Fees: Up to 0.50% of the principal outstanding
EMI Overdues: 2% of the EMI amount
Repayment Mandates: 0.05% of the loan sanction amount
Property Insurance: 0.05% of the loan sanction amount
ROC Charge Creation: 0.05% of the loan sanction amount
Stamp Duty on Loan Agreement: As per the state-set amount on property value
ECS/NACH/SI Swap Charges: ₹500
Document Retrieval Charges: ₹500
Taxes and Government Levies: As set by the government

75 Lakh Deutsche Bank Home Loan – Documents Required

The following documents are required if you want to apply for the Deutsche Bank’s 75 Lakh Home Loan:

Category	Required Documents
For Salaried and Self-Employed	PAN Card Passport Voter ID Card Driving License Aadhar Card Banker’s Certificate NREGA Job Card (signed by a government official)
Only for Self-Employed Individuals	The last two years ITR Previous three years’ proof of business continuity The last six months’ bank statements Business description Profit and Loss statement and Balance Sheet for the previous two years
Only for Salaried Employees	Last three months’ salary slips Form 16 or ITR HR Certificate for allowances and reimbursements The last six months’ bank statements Loan Closure Letter for previous debts

75 Lakh Deutsche Bank Home Loan – Eligibility Criteria

The eligibility criteria for a 75 Lakh Home Loan from Deutsche Bank are:

Salaried and Self-employed Citizens
Salary of INR 5,00,000
Age group 23 to 65

Frequently Asked Questions (FAQ)

What is the EMI for a 75 Lakh Home Loan for 20 years in Deutsche Bank?

The EMI payment for a 20-year tenured 75 Lakh Home Loan from Deutsche Bank is ₹65,087.

Who is eligible for a 75 Lakh Home loan in Deutsche Bank?

The loan is available to salaried and self-employed individuals between 23 and 65 who earn over ₹5 lakh annually.

What is the monthly interest rate of a 75 Lakh home loan in Deutsche Bank?

Deutsche Bank's average interest rate on a 75 Lakh Home Loan is 8.62%, but it can vary between 8.50% and 8.90% depending on the borrower’s credit score.

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