45 Lakh Deutsche Bank Home Loan

Owning a home is a major milestone, representing stability and personal achievement. A home is more than just a place to live; it’s where memories are made and families grow. It brings a sense of pride and long-term security, making it a key goal for many. To help make this dream possible, Deutsche Bank offers amazing home loans. The loans have competitive interest rates and flexible repayment options, making it easier for people to achieve their dream of owning a home.

45 Lakh Home Loan Deutsche Bank – Highlights

Learn about the standout benefits of Deutsche Bank’s home loan offering:

45 Lakh Home Loan EMI For 5 Years Deutsche Bank

Below is the table for a ₹45 Lakh home loan from Deutsche Bank with a 5-year tenure:

45 Lakh Home Loan EMI For 10 Years Deutsche Bank

EMI schedule for a ₹45 Lakh Home Loan from Deutsche Bank with a 10-year tenure:

45 Lakh Home Loan EMI For 15 Years Deutsche Bank

This table provides the EMI, total payment, and interest details for a 15-year tenure home loan of ₹45 Lakh from Deutsche Bank. ​

45 Lakh Home Loan EMI For 20 Years Deutsche Bank

The below EMI outlines the total payment and interest for a 20-year tenure home loan of ₹45 Lakh from Deutsche Bank.

45 Lakh Home Loan EMI For 25 Years Deutsche Bank

Here are the EMI details for ₹45 Lakh Home Loan from Deutsche Bank with a 25-year tenure:

45 Lakh Deutsche Bank Home Loan – Fees And Charges

Here are the fees and charges associated with a Deutsche Bank home loan:

• Processing Fee: 0.5% to 1% of the loan amount, plus applicable GST.
• Prepayment Charges: There are no charges for part prepayment, but depending on the loan agreement, full prepayment may incur a fee.
• Late Payment Fee: Penal interest is charged on overdue EMIs, as per the bank’s policy, around 2% per month on the overdue amount.
• Legal and Technical Charges: Applicable for property evaluation and legal verification, as per the bank’s guidelines.
• Conversion Charges: Fee for switching from floating to fixed interest rate or vice versa, if applicable.

45 Lakh Deutsche Bank Home Loan – Documents Required

Here are the names of documents that will help you with the loan process:

• Identity, Address, Age and Signature Proof: Passport, PAN Card, Voter ID, Driving License, Aadhar, or NREGA Job Card.
• Income Proof:
  • Salaried: Last 3 months’ salary slips, Form 16/ITR, 6 months’ bank statement.
  • Self-Employed: 2 years’ ITR, CA-certified Profit & Loss Account, 3 years’ business continuity proof, 6 months’ bank statement.
• Property Documents: Sale Deed, Approved Building Plan, Title Deeds.

45 Lakh Deutsche Bank Home Loan – Eligibility Criteria

To be eligible for a ₹45 Lakh home loan from Deutsche Bank, applicants must be between 23 and 65 years old and have a minimum annual income of ₹5 lakh. Eligibility also considers factors like credit history, repayment capacity, employment stability, and existing liabilities. The final approval is subject to Deutsche Bank’s internal credit evaluation process.