75 Lakh DCB Bank Home Loan

The 75 lakh DCB Bank home loan is a great option for individuals facing financial difficulties purchasing their dream home. This loan is available in the market with minimal interest rates, starting at just 9.75% per annum and helps people keep longer loan tenures of up to 20 years, ultimately leading to better financial management. Individuals with a good credit score can avail of the DCB Bank home loan of 75 Lakh and cover up to 90% of their home construction/ purchase expenses. The following guide mentions the various features, eligibility criteria, documentation required for the loan, and EMI instalments payable for different tenures.

75 Lakh Home Loan DCB Bank – Highlights

Here are the key features of the 75 Lakh Home Loan from DCB Bank, which might convince you to apply for the same:

75 Lakh Home Loan EMI for 5 Years DCB Bank

If you plan to pay off your 75 Lakh Home Loan from DCB Bank within 5 years, here are the EMI estimates and interest payable over the loan tenure.

75 Lakh Home Loan EMI for 10 Years DCB Bank

Here is the estimated EMI payment and interest accumulated over a 10-year period for DCB Bank’s 75 Lakh Home Loan.

75 Lakh Home Loan EMI for 15 Years DCB Bank

For a tenure of 15 years, the interest payment and EMI of a 75 Lakh Home Loan from DCB Bank with an interest rate of 9.75% is as follows:

75 Lakh Home Loan EMI for 20 Years DCB Bank

With an interest rate of 9.75%, here is the EMI estimate and interest payable for a 75 Lakh Home Loan from DCB Bank.

75 Lakh DCB Bank Home Loan – Fees and Charges

Some of the fees and charges applicable on the 75 Lakh Home Loan from the DCB Bank include:

• Prepayment Charge for Fixed Interest Rates: 4% 
• Prepayment Charge for Floating Interest Rates: NIL 
• No Dues Certificate: INR 250 
• Processing Fee: 2% of the loan amount and INR 5000 (Whichever is higher)
• Stamp Duty: As per the state laws 
• Statement of Account and Amortisation Schedule: INR 250 each 
• Valuation and Legal Charges: NIL 

75 Lakh DCB Bank Home Loan – Documents Required

DCB Bank requires the following documents for processing a 75 Lakh Home Loan:

• Application Form 
• Photographs 
• PAN Card 
• Proof of Identity such as Aadhar, Passport, Voter ID, NREGA Card
• Proof of Address, such as Driving License, Aadhar, Voter ID 
• Proof of Age such as Birth Certificate, Government ID Card, School Leaving Certificate 
• Bank Statement 
• Proof of Income, such as salary slips and ITRs 
• Proof of Turnover, such as the last 2 GST Returns 
• Proof of Employment, such as a statutory license
• Document showcasing existing obligations 
• Processing Fee Cheque 
• Copy of property-related documents 
• Previous chain of agreements

75 Lakh DCB Bank Home Loan – Eligibility Criteria

Only the individuals meeting this eligibility criteria should apply to the 75 Lakh Home Loan from DCB Bank: