Canara Home Loan Super Gain
The Canara Home Loan Super Gain is a comprehensive home loan scheme. Eligible applicants can use this loan to purchase and build houses or flats and repair and renovate new or second-hand residential properties. Notably, the Canara Home Loan Super Gain scheme has no upper limit on the loan amount. This ensures that the applicants can secure the necessary funds regardless of the amount. The bank offers more comitative interest rates, flexible repayment plans, and quick fund disbursement, making it a more borrower-friendly credit option. This all-in-one guide details the applicable interest rates, eligibility criteria, required documents, and more. Let’s scroll down.
- Personalized Home Loan solutions
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- Credit score discussion
- Home Loan Interest rate comparison
Table of Content
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Canara Home Loan Super Gain – Highlights
Below are the key parameters of a Canara Home Loan Super Gain:
Minimum Loan Amount | 20 Lakh |
Maximum Loan Amount | No upper limit |
Loan to Value (LTV) Ratio | 75 – 90% of the property value |
Loan Tenure | 30 years |
Canara Home Loan Super Gain – Features and Benefits
Let’s examine the applicable features and benefits of a Canara Housing Loan Super Gain:
- Highly competitive interest rates
- No upper limit on the loan amount
- ‘Reducing balance’ interest rate
- No Prepayment penalty
- Lower Processing fees
Canara Home Loan Super Gain Interest Rates
Let’s examine the applicable interest rates of a Canara Home Loan Super Gain scheme:
Minimum Rate of Interest | 8.40% p.a. |
Maximum Rate of Interest | 11.75% p.a. |
Mean Rate of Interest | 9.41% p.a. |
Canara Home Loan Super Gain Fees and Charges
Let’s examine the applicable fees and charges for a Canara Housing Loan Super Gain:
Fee/Charge | Amount |
Processing fee | 0.5% of the loan amount |
Prepayment Charges | Nil |
Penal interest or Late Payment penalty | Up to 2% p.a. |
Documentation Charges | ₹100 per lakh |
Legal/Valuation Charges | At actual |
Canara Home Loan Super Gain – Eligibility Criteria
Let’s examine the applicable eligibility criteria for a Canara Home Loan Super Gain:
Age Limit | 21 – 60 years old |
Employment Types | Applicable to both salaried and self-employed individuals |
Income Criteria | Sufficient to cover the loan EMI |
Credit Score | Preferably 700 or above |
Residential Status | Both Indian residents and non-residents of India. |
Canara Home Loan Super Gain – Documents Required
Let’s examine the applicable documentation for a Canara Housing Loan Super Gain:
Identity Proof | PAN Card, Driver’s License, Voter ID, Passport, Aadhar Card, etc. |
Address Proof | Aadhar Card, Ration Card, Electricity Bill, Telephone Bill, etc. |
Income Proof | salary slips, Form 16, and bank statements of the salary account, or business proof. |
Property Proof | Agreement for sale, sale deed, authorised blueprint of the planned building, etc |
Canara Home Loan Super Gain – EMI Calculator
Here is the step-by-step procedure to estimate the EMI for a Canara Home Loan Super Gain:
- Go to the Urban Money website.
- Click on the “Loan” tab at the home screen’s horizontal menu bar.
- Select the “Home Loan” option and tap “Home Loan Calculator.”
- You will be redirected to a new page displaying the EMI Calculator.
- Enter the principal loan amount, tenure, and interest rate.
- The calculator will instantly display the monthly EMI you must pay.
Quick Links
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Home Loan Calculators
Bank wise Home Loan Calculators
- Punjab National Bank Home Loan Calculator
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- Lic Housing Finance Home Loan Calculator
- Punjab Sind Bank Home Loan Calculator
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Bank Wise Home Loan Interest Rate
- Reliance Capital Home Loan Interest Rate
- DCB Bank Home Loan Interest Rate
- ICICI Bank Home Loan Interest Rate
- YES Bank Home Loan Interest Rate
- RBL Bank Home Loan Interest Rate
- Federal Bank Home Loan Interest Rate
- IDFC FIRST Bank Home Loan Interest Rate
- HDFC Bank Home Loan Interest Rate
- Axis Bank Home Loan Interest Rate
- Kotak Bank Home Loan Interest Rate
- Deutsche Bank Home Loan Interest Rate
- karur Vysya Bank Home Loan Interest Rate
- Housing Development Finance Corporation Home Loan Interest Rate
- IndusInd Bank Home Loan Interest Rate
- karnataka bank Home Loan Interest Rate
- LIC Housing Finance Home Loan Interest Rate
- HSBC Home Loan Interest Rate
- IDBI Bank Home Loan Interest Rate
- CITI Bank Home Loan Interest Rate
- HDFC Sales Home Loan Interest Rate
- Punjab National Bank Home Loan Interest Rate
- Canara Bank Home Loan Interest Rate
- State Bank of India Home Loan Interest Rate
- Bank of India Home Loan Interest Rate
- Union Bank of India Home Loan Interest Rate
- Punjab & Sind Bank Home Loan Interest Rate
- Bank of Baroda Home Loan Interest Rate
- Indian bank Home Loan Interest Rate
- Bank of Maharashtra Home Loan Interest Rate
- Clix Capital Home Loan Interest Rate
- Hero Housing Finance Home Loan Interest Rate
- Hero FinCorp Home Loan Interest Rate
- Vastu Housing Finance Home Loan Interest Rate
- Aadhar housing Finance Home Loan Interest Rate
- DHFL Home Loan Interest Rate
- Muthoot Finance Ltd Home Loan Interest Rate
- Edelweiss Financial Services Home Loan Interest Rate
- Piramal Housing Finance Home Loan Interest Rate
- Fullerton India Home Loan Interest Rate
- Capri Global Home Loan Interest Rate
- Capital First Ltd. Home Loan Interest Rate
- Poonawalla Fincorp Limited Home Loan Interest Rate
- Cholamandalam Finance Home Loan Interest Rate
- IndiaBulls Home Loan Interest Rate
- Ujjivan Small Finance Bank Home Loan Interest Rate
- Tata Capital Housing Finance Limited Home Loan Interest Rate
- L&T Finance Home Loan Interest Rate
- Aditya Birla Finance Limited Home Loan Interest Rate
- Godrej Housing Finance Home Loan Interest Rate
- Punjab National Bank Housing Finance Home Loan Interest Rate
- IIFL Finance Home Loan Interest Rate
- Bajaj Finserv Home Loan Interest Rate
- Home First Finance Company Home Loan Interest Rate