2 Crore Deutsche Bank Home Loan

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The 2 Crore Home Loan from Deutsche Bank is the perfect financial tool for those looking for luxurious homes in the best of localities. With interest rates starting at just 8.50% and a flexible loan repayment tenure of 20 years, this loan is well-suited for people who want to obtain this amount of money with minimum hassle of excessive documentation and long application processes. Urban Money will guide you through getting the Deutsche Bank’s 2 Crore Home Loan and help you understand the eligibility criteria and different EMI payments for various loan tenures.

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Table of Content

1. 2 Crore Home Loan Deutsche Bank Highlights

2. 2 Crore Home Loan EMI for 5 Years Deutsche Bank

3. 2 Crore Home Loan EMI for 10 Years Deutsche Bank

4. 2 Crore Home Loan EMI for 15 Years Deutsche Bank

5. 2 Crore Home Loan EMI for 20 Years Deutsche Bank

6. 2 Crore Deutsche Bank Home Loan Fees And Charges

7. 2 Crore Deutsche Bank Home Loan Documents Required

8. 2 Crore Deutsche Bank Home Loan Eligibility Criteria

Written By

Bhavya Kamra

With a background in commerce and a strong affinity for numbers, Bhavya is dedicated to delivering accurate financial insights in her blog. She avidly reads finance magazines and articles to stay updated on the latest market trends. Currently crafting content for Urban Money, Bhavya aims to offer practical financial tips and simplify complex subjects into easy-to-understand steps.

Reviewed By

Amit Prakash Singh

Co-Founder, Square Yards & Chief Business Officer, Urban Money

Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

2 Crore Home Loan Deutsche Bank – Highlights

Here are a couple of key features of the 2 Crore Home Loan from Deutsche Bank, which make it a perfect fit for family homes with children:

Feature	Details
Maximum Loan Amount	Up to ₹25 Crores
Loan-to-Value Ratio	Up to 75% of the property’s current market value
Interest Rate Range	8.50% to 8.90%
EMI Calculation Method	Daily reducing balance
Loan Tenure	5 to 20 years
Documentation	Streamlined and quick process

2 Crore Home Loan EMI for 5 Years Deutsche Bank

Here is the EMI estimate and interest payable for a 2 Crore Home Loan from the Deutsche Bank-

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total amount Payment
Rs 2 Crore	8.50% p.a.	Five years	₹4,10,331	₹46,19,860	₹2,46,19,860

2 Crore Home Loan EMI for 10 Years Deutsche Bank

If you’re considering paying off your 2 Crore home loan from Deutsche Bank within ten years, here are the estimated EMIs and interest payments-

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total amount Payment
Rs 2 Crore	8.50% p.a.	Ten years	₹2,47,971	₹97,56,520	₹2,97,56,520

2 Crore Home Loan EMI for 15 Years Deutsche Bank

For a 2 Crore home loan from Deutsche Bank over a 15-year term, the estimated EMI and total interest payments are approximately the following-

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total amount Payment
Rs 2 Crore	8.50% p.a.	15 years	₹1,96,948	₹1,54,50,640	₹3,54,50,640

2 Crore Home Loan EMI for 20 Years Deutsche Bank

With an interest rate of 8.50% and a loan tenure of 20 years, the EMI payment of a 2 Crore Home Loan from Deutsche Bank stands at:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total amount Payment
Rs 2 Crore	8.50% p.a.	20 years	₹1,73,565	₹2,16,55,600	₹4,16,55,600

2 Crore Deutsche Bank Home Loan – Fees And Charges

The applicants of the 2 Crore Deutsche Bank Home Loan are supposed to pay 1% of the total loan amount as the administration charge. Floating Interest Rates require no prepayment charges, while fixed interest rates require a pre-closure fee of 2.50% of the outstanding loan amount, just like the part-payment interest rates. The Failed Standing Instruction Execution fee is INR 500, and the repricing costs are 0.50% of the outstanding loan amount.

Some other charges of the loan are:

Charge	Percentage
EMI Overdue	2% of the EMI amount
Repayment Mandates	0.05% of the loan sanction amount
Property Insurance	0.05% of the loan sanction amount
ROC Charge Creation	0.05% of the loan sanction amount
Stamp Duty on Loan Agreement	As per state laws
ECS/NACH/SI Swap Charges	₹500
Document Retrieval Charges	₹500
Taxes and Government Levies	As applicable

2 Crore Deutsche Bank Home Loan – Documents Required

The documents required to apply for a 2 Crore Deutsche Bank Home Loan are:

Category	Required Documents
General Requirements (For both Salaried & Self-Employed)	Passport PAN Card Voter ID Card Driving License NREGA Job Card (signed by a government official) Aadhar Card Banker’s Certificate
Only for Salaried Employees	Last three months’ salary slips Form 16 or ITR HR Certificate for allowances and reimbursements The last six months’ bank statements Loan Closure Letter for previous debts
Only for Self-Employed Individuals	The last two years ITR Proof of business continuity for the previous three years The last six months’ bank statements Business description Profit and Loss statement and Balance Sheet for the previous two years

2 Crore Deutsche Bank Home Loan – Eligibility Criteria

Any salaried or self-employed resident Indian with an income of more than INR 5,00,000 is eligible for applying for a 2 Crore Deutsche Bank Home Loan. However, they must be over 23 and under 65 years old.

Frequently Asked Questions (FAQ)

What is the EMI for a 2 Crore Home Loan for 20 years in Deutsche Bank?

The EMI for a 2 Crore Home Loan at Deutsche Bank with a 20-year loan tenure is ₹1,73,565.

Who is eligible for a 2 Crore Home loan in Deutsche Bank?

Any salaried and self-employed citizen of India between the ages 23 and 65 is eligible for a 2 Crore Home Loan from the Deutsche Bank.

What is the monthly interest rate of a 2 Crore home loan in Deutsche Bank?

The Deutsche Bank's interest rate for a 2 Crore Home Loan ranges between 8.50 and 8.70%, depending on the applicant’s creditworthiness.

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