90 Lakh Home Loan Axis Bank

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Axis Bank's 90 Lakh Home Loan is helpful for those looking to purchase their desired properties smoothly. Axis Bank is one of the most reputed lenders in the country and a banker to innumerable customers. Several innovative loan schemes here include Shubh Aarambh, Super Saver, QuikPay, Asha, and more. At the same time, there are choices between floating and fixed interest rates at the bank. There are no prepayment charges for floating-rate home loans, another major benefit worth mentioning in this case. The entire home loan application procedure is transparent and hassle-free as well.

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Table of Content

1. 90 Lakh Home Loan Axis Bank Highlights

2. 90 Lakh home loan emi for 10 years Axis Bank

3. 90 Lakh home loan EMI for 20 years Axis Bank

4. 90 Lakh Axis Bank home loan Fees and Costs

5. 90 Lakh Axis Bank Home Loan Documents Required

6. 90 Lakh Axis Bank home loan Eligibility Criteria

Written By

Kirti Bansal

Kirti Bansal is an esteemed financial expert and accomplished writer, specializing in a range of financial topics, including Financial Services, Investments, Loan Assessments, Mutual Funds, and Banking. With a wealth of experience in the financial industry, she has earned a reputation as a trusted voice! Her expertise serves as a beacon for those navigating the intricacies of finance.

Reviewed By

Amit Prakash Singh

Co-Founder, Square Yards & Chief Business Officer, Urban Money

Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

Axis Bank’s 90 Lakh Home Loan is helpful for those looking to purchase their desired properties smoothly. Axis Bank is one of the most reputed lenders in the country and a banker to innumerable customers. Several innovative loan schemes here include Shubh Aarambh, Super Saver, QuikPay, Asha, and more. At the same time, there are choices between floating and fixed interest rates at the bank. There are no prepayment charges for floating-rate home loans, another major benefit worth mentioning in this case. The entire home loan application procedure is transparent and hassle-free as well.

90 Lakh Home Loan Axis Bank – Highlights

Loan amount- Maximum up to Rs. 5 crore
Hidden Costs- Zero
Loan Tenure- Maximum 30 years
Interest rate- 8.70-9.10% onwards

90 Lakh home loan emi for 10 years Axis Bank

Why not use a 90 Lakh loan emi calculator of Axis Bank to calculate the 90 Lakh home loan emi for 10 years in Axis Bank?

Loan Amount	Tenure	Interest Rate	EMI per Month	Total Interest Paid on Loan Amount	Total Amount Repaid
90,00,000	10 years	8.70% (Salaried)	1,12,552	45,06,253	1,35,06,253
90,00,000	10 years	9.10% (Non-salaried)	1,14,496	47,39,501	1,37,39,501

90 Lakh home loan EMI for 20 years Axis Bank

For your benefit, the 90 Lakh home loan emi for 20 years in Axis Bank has been delineated below.

Loan Amount	Tenure	Interest Rate	EMI per Month	Total Interest Paid on Loan Amount	Total Amount Repaid
90,00,000	20 years	8.70% (Salaried)	79,247	1,00,19,295	1,90,19,295
90,00,000	20 years	9.10% (Non-salaried)	81,555	1,05,73,215	1,95,73,215

90 Lakh Axis Bank home loan – Fees and Costs

Particulars	Fees/Charges (not inclusive of GST)
Prepayment Charges, including part prepayment for floating rate loan	Nil
Processing Charges	Up to 1% of the loan amount, subject to a minimum of Rs. 10,000
Penal Interest Rate	24% per annum / 2% per month
Switching Fees (Base Rate/BPLR to MCLR)	When the effective rate is to be kept the same – No fees
Switching Fees (Base Rate/BPLR to MCLR)	When an effective rate is to be revised – 0.5% on the outstanding principal, with at least Rs. 10,000
Switching Fees (Floating Rate to Fixed Rate)	1% on the outstanding principal with at least Rs. 10,000/-

90 Lakh Axis Bank Home Loan – Documents Required

Aadhar and PAN
Application Form
Property Insurance Form
DOB, ID, Address, Signature Proof
Income Proof – Salaried need 3 months salary slip and 6 months bank statement. Self-employed need 2 years ITR and P&L sheet
Property purchase/sale documents
Existing loan documents

90 Lakh Axis Bank home loan – Eligibility Criteria

What is the 90 Lakh home loan eligibility in Axis Bank? Here’s finding out.

Age- 21-65 years (up to 60 years for salaried and 65 years for self-employed and professionals)
Professional background- Proven income source (self-employed), qualifications and credentials (professionals), or permanent Government or private sector position (salaried)

Frequently Asked Question (FAQs)

What is the EMI for a 90 Lakh Home Loan for 20 years in Axis Bank?

The 90 Lakh home loan emi in Axis Bank is around Rs.79,247 at a rate of 8.70%. It can go up to Rs.81,555 at a rate of 9.10%.

Who is eligible for a 90 Lakh Home loan in Axis Bank?

When it comes to the 90 Lakh home loan eligibility in Axis Bank criteria, it is flexible and includes stable income and age between 21 and 65 years.

What is the monthly interest rate of a 90 Lakh home loan in Axis Bank?

You can expect the Axis Bank home loan interest rate for 90 Lakh to hover around 8.70-9.10% and upwards.