- Home
- Home Loan
- Deutsche Bank
- 25 Lakh Home Loan
25 Lakh Deutsche Bank Home Loan
- Home Loan By Property
- Home Loan By Profession
- Home Loan By Other
- Home Loan By Amount
Deutsche Bank’s ₹25 lakh home loan is a top choice for anyone aiming to buy or renovate a home in a reputable society. As highlighted by Urban Money, this loan offers huge benefits to all borrowers with flexible repayment terms, minimal eligibility requirements and low administrative fees. The bank allows for a loan tenure of up to 20 years and provides reduced interest rates, starting at 8.50%. Any citizen of India can also avail of the favourable balance transfer options for the ₹25 lakh home loan from Deutsche Bank. Check out the blog below for a full breakdown of the loan details and EMI calculations for different tenures.
- Personalized Home Loan solutions
- Expert guidance
- Application assistance
- Credit score discussion
- Home Loan Interest rate comparison
Table of Content



25 Lakh Home Loan Deutsche Bank – Highlights
Here are some of the important features of the Deutsche Bank’s ₹25 lakh home loan, which will help you compare it with other financial options:
Feature | Details |
Loan Amount | ₹25 Crores, with 75% LTV |
Interest Rates | Ranges from 8.50% to 8.90%, depending on the CIBIL score of the applicant |
Loan Tenure | 5 to 20 years, to be decided by the applicant |
EMI | On a daily reducing balance basis |
Documentation | Minimal documents to prove the borrowers’ repayment capabilities, identity and residence |
25 Lakh Home Loan EMI For 5 Years Deutsche Bank
Here is the EMI estimate and interest payable for a ₹25 lakh home loan from Deutsche Bank at an interest rate of 8.50%:
Loan Amount | Interest Rate | Loan Tenure | EMI Amount | Total Interest Payable | Total amount Payment |
Rs 25 lakh | 8.50% p.a. | Five years | ₹51,291 | ₹5,77,460 | ₹30,77,460 |
25 Lakh Home Loan EMI For 10 Years Deutsche Bank
If you’re planning to repay your ₹25 lakh home loan from Deutsche Bank within ten years, here are the estimated EMIs and total interest payments:
Loan Amount | Interest Rate | Loan Tenure | EMI Amount | Total Interest Payable | Total amount Payment |
Rs 25 lakh | 8.50% p.a. | Ten years | ₹30,996 | ₹12,19,520 | ₹37,19,520 |
25 Lakh Home Loan EMI For 15 Years Deutsche Bank
For a 15-year tenure, the estimated EMI for Deutsche Bank’s ₹25 lakh home loan at an interest rate of 8.50% is:
Loan Amount | Interest Rate | Loan Tenure | EMI Amount | Total Interest Payable | Total amount Payment |
Rs 25 lakh | 8.50% p.a. | Ten years | ₹24,618 | ₹19,31,240 | ₹44,31,240 |
25 Lakh Home Loan EMI For 20 Years Deutsche Bank
For a ₹25 lakh home loan from Deutsche Bank over 20 years, the estimated EMI and total interest payments are approximate-
Loan Amount | Interest Rate | Loan Tenure | EMI Amount | Total Interest Payable | Total amount Payment |
Rs 25 lakh | 8.50% p.a. | 20 years | ₹21,696 | ₹27,07,040 | ₹52,07,040 |
25 Lakh Deutsche Bank Home Loan – Fees And Charges
Here are some of the charges applicable on a 25 Lakh Deutsche Bank Home Loan:
Charge Type | Details |
Administrative Fees | 1% of the total loan amount |
Prepayment Charges | – Floating Interest Rates: No charges
– Fixed Interest Rates: 2.50% of the total outstanding payment |
Part-Payment Charges | 2.50% of the loan amount prepaid |
Standing Instruction Non-compliance | ₹500 |
EMI Overdue | 2% of the EMI amount |
Repayment Mandates | 0.05% of the loan sanction amount |
Property Insurance | 0.05% of the loan sanction amount annually for non-submission of a valid policy |
ROC Charge Creation | 0.05% of the loan sanction amount for delayed charge creation |
Stamp Duty | As per state regulations |
ECS/NACH/SI Swap Fees | ₹500 |
Document Retrieval Fees | ₹500 |
Taxes and Levies | As applicable |
25 Lakh Deutsche Bank Home Loan – Documents Required
The documents required to apply for a 25 Lakh Home Loan from Deutsche Bank are:
For Salaried and Self-Employed Individuals:
- Passport
- PAN Card
- Voter ID Card
- Driving License
- NREGA Job Card signed by a government official
- Aadhar Card
- Banker’s Certificate
Only for Salaried Employees:
- Last three months’ salary slips
- Form 16 or ITR
- HR Certificate for all allowances and reimbursements
- The last six months’ bank statements
- Loan Closure Letter for previous debts
Only for Self-Employed Individuals:
- The last two years ITR
- Proof of business continuity for the previous three years
- The last six months’ bank statements
- Description of the nature of business
- Profit and Loss statement and Balance Sheet for the previous two years
25 Lakh Deutsche Bank Home Loan – Eligibility Criteria
The individuals eligible for a 25 Lakh Home Loan from Deutsche Bank are:
- Salaried and Salaried Employees
- Between the ages of 23 and 65
- Income of INR 500,000
Frequently Asked Questions (FAQs)
What is the EMI for a 25 Lakh Home Loan for 20 years in Deutsche Bank?
For a 20-year home loan at an 8.50% interest rate, the EMI from Deutsche Bank is ₹21,696
Who is eligible for a 25 Lakh Home loan in Deutsche Bank?
Any applicant between the ages of 23 and 65 who earns more than INR 500,000 can apply for the 25 Lakh Home Loan.
What is the monthly interest rate of a 25 Lakh home loan in Deutsche Bank?
The Deutsche Bank's interest rate for a 25 Lakh Home Loan ranges between 8.50% and 8.70%, with an average of 8.62%.
Quick Links
Loan Offers By Deutsche Bank's
Home Loan by Private Bank
- Reliance Capital Home Loan
- DCB Bank Home Loan
- ICICI Bank Home Loan
- YES Bank Home Loan
- RBL Bank Home Loan
- Federal Bank Home Loan
- IDFC FIRST Bank Home Loan
- HDFC Bank Home Loan
- Axis Bank Home Loan
- Kotak Bank Home Loan
- Deutsche Bank Home Loan
- karur Vysya Bank Home Loan
- Housing Development Finance Corporation Home Loan
- IndusInd Bank Home Loan
- karnataka bank Home Loan
- LIC Housing Finance Home Loan
- HSBC Home Loan
- IDBI Bank Home Loan
- CITI Bank Home Loan
- HDFC Sales Home Loan
Home Loan by Nationalized Bank
Home Loan by NBFC
- Clix Capital Home Loan
- Hero Housing Finance Home Loan
- Hero FinCorp Home Loan
- Vastu Housing Finance Home Loan
- Aadhar housing Finance Home Loan
- DHFL Home Loan
- Muthoot Finance Ltd Home Loan
- Edelweiss Financial Services Home Loan
- Piramal Housing Finance Home Loan
- Fullerton India Home Loan
- Capri Global Home Loan
- Capital First Ltd. Home Loan
- Poonawalla Fincorp Limited Home Loan
- Cholamandalam Finance Home Loan
- IndiaBulls Home Loan
- Ujjivan Small Finance Bank Home Loan
- Tata Capital Housing Finance Limited Home Loan
- L&T Finance Home Loan
- Aditya Birla Finance Limited Home Loan
- Godrej Housing Finance Home Loan
- Punjab National Bank Housing Finance Home Loan
- IIFL Finance Home Loan
- Bajaj Finserv Home Loan
- Home First Finance Company Home Loan
Home Loan Calculators