90 Lakh Home Loan Bank of Baroda

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Get an instant home loan with Bank of Baroda housing loan for 90 lakhs. Under this, applicants can avail of home loans with interest rates starting from 8.40% p.a. For tenures of up to 30 years, the loan amounts to Rs. 20 crores. It also provides a balance transfer option to existing home loan borrowers of other banks and housing finance companies at lower interest rates. Bank of Baroda 90 Lakh home loan comes with pre-approved loan facilities. Individuals must fulfil eligibility parameters to enjoy the benefits of the loan scheme. It must be noted that approval before the identification of the home property is only valid for 4 months.

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Table of Content

1. 90 Lakh Home Loan Bank of Baroda Highlights

2. 90 Lakh home loan EMI for 10 years Bank of Baroda

3. 90 Lakh home loan EMI for 20 years Bank of Baroda

4. 90 Lakh Bank of Baroda home loan Fees and Charges

5. 90 Lakh Bank of Baroda home loan Documents Required

6. 90 Lakh Bank of Baroda home loan Eligibility Criteria

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Amrita Sinha

Amrita Sinha comes with a background in journalism and mass communication, drawing from her roots in journalism, she has found her voice in the world of finance. As an accomplished writer, she specialises in Financial Services, Mutual Funds, Loan Assessments, Banking & Loan Products. She has established herself as a reliable expert in the field, offering valuable advice to those looking to navigate the various aspects of personal finance.

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Amit Prakash Singh

Co-Founder, Square Yards & Chief Business Officer, Urban Money

Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

90 Lakh Home Loan Bank of Baroda – Highlights

Know about the Bank of Baroda home loan interest rate for 90 lakhs in detail as below:

Features	Highlights
Interest Rates	Starting at 8.40% to 10.60%
Loan Amount	Up to 90% of the property value
Loan Tenure	Up to 30 years
Processing	Nil
Eligibility	Salaried, non-salaried, and professional individuals

90 Lakh home loan EMI for 10 years Bank of Baroda

Below is the breakout of 90 Lakh home loan EMI for 10 years in Bank of Baroda at an 8.40% rate of interest:

Loan Amount	Interest Rate	Loan Tenure	Total Interest Payable	EMI
90 lakh	8.40% p.a.	10 years	INR 4,332,762	INR 111106

90 Lakh home loan EMI for 20 years Bank of Baroda

Following are the estimated 90 lakh home loan EMI for 20 years Bank of Baroda:

Loan Amount	Interest Rate	Loan Tenure	Total Interest Payable	EMI
90 lakh	8.40% p.a.	20 years	INR 9,608,497	INR 77,535

90 Lakh Bank of Baroda home loan – Fees and Charges

In addition to the Bank of Baroda home loan of 90 Lakh EMI, there are a few other fees and charges that you may be responsible for. These fees include:

Processing fee:	Nil
Upfront fee:	Concessional
Valuation charges:	As applicable
Prepayment charges:	Nil for loans up to 6 months

90 Lakh Bank of Baroda home loan – Documents Required

To apply for a 90 Lakh home loan from the Bank of Baroda, you will need to submit the following documents:

Identity proof: PAN card, voter ID card, or passport
Address proof: Electricity or Water bills, lease agreement, or Financial statements
Income proof: Salary slips or income tax return statements
Proof of Property: Sale deed, building approval plan, and property tax receipts of the property you intend to purchase

90 Lakh Bank of Baroda home loan – Eligibility Criteria

To apply for 90 Lakh home loan eligibility in Bank of Baroda, you should meet the following requirements:

Applicants, aged 21 to 71, must be Indian citizens with 1 year (salaried) or 2 years (non-salaried) work experience. Co-applicants must be at least 18. Loan-to-Value ratio ranges from 75% to 95%, and good credit scores are 750+, while 600-750 is considered average.

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