4 Crore Deutsche Bank Home Loan

For anyone looking to build or buy a high-value house, various financing assistance options are available. One such premium loan option is the Deutsche Bank’s ₹4 crore home loan. This loan is perfect for investing in a high-end residential property since it offers reasonable interest rates, customised repayment plans, and professional help. Deutsche Bank's 4 Crore home loan guarantees that you have the resources to accomplish your objectives. This loan is available from refinancing an existing loan or purchasing a new property. It's also ideal for renovating or building your dream home from scratch.

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Rishabh Baisoy
Rishabh Baisoy
With a background in journalism and mass communications, Rishabh might be clueless about his plans for the evening, but he clearly knows what to write. A proud cinephile, Rishabh makes the perfect choice to discuss any movie with. Poetry holds a special place in his heart, which mingles well with his wanderlust personality. While he physically exists in India, his heart beats for the red part of Merseyside. Rishabh educates and empowers readers towards financial success at Urban Money.
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Amit Prakash Singh
Amit Prakash Singh
Co-Founder, Square Yards & Chief Business Officer, Urban Money
Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

₹4 Crore Home Loan Deutsche Bank – Highlights

Here are Deutsche Bank home loan interest rates for ₹4 Crore, along with highlights:

Feature Details
Loan Amount ₹4 Crore
Insurance Plan An attractive insurance plan is available to cover the loan amount with a reasonable premium
Interest Rates 8.5% p.a.
Processing Fee 2% of the loan amount, subject to a minimum of ₹5,000

₹4 Crore Home Loan EMI for 5 years Deutsche Bank 

Deutsche Bank housing loan EMI for ₹4 Crore is mentioned below in detail:

Loan Amount Interest Rate Loan Tenure EMI Amount Total Interest Payable Total Amount Payment
₹4 Crore 8.50% p.a. 5 years ₹8,20,661 ₹92,39,675 ₹4,92,39,675

₹4 Crore Home Loan EMI for 10 Years Deutsche Bank 

Here are the ₹4 Crore home loan EMI for 10 years Deutsche Bank:

Loan Amount Interest Rate Loan Tenure EMI Amount Total Interest Payable Total Amount Payment
₹4 Crore 8.50% p.a. 10 years ₹4,95,943 ₹1,95,13,131 ₹5,95,13,131

₹4 Crore Home Loan EMI for 15 Years Deutsche Bank

For an amount of ₹4 Crore, the EMI for 15 years is as follows:

Loan Amount Interest Rate Loan Tenure EMI Amount Total Interest Payable Total Amount Payment
₹4 Crore 8.50% p.a. 15 years ₹3,93,896 ₹3,09,01,248 ₹7,09,01,248

₹4 Crore Home Loan EMI for 20 Years Deutsche Bank

₹4 Crore home loan EMI for 20 years Deutsche Bank are as follows:

Loan Amount Interest Rate Loan Tenure EMI Amount Total Interest Payable Total Amount Payment
₹4 Crore 8.50% p.a. 20 years ₹3,47,129 ₹4,33,11,030 ₹8,33,11,030

₹4 Crore Home Loan EMI for 25 Years Deutsche Bank 

Deutsche Bank home loan of ₹4 Crore EMI for 25 years is as follows:

Loan Amount Interest Rate Loan Tenure EMI Amount Total Interest Payable Total Amount Payment
₹4 Crore 8.50% p.a. 25 years ₹3,22,091 ₹5,66,27,250 ₹9,66,27,250

₹4 Crore Deutsche Bank Home Loan – Fees and Charges 

Here are the fees and charges for ₹4 Crore Deutsche Bank Home Loan:

  • Processing Fee is 2% of the loan amount
  • Prepayment Charges are 4% of the prepayment amount
  • Late Payment Penalty is applicable
  • Valuation Charges are not applicable
  • Legal Charges are not applicable
  • Stamp Duty and Registration are applicable as per state regulations

₹4 Crore Deutsche Bank Home Loan – Documents Required

For a ₹4 Crore home loan from Deutsche Bank, the following documents are typically required:

Document Required Details
Salaried Individuals
Identity Proof PAN card, Aadhaar card, passport, driving licence, voter ID
Address Proof Utility bills, rent agreements, or any government-issued document showing the current residential address
Age Proof Birth certificate, PAN card, passport, or any other government-issued document
Bank Statements The last 6 months’ bank statements
Salary Slips Last 3 months’ salary slips
Form 16 Latest Form 16 from the employer
Self-Employed Individuals
Bank Statements Last 1 year’s bank statements for all business accounts
Income Tax Returns The previous 3 years’ Income Tax Returns with a computation of income
GST Returns (if applicable) The last 2 GST returns
Sole Proprietorship Firms
Registration Certificate Proof of business registration
Municipal Authority Licence Certificate or licence issued by the municipal authorities
Sales and Income Tax Returns Proof of sales and income tax filings
CST/VAT/GST Certificate As applicable under current tax regulations
Partnership Firms
Partnership Deed A copy of the partnership deed
Registration Certificate Proof of business registration
Identification Information Relevant documents as per the firm’s legal structure
Companies
Incorporation Certificate Proof of company registration
Memorandum of Association (MOA) Legal document detailing the company’s purpose and structure
Articles of Association (AOA) A legal document that defines the company’s regulations

₹4 Crore Deutsche Bank Home Loan – Eligibility Criteria

Eligibility criteria for a ₹4 Crore home loan from Deutsche Bank generally include:

  1. Age:
  • Minimum Age: 23 years
  • Maximum Age: 65 years
  1. Type of Employment:
  • Salaried: Individuals who are employed in a full-time salaried position.
  • Self-Employed: Individuals who run their own business or are professionals with self-employment income.
  1. Nationality: The applicant must be a resident of India to be eligible for the home loan.
  2. Credit Score:  A good credit score enhances the chances of loan approval and may also impact the interest rate offered.

Frequently Asked Questions (FAQ)

What is the EMI for a ₹4 Crore Home Loan for 20 years in the Deutsche Bank?

The interest rate offered determines the EMI for a ₹4 crore house loan with Deutsche Bank that has a 20-year term. The EMI would be approximately ₹3,47,129 at an interest rate of 8.5% per annum.

Who is eligible for a ₹4 Crore Home Loan in the Deutsche Bank?

Indian citizens and NRIs who match the bank's age and income requirements and have a steady source of income are generally eligible for a ₹4 Crore home loan from Deutsche Bank.

What is the monthly interest rate of a ₹4 Crore home loan in the Deutsche Bank?

If the annual interest rate is roughly 8.5%, the monthly interest rate for a ₹4 Crore house loan with Deutsche Bank would be roughly 0.708%.

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