Aditya Birla Finance Home Loan for Salaried Person

With doorstep services, individuals with a steady source of income can easily avail of an Aditya Birla Finance Limited home loan for salaried persons. With interest rates starting at just 8.60% per annum, the loan disbursement process is transparent and quick, allowing instant funds disbursal and no delay in purchasing the dream home. The loan tenures can be extended to 30 years, making the EMIs easily manageable. With no prepayment charges applicable, the applicant can also benefit from the balance transfer option, meaning the salaried applicant can transfer his previous loan balance to Aditya Birla Finance Limited at a lower interest rate. Keep reading further to learn more about the eligibility criteria and documents required if you wish to avail of a home loan.

Aditya Birla Finance Home Loan For Salaried Person – Highlights

The main features of Aditya Birla Finance Limited for salaried persons are outlined in the table below:

Aditya Birla Finance Home Loan For Salaried Person – Fees & Charges

The fees and charges of the Aditya Birla Finance home loan for salaried professionals are given below:

• Processing Fees: Up to 1%
• Penal Interest Rate: 2% per month (24% per annum)
• Prepayment/Foreclosure Charges: Nil for floating-rate packages. 2% to 4% for fixed-rate packages
• Cancellation Charges: 4% of the loan amount disbursed

Aditya Birla Finance Limited Home Loan For Salaried Persons – Documents Required

Ensure you have the following documents available if you wish to opt for an Aditya Birla Finance home loan for salaried persons:

• Proof of Identity and Address
• Proof of Income: Latest 3 months salary slips showing all deductions & Form 16
• Latest 6 Months Bank Statement where Salary or Income is Credited: Rental receipts or documents showing receipt of income
• Property Documents: Copy of Title documents and approved sanction plan

Aditya Birla Finance Limited Home Loan For Salaried Person – Eligibility Criteria

To be eligible for the Aditya Birla Finance Limited home loan for salaried people, the applicant must be at least 21 years old and a maximum of 60 years old at the time of loan maturity.