Aditya Birla Finance Home Loan for Self Employed

Aditya Birla Finance Limited is one of the leading financial NBFCs in India and a subsidiary of Aditya Birla Capital Limited. It offers attractive financial solutions for various customer needs, including Aditya Birla Finance Limited home loans for self-employed individuals. With competitive interest rates, flexible repayment options, and a simplified application process, Aditya Birla Finance Limited caters to the financial requirements of self-employed professionals seeking to own their dream homes.

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Written By
Thejus KS
Thejus KS
A mechanical engineer turned history buff with a sprinkle of financial brilliance. Thejus’s expertise comes with a unique blend of engineering precision, timelines, and the power of numerals. He knows that numbers are the pulse of our globe. Attention to detail and extensive research are the key elements of his writing.
Reviewed By
Amit Prakash Singh
Amit Prakash Singh
Co-Founder, Square Yards & Chief Business Officer, Urban Money
Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

Aditya Birla Finance Limited Home Loan for Self-Employed – Highlights 

Here is a brief overview of the highlights of Aditya Birla Finance Limited home loans for self-employed individuals:

Feature Description
Maximum Loan Amount Up to 75% of the property’s cost
Maximum Repayment Tenure Up to 30 years
Interest Rate Starting from 8.60% per annum
Processing Fees Up to 1% of the loan amount

Aditya Birla Finance Limited Home Loan for Self-Employed – Fees and Charges 

A brief overview of the fees and charges associated with the Aditya Birla Finance Limited home loan for self-employed:

Fee Type Charges
Processing Fees Up to 1% of the loan amount

Aditya Birla Finance Limited Home Loan for Self-Employed – Documents Required 

Below are the essential documents required to apply for a home loan from Aditya Birla Finance Limited for self-employed individuals:

  • KYC Documents (Aadhar, PAN Card)
  • Proof of Income (ITR, Balance Sheet)
  • Business Continuity Proof (GST Returns, Business Registration Certificate)
  • Property Documents (Sale Agreement, Title Deeds)

Aditya Birla Finance Limited Home Loan for Self-Employed – Eligibility Criteria 

The eligibility criteria for self-employed individuals seeking a home loan from Aditya Birla Finance Limited include:

  • Minimum Age: 21 years
  • Maximum Age: 65 years at loan maturity
  • Minimum Business Vintage: 3 years
  • Stable income source and satisfactory credit history

Frequently Asked Questions (FAQs)

What is the repayment term for Aditya Birla Finance Limited home loan for self-employed people?

The repayment term for Aditya Birla Finance Limited home loan for self-employed individuals is up to 30 years.

What is the minimum age for Aditya Birla Finance Limited home loan to non-salaried persons?

The minimum age for applying for a home loan from Aditya Birla Finance Limited for non-salaried individuals is 21 years.

What is the Tenure limit for Aditya Birla Finance Limited home loan to non-salaried?

For non-salaried individuals, the tenure limit for a home loan from Aditya Birla Finance Limited is up to 30 years.

What is the minimum and maximum Aditya Birla Finance Limited home loan amount for a non-salaried person?

The minimum loan amount can vary based on the property value, and the maximum loan amount can go up to ₹10 Crores.

Bank Wise Home Loan Interest Rate

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