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Capri Global Home Renovation Loan
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Breathe life into your dream home with Capri Global Home Renovation Loans. Capri Global offers competitive interest rates to keep your project affordable, clear eligibility requirements to ensure a smooth application process, and straightforward documentation to minimise hassle. Let Capri Global help you unlock the full potential of your living space with a flexible loan amount designed to match your renovation vision.
- Personalized Home Loan solutions
- Expert guidance
- Application assistance
- Credit score discussion
- Home Loan Interest rate comparison
Table of Content
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Capri Global Home Renovation Loan – Highlights
Below are the key highlights of Capri Global Home Renovation Loan:
Loan Amount | 2 to 25 lakhs |
Loan Tenure | Up to 15 years |
Interest Rate | Mixed and Floating |
Purpose | Home Renovation |
Eligibility | Salaried and self-employed |
Capri Global Home Renovation Loan Interest Rates
Below are the Capri Global land loan interest rates:
Loan Type | Interest Rate (p.a.) |
Home Renovation Purchase Loan | Up to 24% |
Capri Global Home Renovation Loan Fees and Charges
Below are the fees and charges of the Capri Global housing loan for Home Renovation:
Fee/Charge Type | Amount |
Processing Fee | Rs 2,000 |
Application Fee | Up to Rs 5,000 |
Charges for Document Handling and Administration | 1% to 2% of the loan amount |
CERSAI Charge Creation |
|
Legal Opinion Charges per Collateral | Rs 2,500 |
Legal Handling Charges (for Balance Transfer/Resale Loans) | Rs 1,500 |
Income Estimation Charges (LIP) | Rs 1,750 (if applicable) |
Loan Cancellation Fee | Rs 5,000 |
PDC/ECS/NACH Dishonor Charges | Rs 500 per occurrence |
Late Payment/Default Interest Rate | 36% per annum on outstanding dues |
Repayment Swapping Fee | Rs 500 |
Foreclosure/Statement Charges | Rs 500 |
ROI Conversion/Switch/Retention Fees | Rs 500 per Rs 1 lakh of loan amount |
Capri Global Home Renovation Loan – Eligibility Criteria
For self-employed individuals seeking Capri Global home loans for land purchase, the eligibility criteria are as follows:
Criteria | Details |
Residency | Must be an Indian resident |
Minimum Age at Loan Application | 21 years |
Maximum Loan Maturity Age | 65 years |
Employment Type | Salaried, Self-employed with a steady income source |
Business Establishment | Must be operational and established, supported by financial documents from past years |
Income Tax Returns | Latest copies with computation for at least the last 1-2 years, including Profit & Loss statements and Balance Sheets |
Credit Score | Strong credit score required for better loan terms |
Bank Statements | Recent banking statements of all operational accounts for the last 6 months to show financial activity and health |
Capri Global Home Renovation Loan Documents
Here are the documents required for Home Renovation Loan Capri Global:
-
- Application Form: Fully filled and signed by the applicant.
- Photos: Recent passport-sized photographs of all applicants.
- Identity Proof: Passport, PAN card, Aadhar card, or government-issued ID.
- Address Proof: Utility bills, Aadhar card, or any other official document listing your current address.
- Age Proof: Birth certificate, PAN card, or other valid document.
- Latest Salary Slips: For the last 2-3 months to verify current earnings.
- Form 16: Issued by the employer for the latest financial year.
- Employment Proof: Employment certificate or ID card issued by the current employer.
- Bank Statements: For the last 6 months, bank statements from all operating accounts showed salary credits.
- Credit Report
Features of Capri Global Home Renovation Loans
Some of the key features and benefits of Capri Global Home Renovation Loans include:
- Suitable for customers wishing to renovate their homes, similar to a home loan for a completed home or new construction.
- Available from Rs 2 lakh to Rs 50 lakh, depending on the renovation value.
- Up to 15 years.
- Competitive rates are offered, with both floating and fixed options. Rates can go up to 24%.
- Customised loan solutions are available for higher amounts.
- Flexible documentation and eligibility criteria.
- The loan is available at your doorstep with minimal documentation.
- Option to transfer existing loans for lower pricing, with an additional top-up loan option.
Capri Global Home Renovation Loan – Terms and Conditions
The terms and conditions of a service or product are crucial for outlining the responsibilities and entitlements of both the provider and the user. They include important details such as eligibility criteria, payment terms, applicable charges, and each party’s obligations. Understanding these terms helps clarify expectations, minimise potential misunderstandings, and ensure a smooth transaction or service experience. It is essential to carefully read and comprehend these terms before agreeing to them, making sure they align with your needs and expectations.
Quick Links
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Home Loan Calculators
Bank wise Home Loan Calculators
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Bank Wise Home Loan Interest Rate
- Reliance Capital Home Loan Interest Rate
- DCB Bank Home Loan Interest Rate
- ICICI Bank Home Loan Interest Rate
- YES Bank Home Loan Interest Rate
- RBL Bank Home Loan Interest Rate
- Federal Bank Home Loan Interest Rate
- IDFC FIRST Bank Home Loan Interest Rate
- HDFC Bank Home Loan Interest Rate
- Axis Bank Home Loan Interest Rate
- Kotak Bank Home Loan Interest Rate
- Deutsche Bank Home Loan Interest Rate
- karur Vysya Bank Home Loan Interest Rate
- Housing Development Finance Corporation Home Loan Interest Rate
- IndusInd Bank Home Loan Interest Rate
- karnataka bank Home Loan Interest Rate
- LIC Housing Finance Home Loan Interest Rate
- HSBC Home Loan Interest Rate
- IDBI Bank Home Loan Interest Rate
- CITI Bank Home Loan Interest Rate
- HDFC Sales Home Loan Interest Rate
- Punjab National Bank Home Loan Interest Rate
- Canara Bank Home Loan Interest Rate
- State Bank of India Home Loan Interest Rate
- Bank of India Home Loan Interest Rate
- Union Bank of India Home Loan Interest Rate
- Punjab & Sind Bank Home Loan Interest Rate
- Bank of Baroda Home Loan Interest Rate
- Indian bank Home Loan Interest Rate
- Bank of Maharashtra Home Loan Interest Rate
- Clix Capital Home Loan Interest Rate
- Hero Housing Finance Home Loan Interest Rate
- Hero FinCorp Home Loan Interest Rate
- Vastu Housing Finance Home Loan Interest Rate
- Aadhar housing Finance Home Loan Interest Rate
- DHFL Home Loan Interest Rate
- Muthoot Finance Ltd Home Loan Interest Rate
- Edelweiss Financial Services Home Loan Interest Rate
- Piramal Housing Finance Home Loan Interest Rate
- Fullerton India Home Loan Interest Rate
- Capri Global Home Loan Interest Rate
- Capital First Ltd. Home Loan Interest Rate
- Poonawalla Fincorp Limited Home Loan Interest Rate
- Cholamandalam Finance Home Loan Interest Rate
- IndiaBulls Home Loan Interest Rate
- Ujjivan Small Finance Bank Home Loan Interest Rate
- Tata Capital Housing Finance Limited Home Loan Interest Rate
- L&T Finance Home Loan Interest Rate
- Aditya Birla Finance Limited Home Loan Interest Rate
- Godrej Housing Finance Home Loan Interest Rate
- Punjab National Bank Housing Finance Home Loan Interest Rate
- IIFL Finance Home Loan Interest Rate
- Bajaj Finserv Home Loan Interest Rate
- Home First Finance Company Home Loan Interest Rate