70 Lakh Deutsche Bank Home Loan

Saving enough money to buy a home can be a long and challenging process. It often takes years of careful planning and financial discipline to accumulate the necessary funds. However, a home loan can simplify this journey, allowing you to purchase your dream home sooner. With a home loan, you can spread the cost over time, making it more manageable. Therefore, Deutsche Bank has introduced easy home loans. Now, let's see how this ₹70 Lakh Home Loan offered by Deutsche Bank can help you achieve homeownership faster. 

70 lakh Home Loan Deutsche Bank – Highlights

Here are some key highlights of the Home Loan offered by Deutsche Bank:

70 lakh Home Loan EMI For 5 Years Deutsche Bank

EMI details of a 70 lakh home loan by Deutsche Bank for 5 years:

70 lakh Home Loan EMI For 10 Years Deutsche Bank

Breakdown of EMI plan of 70 lakh home loan for the next 10 years:

70 lakh Home Loan EMI For 15 Years Deutsche Bank

Below is an overview of a 15-year home loan EMI plan of ₹70 lakh 

70 lakh Home Loan EMI For 20 Years Deutsche Bank

Overview of a ₹70 lakh home loan from Deutsche Bank over a 20-year duration:

70 lakh Home Loan EMI For 25 Years Deutsche Bank

We have provided a comprehensive breakdown of ₹70 lakh home loan EMI from Deutsche Bank:

70 lakh Deutsche Bank Home Loan – Fees And Charges

Deutsche Bank charges a processing fee of 0.5% to 1% plus GST for a ₹70 Lakh home loan. Part prepayments are fee-free, but late payments attract penalties. There may also be extra costs for legal evaluations.

70 lakh Deutsche Bank Home Loan – Documents Required

For a ₹70 Lakh home loan from Deutsche Bank, you’ll need:

• Identity and Address Proof: Passport, PAN Card, Voter ID, Driving License, or Aadhar.
• Income Proof:
  • Salaried: Last 3 months’ salary slips, Form 16 or ITR, and 6-month bank statement.
  • Self-Employed: 2 years’ ITR, CA-certified financials, and 6-month bank statement.
• Property Documents: Sale Deed, Approved Building Plan, and Title Deeds.
• Proof of Age and Signature: Passport, PAN Card, Voter ID.
• Loan Application Form: Completed and signed.

70 lakh Deutsche Bank Home Loan – Eligibility Criteria

To qualify for a ₹70 Lakh home loan from Deutsche Bank, applicants should meet the following criteria:

• Applicants must be between 23 and 65 years old.
• The minimum annual income requirement is ₹6 lakh.
• Both salaried individuals and self-employed professionals are eligible.
• Self-employed applicants must show business continuity with a stable income.
• A good credit score is essential, indicating responsible borrowing and timely repayments.
• Repayment capacity is evaluated based on income, existing debts, and financial stability.
• The debt-to-income ratio is assessed to ensure manageable loan repayments.