60 Lakh Deutsche Bank Home Loan

Founded with a commitment to financial excellence, Deutsche Bank has established itself as a trusted global institution. Over the years, the bank has expanded its services to cater to the diverse needs of its customers. Home loan services stand out among its offerings, providing a reliable pathway to homeownership. With a ₹60 Lakh Home Loan from Deutsche Bank, you can take a significant step toward securing your dream home. Let’s explore how this loan can support your journey to becoming a homeowner.

60 lakh Home Loan Deutsche Bank – Highlights

Here are some key highlights of the 60 lakh Home Loan offered by Deutsche Bank:

60 lakh Home Loan EMI For 5 Years Deutsche Bank

Given below are the EMI details of a 60 lakh home loan by Deutsche Bank for 5 years:

60 lakh Home Loan EMI For 10 Years Deutsche Bank

Overview of ₹60 lakh home loan from Deutsche Bank for the next 10 years:

60 lakh Home Loan EMI For 15 Years Deutsche Bank

This table outlines the EMI particulars for a 15-year home loan from Deutsche Bank.

60 lakh Home Loan EMI For 20 Years Deutsche Bank

Presented below are the EMI details of a ₹60 lakh home loan from Deutsche Bank for a period of 20 years:-

60 lakh Home Loan EMI For 25 Years Deutsche Bank

Here’s a breakdown of ₹60 lakh home loan EMI from Deutsche Bank for a tenure of 25 years:

60 lakh Deutsche Bank Home Loan – Fees And Charges

For a ₹60 Lakh home loan from Deutsche Bank, expect a processing fee of 0.5% to 1% of the loan amount plus GST. There are no charges for part prepayment, but late payments incur penalties. Additional fees may apply for legal evaluations.

60 lakh Deutsche Bank Home Loan – Documents Required

To apply for a ₹60 Lakh home loan with Deutsche Bank, applicants need to provide the following documents:

• Identity Proof: Passport, PAN Card, Voter ID, Driving License, or Aadhar.
• Address Proof: Passport, Voter ID, Driving License, Aadhar, or Utility Bill.
• Income Proof:
  • Salaried Applicants: Last 3 months’ salary slips, Form 16 or ITR, and a 6-month bank statement.
  • Self-Employed Applicants: 2 years’ ITR, CA-certified financials, and a 6-month bank statement.
• Property Documents: Sale Deed, Approved Building Plan, and Title Deeds.
• Proof of Age: Passport, PAN Card, Voter ID, or Birth Certificate.
• Proof of Signature: Passport, Banker’s Certificate, PAN Card, or Driving License.
• Loan Application Form: Fully completed and signed application form.

60 lakh Deutsche Bank Home Loan – Eligibility Criteria

Applicants need to meet specific criteria to qualify for a ₹60 Lakh home loan from Deutsche Bank:

• Age Requirement: Applicants must be between 23 and 65 years old.
• Minimum Annual Income: A minimum income of ₹5 lakh per year is required.
• Employment Status:
  • Salaried Applicants: Should have stable employment with a consistent income.
  • Self-Employed Applicants: Must show continuity in business operations with a steady income.
• Credit History: A good credit score is necessary, demonstrating a history of responsible borrowing and timely repayments.
• Repayment Capacity: The applicant’s ability to repay the loan, considering income, existing debts, and financial stability.
• Debt-to-Income Ratio: The bank will assess this ratio to ensure that the loan repayments are manageable within the applicant’s financial situation.