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Bank of Maharashtra, a trusted financial institution with a strong presence in India, offers competitive home loan options to help you achieve your dream home. Whether you're looking to purchase a new home, renovate your existing one, or build your dream house from scratch, the Bank of Maharashtra has a solution. They are known for their attractive interest rates, flexible repayment terms, and commitment to customer service. Explore this page to learn more about Bank of Maharashtra's 80 lakh home loan product, including eligibility criteria, interest rates, and the application process. Let the Bank of Maharashtra be your partner in making your homeownership dreams a reality.
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Table of Content


80 Lakh Home Loan Bank of Maharashtra – Highlights
Given below are the features of the Bank of Maharashtra’s 80 lakh home loan:
Benefit | Details |
Loan Tenure | 5 to 30 years |
Processing Fees | Minimises upfront costs |
Special Concessions | 0.05% rate discount for women and defence personnel. |
Interest Rate | 8.35% p.a. |
80 Lakh Home Loan EMI for 5 Years Bank of Maharashtra
This table summarises the details of the home loan:
Loan Tenure | Interest Rate | Monthly EMI | Total Interest | Total Amount Payable |
5 years | 8.35% p.a. | ₹1,58,471 | ₹9,08,256 | ₹89,08,256 |
80 Lakh Home Loan EMI for 10 Years Bank of Maharashtra
This table outlines the specifics of the home loan:
Loan Tenure | Interest Rate | Monthly EMI | Total Interest | Total Amount Payable |
10 years | 8.35% p.a. | ₹1,03,875 | ₹29,65,018 | ₹1,09,65,018 |
80 Lakh Home Loan EMI for 15 Years Bank of Maharashtra
This table presents the details of the home loan:
Loan Tenure | Interest Rate | Monthly EMI | Total Interest | Total Amount Payable |
15 years | 8.35% p.a. | ₹73,655 | ₹42,57,884 | ₹1,22,57,884 |
80 Lakh Home Loan EMI for 20 Years Bank of Maharashtra
This table details the EMI of an 80 lakh home loan:
Loan Tenure | Interest Rate | Monthly EMI | Total Interest | Total Amount Payable |
20 years | 8.35% p.a. | ₹55,499 | ₹70,19,665 | ₹1,50,19,665 |
80 Lakh Home Loan EMI for 25 Years Bank of Maharashtra
Here is the information on the EMI details of an 80 lakh home loan by the Bank of Maharashtra:
Loan Amount | Loan Tenure | Interest Rate | Monthly EMI |
80,00,000 INR | 25 years | 8.35% p.a. | 55,398 INR |
80 Lakh Bank of Maharashtra Home Loan – Fees and Charges
The following are the fees and charges of the Bank of Maharashtra:
- Competitive interest rates for Bank of Maharashtra home loans.
- Minimal processing fee (up to 0.5%) and documentation charges apply.
- CERSAI registration fee may be applicable in some cases.
80 Lakh Bank of Maharashtra Home Loan – Documents Required
The Bank of Maharashtra home loan of 80 lakh depends on whether you’re a business owner or an employee at a private/government institution. Expect proof of income, ID, property papers, and bank statements.
80 Lakh Bank of Maharashtra Home Loan – Eligibility Criteria
To check your home loan eligibility in India:
- Income & Debts: The Bank of Maharashtra will consider your income and existing financial obligations to see if you can afford repayments.
- Credit Score: A high credit score shows responsible borrowing and improves your approval chances.
FAQs
What is the EMI for an 80 Lakh Home Loan for 20 years in the Bank of Maharashtra?
Who is eligible for an 80 Lakh Home loan in the Bank of Maharashtra?
What is the monthly interest rate of an 80 Lakh home loan in the Bank of Maharashtra?
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