2 Crore DCB Bank Home Loan

Are you dreaming of a big, beautiful home but need help with funding? DCB Bank offers a home loan of up to 2 crores, making it easier to realise that dream. Whether you plan to buy a spacious new house, construct your place, or even buy a plot and build from scratch, this loan gives you the freedom to choose. With simple documentation, quick approvals, and helpful UrbanMoney relationship managers guiding you at every step, DCB Bank makes the process stress-free. Their flexible interest rates and repayment options mean you can plan your finances without worry. If you are ready to take the next step toward your dream home, DCB Bank’s 2-crore home loan is here for you.

Key Highlights – 2 Crore DCB Bank Home Loan

If you are looking forward to instantly purchasing your dream home, here are the key highlights of the 2 crore DCB Bank home loan:

Interest Rates of DCB Bank Home Loan

DCB Bank’s home loan interest rates change based on the loan amount you choose. The table below mentions the interest rates for different loan ranges:

5 Years Housing EMI – 2 Crore DCB Bank Home Loan

Refer to the table below to know the EMI for a 2 crore DCB Bank home loan at an interest rate of 10.15% for a period of 5 years:

10 Years Housing EMI – 2 Crore DCB Bank Home Loan

Check the table below to see the EMI details for a ₹2 crore DCB Bank home loan with a 10.15% annual interest rate over a 10-year term:

15 Years Housing EMI – 2 Crore DCB Bank Home Loan

The table below provides the EMI information for a DCB Bank home loan of ₹2 crore at an interest rate of 10.15% per annum, set for a 15-year duration:

20 Years Housing EMI – 2 Crore DCB Bank Home Loan

To understand the EMI for a DCB Bank home loan of ₹2 crore at a 10.15% annual interest rate over 20 years, refer to the table provided below.

Fees & Charges – 2 Crore DCB Bank Housing Loan

The table below shows the fees and charges for a 2 crore lakh DCB Bank home loan in simple terms:

2 Crore DCB Bank Home Loan – Important Documents

To get a DCB Bank 2 crore housing loan, you must submit some key documents. For salaried applicants, start with a filled and signed application form and your recent passport-size photos. Provide one form of identity proof (such as your Aadhaar, Passport, or PAN Card) and address proof. You’ll also need age proof, your latest 6-month bank statement, the last 3 months’ salary slips, and Form 16 from the past two years. If you’re self-employed, you’ll include similar documents. Still, you must also add your Income Tax Returns (ITR) for the last 3 years, a 1-year bank statement, GST returns as proof of turnover, and business stability proof, like a trade license. Regardless of your employment type, property documents, any existing loan details, and a processing fee cheque are necessary. Businesses must also provide additional documents, like partnership deeds or company registration certificates.

Eligibility Criteria – 2 Crore DCB Bank Home Loan

To see if you meet the eligibility requirements for a 2 crore DCB Bank home loan, read below:

Age Requirements

• You must be at least 21 years old.
• Maximum age for salaried individuals: Retirement age plus 5 years.
• Maximum age for non-salaried individuals: Up to 65 years.

Credit Score

• A credit score higher than 700 is required.

Employment Eligibility

• Salaried employees
• Self-employed professionals
• Self-employed non-professionals