Aditya Birla Finance Home Loan for Government Employees

For a government employee looking forward to dreaming of their own home, but financial constraints are creating a hindrance, the Aditya Birla Finance Ltd home loan for government employees with an interest rate as low as 9% per annum is a one-stop solution to home ownership journey. A government employee can book a doorstep service for a simplified documentation process and ensure a straightforward and transparent application process. The tenure for the Aditya Birla Finance Ltd home loan for government employees can be extended up to 30 years so that the EMIs don't exceed your expectations! Keep reading to know more about the home loan scheme.

Aditya Birla Finance Home Loan For Government Employees – Highlights

The key highlights of the Aditya Birla Finance Ltd home loan for government employees are mentioned in the table below:

Aditya Birla Finance Home Loan For Government Employees – Fees & Charges

Take note of the applicable fees and charges of the Aditya Birla Finance Ltd home loan for government employees before applying for the same:

Aditya Birla Finance Ltd Home Loan For Government Employees – Documents Required

To apply for the Aditya Birla Finance Ltd home loan for government employees, you will need the following documents:

• Proof of identity and address applies to salaried, self-employed professionals, partnerships, and companies.
• Salaried individuals must provide the latest 3 months’ salary slips showing all deductions and Form 16 for proof of income. 
• Self-employed or professionals need to submit IT returns or financial documents for the last two years, along with a computation of income certified by a CA for the past two years.

Both salaried and self-employed professionals must provide bank statements where the salary or income is credited for the last 6 months. For proof of other income, such as rental receipts, documents showing receipt of income are required. Finally, property documents, including a copy of the title documents and the approved sanction plan, are necessary for all categories.

Aditya Birla Finance Ltd Home Loan For Government Employees – Eligibility Criteria

To be eligible for the Aditya Birle Finance Ltd home loan, ensure that you meet the following criteria:

• Minimum age of applicant: 21 years
• Maximum age of applicant at loan maturity: Salaried: 60 years, Self-employed: 70 years

Aditya Birla Finance Home Loan Schemes For Government Employees

Aditya Birla Finance Ltd offers various home loan schemes to government employees:

Home Loan

Aditya Birla Finance offers competitive Aditya Birla Finance home loan interest rates for government employees. Tailored specifically for Aditya Birla Finance home loans for government employees, our loans come with flexible terms and easy documentation.

Loan Against Property

Secure immediate financing with Aditya Birla Finance Loan Against Property. Designed to cater to Aditya Birla Finance home loan documents for government employees, this option uses your property as collateral for swift fund access.

Construction Finance

Our Aditya Birla Finance Construction Finance provides real estate developers with essential funding. With attractive Aditya Birla Finance home loan interest rates for central government employees, this loan supports your construction project’s lifecycle.

Signature Club

Join the Aditya Birla Finance Signature Club for exclusive home transformation offers. This unique Aditya Birla Finance home loan scheme for government employees helps you create a perfect home with special deals and discounts.