Bank of Baroda Home Loan for Women & Housewife

Homeownership is every individual’s dream. The Bank of Baroda Home Loan for Women offers financial assistance and special offers to women borrowers in their home-buying journey. The bank provides special interest rate concessions, tax savings, lesser stamp duty charges, and other benefits to encourage earning women to apply for loans. Working women can get up to ₹20 crores from the loan at affordable rates. 

This page explores the wide range of Bank of Baroda’s home loans. We discuss the Bank of Baroda home loan for women's interest rate, eligibility criteria, documentation process, etc.  

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Written By
Hepson Franklin
Hepson Franklin
Hepson Franklin is a seasoned financial expert and accomplished writer specialising in Financial Services, Investments, Loan Assessments, Mutual Funds, Banking & loan products. With a wealth of experience in the financial industry, he has established himself as a trusted voice, providing invaluable insights and guidance to both seasoned investors and those new to the world of finance. With a comprehensive understanding of the intricate facets of the financial landscape, he is dedicated to demystifying complex financial concepts for readers of all backgrounds.
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Piyush Bothra
Piyush Bothra
Chief Financial Officer, Square Yards
Piyush Bothra is the Chief Financial Officer at Square Yards, bringing over two decades of rich experience in finance and leadership. He is an MBA graduate from the prestigious IIM Lucknow and holds a BE in Information Technology from Sardar Vallabhbhai Patel Institute of Technology. He has played pivotal roles in scaling businesses and driving financial strategies. At Square Yards since 2015, Piyush is known for his strategic vision, strong financial knowledge, and valuable financial insights, significantly contributing to the company's growth and success.

Bank of Baroda Home Loan for Women – Highlights 

Bank of Baroad’s home loans for women offer the following features to their interested applicants.

Maximum Loan Amount  20 crores (varies from city to city)
Interest Rate (p.a.) 8.40%-10.60% 
Maximum Loan Tenure 30 years
L.T.V Ratio 75%-90%
Down Payment  10%-25%
Top-Up Facility Available
Collateral Requirement Mortgage of the concerned property with the bank

Bank of Baroda Home Loan for Women – Fees and Charges 

Apart from the Bank of Baroda home loan for women’s interest rate, certain additional fees and charges are also applicable. These include processing fees, stamp duty and document verification charges. Bank of Baroda offers special concessions and discounts on these charges to its women borrowers. 

Bank of Baroda Home Loan for Women – Documents Required 

The following documents should be submitted to successfully apply for a Bank of Baroda Women’s Home Loan. 

  1. Properly filled out loan application form.
  2. Identity Proof: Aadhar card, Voter’s ID, Valid passport and other documents
  3. Address Proof: Recent utility bills, Aadhar card, and other documents 
  4. Income Documents: Recent salary slips, Bank statements and tax returns
  5. Property Documents: Allotment letter, registered sales deed and other documents

Bank of Baroda Home Loan for Women – Eligibility Criteria 

The Bank of Baroda home loan for women’s eligibility criteria is as follows:

  1. Eligible Borrowers: Self-Employed/ Salaried Women
  2. Age Limit: 21-70 years
  3. Minimum Income: As specified by the bank
  4. Residential Status: Indian residents, Non-Indian Residents (NRIs), Persons of Indian Origins (POI) / Overseas Citizens of India (OCI)

Bank Wise Home Loan Interest Rate

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