50 Lakh Deutsche Bank Home Loan

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Deutsche Bank’s 50 Lakh Home Loan is perhaps one of the best financial tools for purchasing a house for their loved one. With low interest rates, starting from 8.50%, and a high loan value of up to INR 25 Crore, applicants can easily obtain fast approvals with lower balance transfer options. Enjoy flexible loan tenures between 5 years to 20 years and minimal eligibility criteria, giving a sense of security to all applicants. The bank charges minimal administrative fees for the benefit of all customers and even lower EMI due charges, in case you miss a payment. Read this Urban Money blog to explore all the features of the 50 Lakh Home Loan from Deutsche Bank and the EMI payments for different loan tenures.

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Table of Content

1. 50 Lakh Home Loan Deutsche Bank Highlights

2. 50 Lakh Home Loan EMI For 5 Years Deutsche Bank

3. 50 Lakh Home Loan EMI For 10 Years Deutsche Bank

4. 50 Lakh Home Loan EMI For 15 Years Deutsche Bank

5. 50 Lakh Home Loan EMI For 20 Years Deutsche Bank

6. 50 Lakh Deutsche Bank Home Loan Fees And Charges

7. 50 Lakh Deutsche Bank Home Loan Documents Required

7.1 For Salaried and Self-Employed Individuals:

7.2 Only for Salaried Employees

7.3 Only for Self-employed Employees:

8. 50 Lakh Deutsche Bank Home Loan Eligibility Criteria

Written By

Bhavya Kamra

With a background in commerce and a strong affinity for numbers, Bhavya is dedicated to delivering accurate financial insights in her blog. She avidly reads finance magazines and articles to stay updated on the latest market trends. Currently crafting content for Urban Money, Bhavya aims to offer practical financial tips and simplify complex subjects into easy-to-understand steps.

Reviewed By

Amit Prakash Singh

Co-Founder, Square Yards & Chief Business Officer, Urban Money

Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

50 Lakh Home Loan Deutsche Bank – Highlights

Here are some of the important features of the Deutsche Bank’s 50 Lakh Home Loan, which will help you compare this loan with other financial products:

Feature	Description
Loan Amount	Upto 25 Crores
Loan Value Out of Property	75% of the current market value
Documentation Process	Extremely quick
Interest Rate	8.50% to 8.90%
EMI Calculation	On a daily reducing basis
Tenure	5 – 20 years

50 Lakh Home Loan EMI For 5 Years Deutsche Bank

In case you are looking for ways to pay off your Deutsche Bank’s 50 Lakh Home Loan within five years, here are the EMI and interest payments estimates:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total amount Payment
Rs 50 lakh	8.50% p.a.	Five years	₹1,02,583	₹11,54,980	₹61,54,980

50 Lakh Home Loan EMI For 10 Years Deutsche Bank

For an ₹50 lakh home loan from Deutsche Bank for ten years, the EMI and total interest payment amount to approximately-

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total amount Payment
Rs 50 lakh	8.50% p.a.	Ten years	₹61,993	₹24,39,160	₹74,39,160

50 Lakh Home Loan EMI For 15 Years Deutsche Bank

The following table showcases the estimated EMI for a 50 Lakh Home Loan from Deutsche Bank over a 15-year loan tenure.

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total amount Payment
Rs 50 lakh	8.50% p.a.	15 years	₹49,237	₹38,62,660	₹88,62,660

50 Lakh Home Loan EMI For 20 Years Deutsche Bank

The EMI estimates of a 50 Lakh Home Loan for 20 years from Deutsche Bank are as follows:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total amount Payment
Rs 50 lakh	8.50% p.a.	15 years	₹43,391	₹54,13,840	₹1,04,13,840

50 Lakh Deutsche Bank Home Loan – Fees And Charges

Here are the charges applicable for a 50 Lakh Home Loan from Deutsche Bank:

Fee Type	Charges
Administration Fees (Non-refundable)	Up to 1% of the loan amount disbursed
Loan Prepayment Terms
Fixed Rate Loan	– Part-payment charges: 2.50% of the loan amount prepaid – Pre-closure charges: 2.50% of the loan outstanding at the time of loan closure
Floating Rate Loan	No prepayment charges
Charges for unsuccessful execution of standing instructions	₹500
Switch Fee/Repricing Fees	Up to 0.50% of the principal outstanding
Penal Charges
EMI Overdue	2% of the EMI amount
Repayment Mandates	0.05% of Loan Sanction Amount
Property Insurance	0.05% of Loan Sanction Amount
ROC Charge Creation	0.05% of Loan Sanction Amount
Stamp Duty on Loan Agreement	As per the state laws
ECS/NACH/SI Swap Charges	₹500
Document Retrieval Charges	₹500

50 Lakh Deutsche Bank Home Loan – Documents Required

Some of the documents which will help you prove your repayment capabilities of the 50 Lakh Home Loan from Deutsche Bank include:

For Salaried and Self-Employed Individuals:

Passport	PAN Card
Voter ID Card	Driving License
Job Card of NREGA Duly signed by a government official	Aadhar Card
Banker’s Certificate

Only for Salaried Employees

The last three months’ salary slip	Form 16 or IR
HR Certificate for all allowances and reimbursements	The last six months’ bank statements
Loan Closure Letter for previous debts

Only for Self-employed Employees:

The last two years ITR	The previous three years’ proof of business continuity
The last six months’ bank statements	Description of the nature of business
The previous two years’ Profit and Loss statement and Balance Sheet

50 Lakh Deutsche Bank Home Loan – Eligibility Criteria

Anyone can apply for a 50 Lakh Home Loan from Deutsche Bank, including salaried individuals and self-employed citizens. Applicants must be between the ages of 23 and 65 and earn a minimum of INR 500,000 yearly.

Frequently Asked Questions (FAQs)

What is the EMI for a 50 Lakh Home Loan for 20 years in Deutsche Bank?

With an interest rate of 8.50%, the EMI for a 20-year-long home loan from Deutsche Bank comes out to be ₹43,391.

Who is eligible for a 50 Lakh Home loan in Deutsche Bank?

Any salaried and self-employed individual earning more than INR 5 Lakh between the ages of 23 and 65 for the loan.

What is the monthly interest rate of a 50 Lakh home loan in Deutsche Bank?

The interest rate on a 50 Lakh Home Loan from Deutsche Bank can vary between 8.50% and 8.90%, with an average of 8.62%.

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