Deutsche Bank Home Loan

Features and Benefits of Deutsche Bank Home Loan

You unlock certain features when you apply for a Deutsche Bank home loan.

• You can avail of a loan of up to INR 25 crore based upon property type and value.
• At max, you can get 75% of the current value of the mortgaged property.
• Easy and minimal documents are required for a quick approval.
• Availability of balance transfer for transferring existing loans to lower interest rates.
• A home loan is available at a floating interest rate.
• Easy eligibility criteria.
• Flexible loan repayment tenure.
• Availability of insurance plans to secure the mortgaged property.

Deutsche Bank Home Loan Overview

Deutsche Bank is one of the most well-known investment banks globally, providing its clients a wide range of financial services. Retail banking, wealth management, business process outsourcing, onshore investment banking, and asset management are among the company’s offerings. The bank offers a hassle-free home loan with affordable interest rates, allowing individuals to meet their needs for a lifetime asset, such as purchasing a new house/apartment, renovating, expanding, or improving an existing home.

You can get a home loan from any bank that you believe would meet your needs. You can apply to any commercial or public bank. For home loans, each bank has a different rate of interest. Customers can get house loans from Deutsche Bank to fit their financial needs for a maximum of INR 10 crore. You can take advantage of the flexible repayment tenure. Additionally, you get the option of selecting a term ranging from 5 to 20 years.

Key Highlights 

• Loan Amount up to INR 15 crore
• Flexible repayment tenures ranging from 5 years to 20 years
• Both salaried individuals and self-employed individuals can avail of a home loan. 
• Finances up to 80 per cent of the total property cost

Deutsche Bank: Home Loan Eligibility Criteria

To avail of a home loan with utmost ease, you must be familiar with Deutsche Bank home loan eligibility criteria and other Deutsche Bank home loan requirements. The following table depicts the pointers you should consider availing a home loan without hindrance:

Deutsche Bank Home Loan Fees and Charges

Documents Required for Deutsche Bank Home Loan

Here is the list of documents required for a Deutsche Bank home loan:

How does the EMI calculation Work for Deutsche Bank Home Loan?

With an online Home Loan EMI calculator, computation of monthly instalments has become easier than ever. You just have to make three entries in the given section, including loan amount, repayment tenure, and interest rate. Based upon entered values, the EMI will be displayed on the screen. That’s simple! This EMI will help you to determine the overall amount you will repay on the borrowed amount along with the interest component.

Balance Transfer Deutsche Bank Home Loan

Buying a house can appear to be a very enticing proposition at first. In addition, the interest on your loan may cause you financial difficulties in the future. Homebuyers can now save money by transferring their existing debt from a bank or financial institution to Deutsche Bank through the Home Loan Balance Transfer service. You could also take out a Top-Up Loan or another loan to help you meet your other obligations.

To avail of a Balance Transfer Home Loan from Deutsche Bank, you need to fulfil the following eligibility criteria: 

• Good repayment history and track record of at least 12 months
• To avail of a balance transfer loan, you should be above 23 years and at home loan maturity, your age should not be more than 62 years.
• Balance transfer facilities will be accessible for existing loans only from specific financial institutions. 
• The borrower needs to have the title document ownership.

Deutsche Bank Home Loan Customer Care Number

To contact the customer care executive and get assistance, call the toll-free number 18001236601. The executives are readily available for service round the clock throughout the week.