3 Crore DCB Bank Home Loan

The DCB Bank 3 Crore Home Loan is perfect for people wanting to build their dream home in some of the most well-maintained and reputed neighbourhoods of India. This scheme is available at a low interest rate of 9.75% per annum and can be tenured for up to 20 years, allowing the applicant to maintain their finances much better every month. Individuals can apply for this loan without a minimum income requirement and use the lowest processing fees. You can use this loan to cover up to 90% of home construction and purchase costs. This Urban Money guide below explores the features, documents required, eligibility criteria, and the EMI instalments you must pay for different loan tenures for a 3 Crore Home Loan in DCB Bank.

3 Crore Home Loan DCB Bank – Highlights

The following are the key features of the DCB Bank’s 3 Crore Home Loan, via which you can compare it with other financial tools:

3 Crore Home Loan EMI for 5 Years DCB Bank

If you want to pay off your 3 Crore Home Loan from DCB Bank within 5 years, these are the EMI estimates and interest payable:

3 Crore Home Loan EMI for 10 Years DCB Bank

The EMI estimates and interest payable of a DCB Bank 3 Crore Home Loan for a loan tenure of 10 years and interest rate of 9.75% are:

3 Crore Home Loan EMI for 15 Years DCB Bank

The following are the EMI estimate and total interest accumulated for a 3 Crore Home Loan from DCB Bank with a loan tenure of 15 years:

3 Crore Home Loan EMI for 20 Years DCB Bank

With an interest rate of 9.75%, the EMI cost for a 3 Crore Home Loan from DCB Bank with interest payable is as follows:

3 Crore DCB Bank Home Loan – Fees and Charges

Here are the fees and charges applicable for a 3 Crore Home Loan from the DCB Bank, which every borrower must pay:

3 Crore DCB Bank Home Loan – Documents Required

You must submit several essential documents to apply for a 3 Crore Home Loan from DCB Bank. These include:

• A completed application form
• Recent photographs 
• PAN Card’s copy 
• Proof of identity and address, such as an Aadhaar card, Passport, Voter ID, or NREGA Card
• Proof of age, such as a Birth Certificate, Government ID Card, or School Leaving Certificate
• Bank statement and Proof of Income
• Income Tax Returns (ITRs)
• Proof of Turnover and Employment, like the last two GST Returns and a statutory license
• A cheque for the processing fee
• Property-related documents

3 Crore DCB Bank Home Loan – Eligibility Criteria

Only individuals who meet the following eligibility criteria should apply for the 3 Crore Home Loan from DCB Bank:

• Age Criteria:

• Credit Score: Must be above 700

• Employment Status: