3 Crore Deutsche Bank Home Loan

Taking a ₹3 Crore home loan from Deutsche Bank is a big financial decision. Understanding how your EMI (Equated Monthly Installment) will impact your monthly budget is essential and helps ensure you have opted for the right loan. Hence, Urban Money will help you calculate the 3 Crore home loan EMI Deutsche Bank, giving you a clear picture of what to expect. We will also outline the current interest rates, eligibility criteria, required documents, and associated fees, empowering you to make a more informed decision. Let’s scroll down for more detailed information.

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Rishabh Baisoy
Rishabh Baisoy
With a background in journalism and mass communications, Rishabh might be clueless about his plans for the evening, but he clearly knows what to write. A proud cinephile, Rishabh makes the perfect choice to discuss any movie with. Poetry holds a special place in his heart, which mingles well with his wanderlust personality. While he physically exists in India, his heart beats for the red part of Merseyside. Rishabh educates and empowers readers towards financial success at Urban Money.
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Amit Prakash Singh
Amit Prakash Singh
Co-Founder, Square Yards & Chief Business Officer, Urban Money
Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

3 Crore Home Loan Deutsche Bank – Highlights

Have a close look at the Deutsche Bank home loan interest rate for 3 Crores and other key features:

Interest Rates 9.75% – 15.32% per annum
Loan Amount Up to 90% of the property value
Loan Tenure 30 years or 65 years, whichever comes earlier 
Eligibility Applicable to both salaried and self-employed individuals 

3 Crore Home Loan EMI for 5 Years Deutsche Bank

Here is the interest rate for a 3 Crore home loan EMI in Deutsche Bank with a tenure of 5 years:

Loan Amount Interest Rate Loan Tenure EMI Amount Total Interest Payable Total amount Payment
₹3 Crore 8.50% p.a. 5 years ₹6,15,496 ₹69,29,756 ₹3,69,29,756

3 Crore Home Loan EMI for 10 Years Deutsche Bank

Following are the 3 Crore home loan EMI for 10 years from Deutsche Bank:

Loan Amount Interest Rate Loan Tenure EMI Amount Total Interest Payable Total amount Payment
₹3 Crore 8.50% p.a. 10 years ₹3,71,957 ₹1,46,34,848 ₹4,46,34,848

3 Crore Home Loan EMI for 15 Years Deutsche Bank

Let’s examine the Deutsche Bank home loan 3 Crore EMI amount for a tenure of 15 years:

Loan Amount Interest Rate Loan Tenure EMI Amount Total Interest Payable Total amount Payment
₹3 Crore 8.50% p.a. 15 years ₹2,95,422 ₹2,31,75,936 ₹5,31,75,936

3 Crore Home Loan EMI for 20 Years Deutsche Bank

Here is the 3 Crore home loan EMI for 20 years from the Deutsche Bank:

Loan Amount Interest Rate Loan Tenure EMI Amount Total Interest Payable Total amount Payment
₹3 Crore 8.50% p.a. 20 years ₹2,60,347 ₹3,24,83,273 ₹6,24,83,273

3 Crore Home Loan EMI for 25 Years Deutsche Bank

The table below details the interest rates for a 3 Crore home loan EMI in Deutsche Bank with a tenure of 25 years:

Loan Amount Interest Rate Loan Tenure EMI Amount Total Interest Payable Total amount Payment
₹3 Crore 8.50% p.a. 25 years ₹2,41,568 ₹4,24,70,438 ₹7,24,70,438

3 Crore Deutsche Bank Home Loan – Fees and Charges

Have a close look at the applicable charges in addition to the Deutsche Bank home loan interest rate of 3 Crore:

Fee/Charge Amount
Processing Fee 2% of the loan amount
Prepayment Charges  4% of the prepayment amount
Late Payment Panality  Applicable 
Valuation Charges Nil
Legal Charges Nil
Stamp Duty and Registration As per the state law

3 Crore Deutsche Bank Home Loan – Documents Required

Below are the required documents for the Deutsche Bank 3 Crore home loan:

Mandatory Document  PAN Card
KYC Documents Aadhaar Card, Election ID, Passport, Driving License, NREGA Card, or Letter issued by the national population register.
Salary Documents Last 3-month salary slips, 2-year form 16, and 6-month bank statement
Business Documents  Last 3-year income tax returns, latest 2 GST returns, 1-year bank statement, etc.
Additional Documents Processing fee cheque, latest passport size coloured photos, and duly filled application form. 

3 Crore Deutsche Bank Home Loan – Eligibility Criteria

Let’s examine the 3 Crore home loan eligibility in Deutsche Bank:

Age Limit 23 – 65 years old
Employment Status  Either salaried or self-employed individuals
Credit Score  Preferably 700 or higher
Nationality  Indian 

Frequently Asked Questions (FAQ)

What is the EMI for a 3 Crore home loan for 20 years in Deutsche Bank?

Suppose you get a 3 Crore home loan for 8.50% per annum for 20 years. You are liable to pay back a total interest of ₹3,24,83,273. This calculation means that your monthly EMI will be ₹2,60,347.

Who is eligible for a 3 Crore home loan in Deutsche Bank?

Both salaried and self-employed individuals are eligible for a 3 Crore home loan at Deutsche Bank.

What is the monthly interest rate of a 3 Crore home loan in Deutsche Bank?

The monthly interest rate for a 3 Crore home loan in Deutsche Bank starts at 0.81%.

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