Axis Bank Home Loan for Bank Employees

Are you working for Axis Bank or any bank? If yes, then you have a golden opportunity to own your dream home with Axis Bank Home Loan for Bank Employees. This is a unique scheme that gives you a host of benefits and features to make your home loan experience hassle-free and enjoyable. You can borrow up to Rs. 5 Crore at a competitive interest rate of 6.90% p.a. onwards, with a flexible repayment period of up to 30 years. 

Axis Bank Home Loan for Bank Employees – Highlights

The following table highlights some of the key features of the Axis Bank Home Loan for Bank Employees:

Axis Bank Home Loan for Bank Employees – Fees and Charges

Apart from the interest rate, there are no other fees or charges applicable for Axis Bank Home Loan for Bank Employees. The bank does not levy any processing fee, documentation fee, valuation fee, legal fee, stamp duty, or prepayment charges for this scheme.

Axis Bank Home Loan for Bank Employees – Documents Required

The documents required for the Axis Bank Home Loan for Bank Employees are as follows:

• Application form with photograph
• Identity proof (PAN card, Aadhaar card, passport, etc.)
• Address proof (Aadhaar card, driving licence, voter ID, etc.)
• Income proof (salary slip, Form 16, bank statement, etc.)
• Property documents (title deed, sale agreement, NOC, etc.)

Axis Bank Home Loan for Bank Employees – Eligibility Criteria

The eligibility criteria for the Axis Bank Home Loan for Bank Employees are as follows:

• The applicant should be a permanent employee of Axis Bank or its subsidiaries
• The applicant should be above 21 years of age at the time of loan commencement and up to 60 years of age or superannuation, whichever is earlier, at the time of loan maturity
• The applicant should have a minimum net monthly income of Rs. 25,000
• The applicant should have a good credit score and repayment history