70 Lakh DCB Bank Home Loan

A ₹70 lakh home loan from DCB Bank offers a perfect financial solution for aspiring homeowners, combining flexibility and competitive rates. DCB Bank's home loan interest rate of ₹70 lakhs starts at 9.75% per annum. The DCB bank's housing loan EMI for ₹70 lakh is designed to fit different budget needs, ensuring that borrowers can comfortably manage their finances. It also provides a ₹70 lakh loan EMI calculator to help you estimate your monthly payments and plan accordingly.

₹70 Lakh Home Loan DCB Bank – Highlights

Here are DCB Bank’s home loan interest rates for ₹70 Lakhs, along with highlights:

₹70 Lakh Home Loan EMI for 5 Years DCB Bank 

DCB Bank’s housing loan EMI for ₹70 Lakhs is mentioned below in detail:

₹70 Lakh Home Loan EMI for 10 Years DCB Bank 

Here are the ₹70 Lakh home loan EMI for 10 years from the DCB Bank:

₹70 Lakh Home Loan EMI for 15 Years DCB Bank

For an amount of ₹70 Lakhs, the EMI for 15 years is as follows:

₹70 Lakh Home Loan EMI for 20 Years DCB Bank

₹70 Lakh home loan EMI for 20 years from the DCB Bank is as follows:

₹70 Lakh Home Loan EMI for 25 Years DCB Bank 

DCB Bank’s home loan of ₹70 Lakhs EMI for 25 years is as follows:

₹70 Lakh DCB Bank Home Loan – Fees and Charges 

Here are the charges for ₹70 Lakh DCB Bank’s Home Loan:

₹70 Lakh DCB Bank Home Loan – Documents Required

• Completed Application Form: Duly filled and signed by the applicant and co-applicants.
• Photographs: Latest passport-sized coloured photos of the applicant and co-applicants.
• Identity Proof: Aadhaar card, passport, PAN card, voter ID, driving licence, or NREGA card.
• Address Proof: Aadhaar card, passport, voter ID, driving licence, or NREGA card.
• Age Proof: Birth certificate, government ID card, LIC policy, school leaving certificate, Aadhaar card, PAN card, or passport.
• Bank Statements: The last 6 months’ bank statements were for salaried applicants, and the last 1 year was for self-employed applicants.
• Income Proof:

1. Salaried Applicants: Last 3 months’ salary slips and Form 16 for the last 2 years.
2. Self-Employed Applicants: Last 3 years’ income tax returns (ITR) with income computation and GST returns (if applicable).

• Employment/Business Proof:

1. Salaried Applicants: Company appointment letter or other proof of current employment.
2. Self-Employed Applicants: Trade licence/statutory licence and highest qualification degree (for professionals).

• Existing Loan Details: Statements or repayment track records for all existing loans.
• Processing Fee Cheque: Cheque for processing fee.
• Property Documents: Copies of all property-related documents to be mortgaged.

₹70 Lakh DCB Bank Home Loan – Eligibility Criteria

The following are the criteria for  ₹70 Lakhs home loan eligibility at DCB Bank:

• Age Requirement: Applicants must be between 21 and 70 at loan maturity.
• Employment Type: Open to both salaried and self-employed individuals.
• Income Stability: A stable and regular income is required, with proof of income necessary.
• Credit Score: A good credit history is essential, along with a credit score of 700 or above is preferred.
• Property Value: The bank finances up to 90% of the property’s value.
• Documentation: Proper documentation, including identity proof, address proof, income proof, and property documents, is required.