35 Lakh Deutsche Bank Home Loan

Deutsche Bank’s 35 lakh home loan is a type of loan where your house is used as collateral or security. And if you don’t make your payments on time, the lender has the right to take possession of your property. Ensuring you can afford the repayments is essential. Hence, Urban Money details a complete overview of this credit option. This may include the expected 35 lakhs home loan EMI from the Deutsche Bank, applicable interest rates, eligibility criteria, required documents, and associated fees. This ultimately empowers you to make a more informed decision. Let’s get started.

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Written By
Hepson Franklin
Hepson Franklin
Hepson Franklin is a seasoned financial expert and accomplished writer specialising in Financial Services, Investments, Loan Assessments, Mutual Funds, Banking & loan products. With a wealth of experience in the financial industry, he has established himself as a trusted voice, providing invaluable insights and guidance to both seasoned investors and those new to the world of finance. With a comprehensive understanding of the intricate facets of the financial landscape, he is dedicated to demystifying complex financial concepts for readers of all backgrounds.
Reviewed By
Amit Prakash Singh
Amit Prakash Singh
Co-Founder, Square Yards & Chief Business Officer, Urban Money
Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

35 Lakh Home Loan Deutsche Bank – Highlights

Let’s examine the key features of the Deutsche Bank’s 35 lakh home loan:

Interest Rates 9.5o% – 12.0% p.a
Loan Amount 75% of the property value
Loan Tenure 5 – 20 years
Eligibility Salaried and self-employed individuals 

35 Lakh Home Loan EMI for 5 Years Deutsche Bank 

Let’s examine the 35 lakhs home loan EMI in Deutsche Bank with a tenure of 5 years:

Loan Amount Interest Rate Loan Tenure EMI Amount Total Interest Payable Total amount Payment
₹35 Lakhs 9.50% p.a. 5 years ₹73,507 ₹9,10,420 ₹44,10,420

35 Lakh Home Loan EMI for 10 Years Deutsche Bank

Have a close look at the 35 lakhs home loan EMI for 10 years from the Deutsche Bank:

Loan Amount Interest Rate Loan Tenure EMI Amount Total Interest Payable Total amount Payment
₹35 Lakhs 9.50% p.a. 10 years ₹45,289 ₹19,34,680 ₹54,34,680

35 Lakh Home Loan EMI for 15 Years Deutsche Bank

The Deutsche Bank’s home loan of 35 lakhs EMI rates and amount for a tenure of 15 years are given below:

Loan Amount Interest Rate Loan Tenure EMI Amount Total Interest Payable Total amount Payment
₹35 Lakh 9.50% p.a. 15 years ₹36,548 ₹30,78,640 ₹65,78,640

35 Lakh Home Loan EMI for 20 Years Deutsche Bank

Below mentioned are the 35 lakhs home loan EMI for 20 years from the Deutsche Bank:

Loan Amount Interest Rate Loan Tenure EMI Amount Total Interest Payable Total amount Payment
₹35 Lakh 9.50% p.a. 20 years ₹32,625 ₹43,30,000 ₹78,30,000

35 Lakh Deutsche Bank Home Loan – Fees and Charges 

Beyond the Deutsche Bank home loan interest rate of 35 lakhs, there are certain fees and charges you must know:

Fee/Charge Amount
Processing Fee 1% of the loan amount
Prepayment Charges  4% of the prepayment amount
Late Payment Panality  2% of the late payment amount
Stamp Duty & Other Statutory Charges As applicable 

35 Lakh Deutsche Bank Home Loan – Documents Required

Following are the required documents for the Deutsche Bank’s 35 lakh home loan:

Identity Proof  PAN Card, Aadhaar Card, Voter ID, Passport, or NREGA Card.
Address Proof Utility bill, Aadhaar card, Driving License, or Ration Card.
Financial Proof Salary slips, Form 16, Income Tax Returns, Bank Statements, etc.
Additional Documents Latest passport-size photos and duly filled application form. 

35 Lakh Deutsche Bank Home Loan – Eligibility Criteria 

Below are the 35 lakh home loan eligibility in Deutsche Bank:

Age Limit 23 – 65 years old
Employment Status  Both salaried and self-employed individuals
Income Criteria INR 5 LPA
Credit Score  Preferably 700 or above
Nationality  Indian 

Frequently Asked Questions (FAQs)

What is the EMI for a 35 lakh home loan for 20 years in Deutsche Bank?

₹32,625 is the estimated EMI for a 35 lakh home loan over 20 years at Deutsche Bank, subject to an annual interest rate of 9.50%.

Who is eligible for a 35 lakh home loan in Deutsche Bank?

Both salaried and self-employed individuals are eligible for a 35 lakh home loan at Deutsche Bank.

What is the monthly interest rate of a 35 lakh home loan in Deutsche Bank?

The monthly interest rate for a 35 lakh home loan in Deutsche Bank starts at 0.79%.

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