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Aadhar Housing Finance Plot Loans
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The Aadhar Housing Finance Plot Loan scheme is for those who want to purchase residential plots and build homes. This financial solution is designed for salaried and self-employed persons, offering flexible payback alternatives, reasonable interest rates, and a quick approval process. Aadhar Housing Finance Plot Loans offer up to 60% of the plot's cost, a repayment tenure of up to 20 years, and attractive interest rates starting from 11.75%.
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Table of Content
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Aadhar Housing Finance Plot Loans – Highlights
The table below shows the highlights of the plot loan scheme by Aadhar Housing Finance.
Feature | Details |
Loan Amount | Up to 1 Crore |
Repayment Tenure | Up to 20 years for Self-Employed and 30 years for Salaried Individual |
Application Process | Simplified and quick |
Eligibility | Salaried and self-employed individuals |
Collateral | Plot and construction as collateral |
Aadhar Housing Finance Plot Loan Interest Rates
Following are the interest rates of the Aadhar Housing Finance Plot Loans:
Type of Borrower | Interest Rate (Per Annum) |
Salaried | 11.75% to 16.50% |
Self-employed | 12.75% to 17.00% |
Fees and Charges for Aadhar Housing Finance Plot Loans
Here is a snapshot of the fees and charges associated with the Aadhar Housing Finance Plot Loans:
Fee Type | Amount/Rate |
Processing Fee | 2% + GST |
Prepayment Charges | 2% of the outstanding amount |
Late Payment Penalty | 2% per month on overdue amount |
Eligibility Criteria for Aadhar Housing Finance Plot Loans
Take a look at the criteria to be eligible for Aadhar Housing Finance Plot Loans:
Criteria | Salaried | Self-employed |
Age | 21-65 years | 21-70 years |
Income | Stable income | Profitable business for at least 3 years |
Employment | Minimum 2 years with current employer | Minimum 3 years in current business |
Credit Score | 700 and above | 700 and above |
Documents Required for Aadhar Housing Finance Plot Loans
The Aadhar Housing Finance Plot Loan documents required are as follows:
Document Type | Salaried | Self-employed |
Identity Proof | Aadhaar, Passport, Voter ID | Aadhaar, Passport, Voter ID |
Address Proof | Utility bill, Rent agreement | Utility bill, Rent agreement |
Income Proof | Salary slips, Bank statements | ITR, Bank statements |
Employment Proof | Employment certificate | Business registration certificate |
Property Documents | Sale deed, Allotment letter | Sale deed, Allotment letter |
Features of Aadhar Housing Finance Plot Loans
Borrowers applying for an Aadhar Housing Finance Plot Loan can expect the following features:
- Aadhar Housing Finance offers significant financial assistance by covering up to 60% of the plot’s purchase price.
- The loan provides a flexible repayment period extending up to 20 years.
- The documentation requirements are minimal, and the approval process is quick, allowing for faster disbursement of funds.
- The loan comes with competitive interest rates starting from 11.75% per annum.
Things to Remember While Applying
Before applying for an Aadhar Housing Finance Plot Loan, the applicant must note the following pointers.
- A good credit score is crucial for loan approval.
- Prepare all necessary documents before applying.
- Evaluate your financial situation to ensure you can comfortably manage the loan repayments.
- While Aadhar Housing Finance offers up to 60% of the plot’s cost, borrowing only the amount needed is essential.
- Understand that the Plot and Construction Will Be Held as Collateral
Quick Links
Loan Offers By Aadhar Housing Finance's
Home Loan by Private Bank
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- Kotak Bank Home Loan
- Deutsche Bank Home Loan
- karur Vysya Bank Home Loan
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Home Loan by Nationalized Bank
Home Loan by NBFC
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- DHFL Home Loan
- Muthoot Finance Ltd Home Loan
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- Capital First Ltd. Home Loan
- Poonawalla Fincorp Limited Home Loan
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- IndiaBulls Home Loan
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- Tata Capital Housing Finance Limited Home Loan
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Home Loan Calculators
Bank wise Home Loan Calculators
- Punjab National Bank Home Loan Calculator
- Indusind Bank Home Loan Calculator
- Bank Of India Home Loan Calculator
- Lic Housing Finance Home Loan Calculator
- Punjab Sind Bank Home Loan Calculator
- Indian Bank Home Loan Calculator
- Hdfc Bank Home Loan Calculator
- Bank Of Maharashtra Home Loan Calculator
- Hsbc Home Loan Calculator
- Citi Bank Home Loan Calculator
- Canara Bank Home Loan Calculator
- Axis Bank Home Loan Calculator
- State Bank Of India Home Loan Calculator
- Rbl Bank Home Loan Calculator
- Karnataka Bank Home Loan Calculator
- Federal Bank Home Loan Calculator
- Deutsche Bank Home Loan Calculator
- Union Bank Of India Home Loan Calculator
- Yes Bank Home Loan Calculator
- Dcb Bank Home Loan Calculator
- Idfc First Bank Home Loan Calculator
- Kotak Bank Home Loan Calculator
- Idbi Bank Home Loan Calculator
- Icici Bank Home Loan Calculator
- Bank Of Baroda Home Loan Calculator
Bank Wise Home Loan Interest Rate
- Reliance Capital Home Loan Interest Rate
- DCB Bank Home Loan Interest Rate
- ICICI Bank Home Loan Interest Rate
- YES Bank Home Loan Interest Rate
- RBL Bank Home Loan Interest Rate
- Federal Bank Home Loan Interest Rate
- IDFC FIRST Bank Home Loan Interest Rate
- HDFC Bank Home Loan Interest Rate
- Axis Bank Home Loan Interest Rate
- Kotak Bank Home Loan Interest Rate
- Deutsche Bank Home Loan Interest Rate
- karur Vysya Bank Home Loan Interest Rate
- Housing Development Finance Corporation Home Loan Interest Rate
- IndusInd Bank Home Loan Interest Rate
- karnataka bank Home Loan Interest Rate
- LIC Housing Finance Home Loan Interest Rate
- HSBC Home Loan Interest Rate
- IDBI Bank Home Loan Interest Rate
- CITI Bank Home Loan Interest Rate
- HDFC Sales Home Loan Interest Rate
- Punjab National Bank Home Loan Interest Rate
- Canara Bank Home Loan Interest Rate
- State Bank of India Home Loan Interest Rate
- Bank of India Home Loan Interest Rate
- Union Bank of India Home Loan Interest Rate
- Punjab & Sind Bank Home Loan Interest Rate
- Bank of Baroda Home Loan Interest Rate
- Indian bank Home Loan Interest Rate
- Bank of Maharashtra Home Loan Interest Rate
- Clix Capital Home Loan Interest Rate
- Hero Housing Finance Home Loan Interest Rate
- Hero FinCorp Home Loan Interest Rate
- Vastu Housing Finance Home Loan Interest Rate
- Aadhar housing Finance Home Loan Interest Rate
- DHFL Home Loan Interest Rate
- Muthoot Finance Ltd Home Loan Interest Rate
- Edelweiss Financial Services Home Loan Interest Rate
- Piramal Housing Finance Home Loan Interest Rate
- Fullerton India Home Loan Interest Rate
- Capri Global Home Loan Interest Rate
- Capital First Ltd. Home Loan Interest Rate
- Poonawalla Fincorp Limited Home Loan Interest Rate
- Cholamandalam Finance Home Loan Interest Rate
- IndiaBulls Home Loan Interest Rate
- Ujjivan Small Finance Bank Home Loan Interest Rate
- Tata Capital Housing Finance Limited Home Loan Interest Rate
- L&T Finance Home Loan Interest Rate
- Aditya Birla Finance Limited Home Loan Interest Rate
- Godrej Housing Finance Home Loan Interest Rate
- Punjab National Bank Housing Finance Home Loan Interest Rate
- IIFL Finance Home Loan Interest Rate
- Bajaj Finserv Home Loan Interest Rate
- Home First Finance Company Home Loan Interest Rate