30 Lakh Deutsche Bank Home Loan

  • Home Loan By Property
  • Home Loan By Profession
  • Home Loan By Other
  • Home Loan By Amount

The ₹30 lakh home loan scheme offered by Deutsche Bank can be used to purchase your dream home or renovate an existing one. Deutsche Bank offers loan amounts of up to ₹25 crores or up to 75% of the property’s value, ensuring that the home loan applicant doesn’t fall short of funds. The interest rate on Deutsche Bank's home loan schemes starts at 8.50% per annum, making EMIs affordable. Individuals with existing home loan debt can benefit from the balance transfer option, which allows the remaining balance of a previous home loan to be transferred to Deutsche Bank at a lower interest rate. Learn more about the Deutsche Bank ₹30 lakh home loan scheme by scrolling through.

Get in Touch for Home Loan Expert Advice
Connect with our Home Loan Advisor Now!
  • Personalized Home Loan solutions
  • Expert guidance
  • Application assistance
  • Credit score discussion
  • Home Loan Interest rate comparison
+91
Choose City

Table of Content

1. Key Highlights of 30 Lakh Deutsche Bank Home Loan

2. Deutsche Bank 30 Lakh Home Loan 5 Years EMI

3. Deutsche Bank 30 Lakh Home Loan 10 Years EMI

4. Deutsche Bank 30 Lakh Home Loan 15 Years EMI

5. Deutsche Bank 30 Lakh Home Loan 20 Years EMI

6. Deutsche Bank 30 Lakh Home Loan 25 Years EMI

7. Deutsche Bank 30 Lakh Home Loan Fees & Charges

8. Documents Required for a 30 Lakh Deutsche Bank Home Loan

  • 8.1 Financial Documents:
  • 8.2 Identity Proof (Any one of the following):
  • 8.3 Address Proof (Any one of the following):
  • 8.4 Signature Proof (Any one of the following):
  • 8.5 Age Proof (Any one of the following):

    • 9. 30 Lakh Deutsche Bank Home Loan Eligibility Criteria

    Read more
    Written By
    Satyam Sachdeva
    Satyam Sachdeva
    Satyam has always been interested in saving money and realising its worth. He created a Demat account when he turned 18 and has been a keen equity and mutual fund investor. Currently, a writer for Urban Money, he uses his skills to guide his readers in the right direction. Satyam strives to make financial complexities easy for everyone to understand with a pinch of creative salt.
    Reviewed By
    Amit Prakash Singh
    Amit Prakash Singh
    Co-Founder, Square Yards & Chief Business Officer, Urban Money
    Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

    Key Highlights of 30 Lakh Deutsche Bank Home Loan

    Refer to the table below to learn about the applicable fees & charges of a 30 lakh Deutsche Bank home loan:

    Feature Details
    Loan Amount Up to ₹25 crores or 75% of the property value.
    Interest Rate Starts from 8.50% per annum.
    Loan Tenure Up to 30 years.
    Balance Transfer Option Available for existing home loan debt, allowing transfer to Deutsche Bank at a lower interest rate.
    Eligibility Resident Indians and NRIs are eligible based on income, credit history, and property value.
    Additional Features Prepayment options are available, and there are no prepayment charges for floating-rate loans, insurance options, and easy repayment through EMIs.
    Loan Approval Time Fast approval process with minimal documentation.

    Deutsche Bank 30 Lakh Home Loan – 5 Years EMI

    The applicable EMI over a tenure of 5 years on a 30 lakh Deutsche Bank home loan at an applicable interest rate of 9% per annum is given in the table below:

    Loan Amount Interest Rate Loan Tenure EMI Amount Total Interest Payable Total amount Payment
    Rs 30 lakh 9%  5 years ₹62,275 ₹7,36,504 ₹37,36,504

    Deutsche Bank 30 Lakh Home Loan – 10 Years EMI

    The table below shows the EMI for a Rs 30 lakh home loan from Deutsche Bank over 10 years at a 9% annual interest rate:

    Loan Amount Interest Rate Loan Tenure EMI Amount Total Interest Payable Total amount Payment
    Rs 30 lakh 9%  10 years ₹38,003 ₹15,60,328 ₹45,60,328

    Deutsche Bank 30 Lakh Home Loan – 15 Years EMI

    The table mentions the EMI payments over a 15-year term for a 30 lakh home loan from Deutsche Bank with a 9% interest rate:

    Loan Amount Interest Rate Loan Tenure EMI Amount Total Interest Payable Total amount Payment
    Rs 30 lakh 9%  15 years ₹30,428 ₹24,77,040 ₹54,77,040

    Deutsche Bank 30 Lakh Home Loan – 20 Years EMI

    The table below gives the EMI for a Rs 30 lakh loan from Deutsche Bank, with an interest rate of 9% per year over 20 years.

    Loan Amount Interest Rate Loan Tenure EMI Amount Total Interest Payable Total amount Payment
    Rs 30 lakh 9%  20 years ₹26,992 ₹34,78,027 ₹64,78,027

    Deutsche Bank 30 Lakh Home Loan – 25 Years EMI

    Below is the EMI calculation for a Rs 30 lakh Deutsche Bank home loan, assuming a 9% annual interest rate and a 25-year repayment term.

    Loan Amount Interest Rate Loan Tenure EMI Amount Total Interest Payable Total amount Payment
    Rs 30 lakh 9%  25 years ₹25,176 ₹45,52,767 ₹75,52,767

    Deutsche Bank 30 Lakh Home Loan – Fees & Charges

    The fees & charges that are applicable on a 30 lakh Deutsche Bank home loan are given in the table below:

    Fee Type Charges (Simplified)
    Administration Fees Up to 1% of the loan amount disbursed.
    Prepayment (Fixed Rate Loans) 2.5% of the prepaid amount or outstanding balance if closed.
    Prepayment (Floating Rate Loans) No charges for part payment or prepayment.
    Standing Instruction Bounce ₹500 per unsuccessful payment attempt.
    Switch/Repricing Fee Up to 0.5% of the outstanding loan amount for changing interest rates (e.g., from fixed to floating).
    Penal Charges 2% of EMI for late payments; 0.05% of the loan sanction amount for not setting up repayment instructions, lacking property insurance, or delay in ROC charge creation.
    ECS/NACH/SI Swap Charges ₹500 for changing payment mode.
    Document Retrieval ₹500 per request.
    Stamp Duty As per local laws.

    Documents Required for a 30 Lakh Deutsche Bank Home Loan

    The documents that are required for a salaried and self-employed individual to submit to avail of a 30 lakh Deutsche Bank home loan are given below:

    Financial Documents:

    • For Salaried Individuals: The last three months’ salary slips, Form 16 or Income Tax Returns (ITR), a bank statement of the main account for the last six months, details of any existing loans, or closure letters.
    • For Self-Employed Individuals: Income Tax Returns for the last 2 years, Profit and Loss statement and Balance Sheet, certified by a CA, proof of business continuity for the last 3 years, Bank statement of the main account for the previous 6 months, Brief description of the business, clients, and suppliers.

    Identity Proof (Any one of the following):

    Passport PAN Card

     
    Voter ID Card Driving Licence
    Aadhar Card

    Address Proof (Any one of the following):

    Valid Passport Driving Licence Aadhar Card

    Signature Proof (Any one of the following):

    Passport Banker’s Certificate Driving Licence

    Age Proof (Any one of the following):

    Valid Passport Voter ID Card
    PAN Card Birth Certificate

    30 Lakh Deutsche Bank Home Loan – Eligibility Criteria

    The table below mentions the eligibility criteria that an individual must meet to obtain a 30 lakh Deutsche Bank home loan:

    Eligibility Criteria Salaried Individuals Self-Employed Individuals
    Age Range Must be between 23 years and retirement age (or up to 65) Must be between 23 and 65 years old
    Minimum Annual Income At least ₹5,00,000 At least ₹5,00,000

    Frequently Asked Questions (FAQs)

    What is the EMI on a 30 lakh Deutsche Bank 30 lakh home loan over a tenure of 20 years?

    If an individual avails of a 30 lakh Deutsche Bank home loan at an interest rate of 9% per annum for a tenure of 20 years, the applicable EMI will be ₹26,992.

    Who is eligible for a 30 lakh Deutsche Bank home loan?

    This home loan scheme is eligible for salaried and self-employed individuals who earn a minimum of Rs 5 lakh monthly.

    What is the monthly interest rate of a 30 lakh Deutsche Bank home loan?

    The Deutsche Bank home loan scheme interest rate starts at 8.50% per annum, approximately 0.71% monthly.

    Quick Links

    Loan Offers By Deutsche Bank's

    Home Loan by Private Bank

    Home Loan by Nationalized Bank

    Home Loan by NBFC

    Home Loan Calculators

    Deutsche Bank Calculators

    Urban Money

    Disclaimer:

    The website may provide information about various loan products, insurance products, credit scores & links to other websites or resources over which urbanmoney.com does not have control as such information & links are received from the Banks, NBFCs, Insurance companies & credit rating agencies. Users of this website acknowledge that urbanmoney.com is providing these information & links only as a convenience, and further agree that urbanmoney.com is not responsible for the veracity of such information. Please note that users are advised to independently verify the information & do other requisite due diligence before making any decision and that urbanmoney.com nor its employees, partners, and associated staff are not accountable for any loss, harm, or damage due to usage of information from this website.  And further that user’s use of links to such external websites are subject to the terms of use and privacy policies located on those sites.

    © 2025 www.urbanmoney.com. All rights reserved.