1 Crore Deutsche Bank Home Loan

A ₹1 Crore home loan from Deutsche Bank opens up a world of possibilities for finding the perfect home. You might envision a modern apartment in the city or a spacious villa in a peaceful area. With this budget, you can choose a home that aligns with your lifestyle and needs. However, collecting such a handsome amount through manual savings can be time-consuming. Thus, Deutsche Bank has introduced a home loan worth ₹1 crore. Let’s explore how Deutsche Bank can help you turn this vision into reality.

₹1 Crore Home Loan Deutsche Bank – Highlights

Here are some key highlights of the Home Loan offered by Deutsche Bank:

₹1 Crore Home Loan EMI For 5 Years Deutsche Bank

Here are the EMI details of ₹1 Crore home loan by Deutsche Bank:

₹1 Crore Home Loan EMI For 10 Years Deutsche Bank

Breakdown of ₹1 Crore home loan for the next 10 years:

₹1 Crore Home Loan EMI For 15 Years Deutsche Bank

This table outlines the EMI distribution of ₹1 Crore home loan in 15 years:

₹1 Crore Home Loan EMI For 20 Years Deutsche Bank

Presented below are the details of ₹1 Crore home loan EMI of 20-year duration:

₹1 Crore Home Loan EMI For 25 Years Deutsche Bank

EMI details for a ₹1 Crore home loan from Deutsche Bank, spread over a 25-year term:

1 Crore Deutsche Bank Home Loan – Fees And Charges

A ₹1 Crore home loan from Deutsche Bank includes a processing fee of 0.5% to 1% plus GST. There are no charges for part prepayments, but penalties apply for late payments. Additional fees might be required for legal assessments.

1 Crore Deutsche Bank Home Loan – Documents Required

For a ₹1 Crore home loan from Deutsche Bank, you’ll need to provide:

• Identity, age and address proof such as a Passport, PAN Card, Voter ID, Driving License, or Aadhar.
• Salaried applicants should submit the last 3 months’ salary slips, Form 16 or ITR, and a 6-month bank statement.
• Self-employed individuals need 2 years’ ITR, CA-certified financials, and a 6-month bank statement.
• Property documents like the Sale Deed, Approved Building Plan, and Title Deeds are required.
• The loan application form must be fully completed and signed.

1 Crore Deutsche Bank Home Loan – Eligibility Criteria

When applying for a ₹1 Crore home loan from Deutsche Bank, there are specific eligibility criteria that applicants must meet to ensure they can manage the loan effectively.

• Applicants should be between 23 and 65 years old.
• A minimum annual income of ₹8 lakh is required.
• Both salaried employees and self-employed individuals can apply.
• Self-employed applicants need to demonstrate consistent business operations with a steady income.
• A strong credit score is necessary, showing a history of responsible borrowing and timely payments.
• The bank assesses your ability to repay the loan, considering your income, current liabilities, and financial health.
• The debt-to-income ratio is reviewed to ensure that the loan payments are sustainable.