4 Crore Home Loan Bank of Baroda

Dreaming of owning a luxurious and comfortable living space? Now bank loans come with competitive interest rates, flexible repayment options, and comprehensive features. Especially, Bank of Baroda’s 4 Crore home loan caters to the needs of aspiring homeowners by offering a range of choices to eligible applicants. With a super easy and quick procedure through the Urban Money website, everyone can unlock their dream home with Bank of Baroda’s home loan of 4 Crore EMI. Get digital sanction of your home loan at an attractive interest rate starting from 8.40% in a few simple steps.

4 Crore Home Loan Bank of Baroda – Highlights

Here’s a rundown of  Bank of Baroda’s 4 crore home loan, highlighting the necessary features so that you can make your choice wisely.

4 Crore home loan EMI for 10 years Bank of Baroda

For a 4 Crore home loan from Bank of Baroda with a 10-year tenure, the estimated EMI will be:

4 Crore home loan EMI for 20 years Bank of Baroda

For a 4 Crore home loan from Bank of Baroda with a 10-year tenure, the estimated EMI will be:

4 Crore Bank of Baroda home loan – Fees and Charges

When acquiring a 4 Crore home loan from Bank of Baroda, several charges accompany the Equated Monthly Installments (EMI). The processing fee stands at nil, offering a favorable aspect to borrowers. Additionally, there’s a concessional upfront fee, alleviating some initial financial burden. However, borrowers should note the varying login fee, ranging between 1,500 to 10,000 depending on the loan type. 

4 Crore Bank of Baroda home loan – Documents Required

To secure a 4 Crore home loan from Bank of Baroda, you’ll need to provide several key documents. Firstly, you will be required to provide a valid identity proof such as a PAN card, voter ID card, driver’s license, or passport. For address verification, furnish documents like a lease agreement, bank statements, or utility bills. Having these documents in order will facilitate a smooth application process for your desired home loan from Bank of Baroda.

4 Crore Bank of Baroda home loan – Eligibility Criteria

Availing a 4 Crore Bank of Baroda home loan opportunity comes with certain parameters that customers must adhere to. The scheme is available for Indian citizens aged 21 to 70. Salaried applicants need a minimum of 1 year’s work experience, while non-salaried individuals require at least 2 years of experience. Additionally, a good credit score of 750 and above is preferred, although an average score falling within the 600-750 range might still be considered.