35 Lakh DCB Bank Home Loan

DCB Bank’s ₹35 Lakhs home loan offers an attractive financing option for individuals looking to purchase their dream home. Both self-employed and salaried individuals can apply for this loan, which offers competitive interest rates beginning at 10.50% annually. By giving borrowers the choice of a flexible repayment period of up to 30 years, DCB Bank makes homeownership more accessible and affordable. Furthermore, the bank guarantees that clients can fulfil their housing objectives with the least amount of upfront expenses by providing financing for up to 90% of the property's worth.

₹35 Lakhs Home Loan DCB Bank – Highlights

Here are DCB Bank home loan interest rates for ₹35 Lakhs, along with highlights:

₹35 Lakhs Home Loan EMI for 5 Years DCB Bank 

DCB Bank’s housing loan EMI for ₹35 Lakhs is mentioned below in detail:

₹35 Lakhs Home Loan EMI for 10 Years DCB Bank 

Here are the ₹35 Lakhs home loan EMI for 10 years from the DCB Bank:

₹35 Lakhs Home Loan EMI for 15 Years DCB Bank

For an amount of ₹35 Lakhs, the EMI for 15 years is as follows:

₹35 Lakhs Home Loan EMI for 20 Years DCB Bank

₹35 Lakhs home loan EMI for 20 years DCB Bank is as follows:

₹35 Lakhs Home Loan EMI for 25 Years DCB Bank 

DCB Bank home loan of ₹35 Lakhs EMI for 25 years is as follows:

₹35 Lakhs DCB Bank Home Loan – Fees and Charges 

Fees and charges for ₹35 Lakhs DCB Bank Home Loan are as follows:

Here are some additional fees and charges:

• Penalty for Late Payments: An additional 1% over the existing rate of interest is charged for defaults.
• Re-Pricing Charges: Up to 1% of the outstanding loan amount, with a minimum fee of ₹5,000.
• Penal Interest: Charged at 3% per month on overdue amounts.
• Swap Charge for Cheque/ECS: ₹500 per event when swapping cheques or ECS mandates.
• Document Retrieval Charge: ₹500 for retrieving property documents per event.
• Cheque Bounce Charge: ₹750 per bounced cheque event.

₹35 Lakhs DCB Bank Home Loan – Documents Required

It is essential to have the following documents handy if you wish to avail of a 35 Lakhs DCB Bank home loan:

₹35 Lakhs DCB Bank Home Loan – Eligibility Criteria

Both self-employed people and salaried people can qualify for a DCB Bank home loan. When applying, applicants must be at least 21 years old and cannot be older than 70 when the loan matures. Up to 90% of the property’s worth can be financed by the bank, making it affordable for people who do not have significant resources for a down payment. A steady income and a clean credit history greatly increase the likelihood of loan acceptance, even though the precise income requirements may change depending on the loan amount and application profile.