Check & Download Axis Bank Home Loan Statement

The Axis Bank home loan statement provides a summary of your loan repayment. The bank usually updates this statement every financial year, making it essential to understand your loan status better. You can access this statement through the official website of Axis Bank or by visiting any nearby branch, ensuring it is easily accessible and free of cost. Hence, Urban Money offers a detailed overview of an Axis Bank home loan statement online to assist you in planning your future EMI payments without any defaults. We mainly focus on topics such as the Axis Bank home loan statement download, how it can assist you in managing your finances, and more. Continue scrolling down to learn more.

Why is an Axis Bank Home Loan Statement Necessary?

Let’s examine the major purposes of an Axis Bank home loan statement:

• Track Loan Repayment: The home loan statement provides detailed information about your repayments, including the principal amount, interest paid, and the outstanding loan balance. This helps you understand how much of the loan you’ve repaid and how much is still due.
• Tax Filing: In India, you must provide evidence of the amounts paid during the financial year to claim tax benefits under sections 80C for the principal repayment and Section 24(b) for the interest payment. The home loan statement contains these details.
• Loan Amortisation Details: The statement includes an amortisation schedule showing how your repayments are structured over the loan period. This schedule helps you understand how much interest you will pay over the life of the loan and how repayments affect your loan balance over time.
• Error Detection: If there are any discrepancies in loan charges or EMI payments, the loan statement serves as a reference document to verify the details and resolve disputes with the bank.
• Availing new loans: Lenders may request a Home Loan statement to evaluate your repayment behaviour when applying for new loans. In such scenarios, this statement shows your financial discipline and creditworthiness.

How Do You View and Download the Axis Bank Home Loan Statement Online?

Below is the step-by-step procedure for the Axis Bank home loan statement download:

• Step 1: Visit the official website of Axis Bank.
• Step 2: Hit the “Login” button. 
• Step 3: Click on the “Personal Login” option. If you are a new customer, you may need to select the “Personal Register” option.

• Step 4: You will be redirected to a new page, where you must input your login ID and password.
• Step 5: Proceed to the ‘Home Loan’ section after logging in successfully.
• Step 6: Opt for either the ‘Home Loan Statement’ or ‘Provisional Certificate’.
• Step 7: Choose the time period for which you need the statement.
• Step 8: You can then view and download the statement.

How Do You Get an Axis Bank Home Loan Statement Offline?

Here is the step-by-step procedure to get an Axis Bank home loan statement offline:

• Step 1: Go to the Axis Bank branch closest to your location.
• Step 2: Bring the necessary documents with you, such as your bank passbook, PAN card, and Aadhaar card.
• Step 3: Go to the customer service desk or see your loan officer to request a physical copy of your home loan statement.
• Step 4: You may need to complete a request form for the loan statement, ensuring all details are filled in correctly to avoid delays.
• Step 5: You will receive the loan statement once the bank staff checks and verifies your identity.
• Step 6: Before leaving the branch, quickly review the statement to ensure all the information is correct, including the period you wanted.