Capri Global Home Renovation Loan

Breathe life into your dream home with Capri Global Home Renovation Loans. Capri Global offers competitive interest rates to keep your project affordable, clear eligibility requirements to ensure a smooth application process, and straightforward documentation to minimise hassle.  Let Capri Global help you unlock the full potential of your living space with a flexible loan amount designed to match your renovation vision.

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Written By
Rishabh Baisoy
Rishabh Baisoy
With a background in journalism and mass communications, Rishabh might be clueless about his plans for the evening, but he clearly knows what to write. A proud cinephile, Rishabh makes the perfect choice to discuss any movie with. Poetry holds a special place in his heart, which mingles well with his wanderlust personality. While he physically exists in India, his heart beats for the red part of Merseyside. Rishabh educates and empowers readers towards financial success at Urban Money.
Reviewed By
Amit Prakash Singh
Amit Prakash Singh
Co-Founder, Square Yards & Chief Business Officer, Urban Money
Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

Capri Global Home Renovation Loan – Highlights

Below are the key highlights of Capri Global Home Renovation Loan:

Loan Amount 2 to 25 lakhs
Loan Tenure Up to 15 years
Interest Rate Mixed and Floating
Purpose Home Renovation 
Eligibility Salaried and self-employed

Capri Global Home Renovation Loan Interest Rates

Below are the Capri Global land loan interest rates:

Loan Type Interest Rate (p.a.)
Home Renovation  Purchase Loan Up to 24%

Capri Global Home Renovation Loan Fees and Charges

Below are the fees and charges of the Capri Global housing loan for Home Renovation:

Fee/Charge Type Amount
Processing Fee  Rs 2,000
Application Fee  Up to Rs 5,000
Charges for Document Handling and Administration 1% to 2% of the loan amount
CERSAI Charge Creation
  • Rs 50 for loans below Rs 5 lakh
  • Rs 100 for loans above Rs 5 lakh
Legal Opinion Charges per Collateral Rs 2,500
Legal Handling Charges (for Balance Transfer/Resale Loans) Rs 1,500
Income Estimation Charges (LIP) Rs 1,750 (if applicable)
Loan Cancellation Fee Rs 5,000
PDC/ECS/NACH Dishonor Charges Rs 500 per occurrence
Late Payment/Default Interest Rate 36% per annum on outstanding dues
Repayment Swapping Fee Rs 500
Foreclosure/Statement Charges Rs 500
ROI Conversion/Switch/Retention Fees Rs 500 per Rs 1 lakh of loan amount

Capri Global Home Renovation Loan – Eligibility Criteria

For self-employed individuals seeking Capri Global home loans for land purchase, the eligibility criteria are as follows:

Criteria Details
Residency Must be an Indian resident
Minimum Age at Loan Application 21 years
Maximum Loan Maturity Age 65 years
Employment Type Salaried, Self-employed with a steady income source
Business Establishment Must be operational and established, supported by financial documents from past years
Income Tax Returns Latest copies with computation for at least the last 1-2 years, including Profit & Loss statements and Balance Sheets
Credit Score Strong credit score required for better loan terms
Bank Statements Recent banking statements of all operational accounts for the last 6 months to show financial activity and health

Capri Global Home Renovation Loan Documents 

Here are the documents required for Home Renovation Loan Capri Global:

    • Application Form: Fully filled and signed by the applicant.
    • Photos: Recent passport-sized photographs of all applicants.
    • Identity Proof: Passport, PAN card, Aadhar card, or government-issued ID.
    • Address Proof: Utility bills, Aadhar card, or any other official document listing your current address.
    • Age Proof: Birth certificate, PAN card, or other valid document.
    • Latest Salary Slips: For the last 2-3 months to verify current earnings.
    • Form 16: Issued by the employer for the latest financial year.
    • Employment Proof: Employment certificate or ID card issued by the current employer.
    • Bank Statements: For the last 6 months, bank statements from all operating accounts showed salary credits.
    • Credit Report

Features of Capri Global Home Renovation Loans

Some of the key features and benefits of Capri Global Home Renovation Loans include:

  • Suitable for customers wishing to renovate their homes, similar to a home loan for a completed home or new construction.
  • Available from Rs 2 lakh to Rs 50 lakh, depending on the renovation value.
  • Up to 15 years.
  • Competitive rates are offered, with both floating and fixed options. Rates can go up to 24%.
  • Customised loan solutions are available for higher amounts.
  • Flexible documentation and eligibility criteria.
  • The loan is available at your doorstep with minimal documentation.
  • Option to transfer existing loans for lower pricing, with an additional top-up loan option.

Capri Global Home Renovation Loan – Terms and Conditions

The terms and conditions of a service or product are crucial for outlining the responsibilities and entitlements of both the provider and the user. They include important details such as eligibility criteria, payment terms, applicable charges, and each party’s obligations. Understanding these terms helps clarify expectations, minimise potential misunderstandings, and ensure a smooth transaction or service experience. It is essential to carefully read and comprehend these terms before agreeing to them, making sure they align with your needs and expectations.

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