65 Lakh Deutsche Bank Home Loan

Deutsche Bank, a renowned global financial institution, has served customers worldwide for decades. In India, it is well known for offering a range of reliable banking and financial services. The home loan is Among its offerings, designed to help individuals realise their homeownership dreams. The loan features competitive interest rates and flexible tenure options ranging from 5 to 25 years. With minimal documentation and a simple application process, securing a loan is now hassle-free. 

Get in Touch for Home Loan Expert Advice
Connect with our Home Loan Advisor Now!
  • Personalized Home Loan solutions
  • Expert guidance
  • Application assistance
  • Credit score discussion
  • Home Loan Interest rate comparison
+91
Choose City

Written By
Kirti Bansal
Kirti Bansal
Kirti Bansal is an esteemed financial expert and accomplished writer, specializing in a range of financial topics, including Financial Services, Investments, Loan Assessments, Mutual Funds, and Banking. With a wealth of experience in the financial industry, she has earned a reputation as a trusted voice! Her expertise serves as a beacon for those navigating the intricacies of finance.
Reviewed By
Amit Prakash Singh
Amit Prakash Singh
Co-Founder, Square Yards & Chief Business Officer, Urban Money
Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

65 Lakh Home Loan Deutsche Bank – Highlights

Discover the key features of Deutsche Bank’s Home Loan:

Highlight Detail
Processing Fee 0.5% to 1% of loan amount
Prepayment Charges No charges on part prepayment
Eligibility Criteria Minimum age 23, income-based
Required Documents Identity, income, property proofs
Repayment Method EMI through a bank account

65 Lakh Home Loan EMI For 5 Years Deutsche Bank

Below is a detailed financial overview for a ₹65 Lakh home loan from Deutsche Bank, structured over a 5-year tenure:

Detail Value
Interest Rate 8.5%
Monthly EMI ₹1,33,357.45
Number of EMIs 60
Total Amount Paid ₹80,01,447.22
Total Amount of Interest ₹15,01,447.22

65 Lakh Home Loan EMI For 10 Years Deutsche Bank

This table details the EMI, total payment, and interest for a 10-year home loan of ₹65 Lakh from Deutsche Bank:

Detail Value
Interest Rate 8.5%
Monthly EMI ₹80,590.70
Number of EMIs 120
Total Amount Paid ₹96,70,883.73
Total Amount of Interest ₹31,70,883.73

65 Lakh Home Loan EMI For 15 Years Deutsche Bank

Below is an overview of the financial details for a ₹65 Lakh home loan from Deutsche Bank with a 15-year tenure:

Detail Value
Interest Rate 8.5%
Monthly EMI ₹64,008.07
Number of EMIs 180
Total Amount Paid ₹1,15,21,452.83
Total Amount of Interest ₹50,21,452.83

65 Lakh Home Loan EMI For 20 Years Deutsche Bank

Here’s a summary of the key financial details for a ₹65 Lakh home loan from Deutsche Bank with a 20-year tenure:

Detail Value
Interest Rate 8.5%
Monthly EMI ₹56,408.51
Number of EMIs 240
Total Amount Paid ₹1,35,38,042.44
Total Amount of Interest ₹70,38,042.44

65 Lakh Home Loan EMI For 25 Years Deutsche Bank

For those considering a ₹65 Lakh home loan from Deutsche Bank with a 25-year tenure, here are the key financial details:

Detail Value
Interest Rate 8.5%
Monthly EMI ₹52,498.25
Number of EMIs 300
Total Amount Paid ₹1,57,49,476.19
Total Amount of Interest ₹92,49,476.19

65 Lakh Deutsche Bank Home Loan – Fees And Charges

Given below is the list of fees and charges for 65 lakh home loan offered by Deutsche Bank:

  • Processing Fee: 0.5% to 1% of the loan amount, plus GST.
  • Prepayment Charges: No fee for part prepayment; charges may apply for full prepayment.
  • Late Payment Fee: Around 2% per month on overdue EMIs.
  • Legal/Technical Charges: Applicable for property evaluation and legal checks.
  • Conversion Fee: Applicable for switching between fixed and floating rates.

65 Lakh Deutsche Bank Home Loan – Documents Required

List of documents that will be needed during your home loan process:

  • Loan Application Form: Must be fully completed and signed.
  • Identity and Address Proof: Acceptable documents include a Passport, PAN Card, Voter ID, Driving License, or Aadhar.
  • Income Verification:
    • For Salaried Applicants: Last 3 months’ salary slips, Form 16 or ITR, and a 6-month bank statement.
    • For Self-Employed Applicants: 2 years’ ITR, CA-certified financials, and 6-month bank statement.
  • Property Documentation: Sale Deed, Approved Building Plan, and Title Deeds.
  • Proof of Age and Signature: Can be verified with a Passport, PAN Card, or Voter ID.

65 Lakh Deutsche Bank Home Loan – Eligibility Criteria

To be eligible for a ₹65 Lakh home loan from Deutsche Bank, one must:

  • 23 to 65 years old.
  • Earn at least ₹5 lakh annually.
  • Having a good credit score is essential.
  • Consistent employment or business continuity.

Frequently Asked Questions (FAQ)

What is the EMI for a 65 Lakh Home Loan for 20 years in Deutsche Bank?

For a 20-year tenure at an 8.5% annual interest rate, the EMI would be around ₹56,400 per month.

Who is eligible for a 65 Lakh Home loan in Deutsche Bank?

Applicants with an annual income of at least ₹8 lakh, aged 23 to 65 years, may qualify, pending Deutsche Bank’s approval.

What is the monthly interest rate of a 65 Lakh home loan in Deutsche Bank?

The approximate monthly interest rate for a ₹65 Lakh home loan is 0.708%, assuming an 8.5% annual interest rate.

Urban Money