Aadhar Housing Finance Home Loan for Self Employed

Building your dream home shouldn't be a solo project. At Aadhar Housing Finance, we partner with self-employed individuals to turn their aspirations of owning a home into reality. Forget rigid restrictions—our flexible loan options, with amounts reaching up to 5 crore, adapt to your unique financial circumstances. Competitive interest rates ensure your monthly payments feel manageable. The application process is smooth, with minimal fees, and requires only proof of income for the past three years. Let's unlock the door to your dream home together.

Aadhaar Housing Finance Home Loan for Self-Employed – Highlights 

Given below are the key highlights of the Aadhar Housing Finance loan scheme for self-employed:

Aadhar Housing Finance Home Loan for Self-Employed – Fees and Charges

Here are the details for Aadhaar Housing Finance Home Loan fees and charges:

• Processing Fees: Typically 0.50% to 1% of the loan amount.
• Legal and Technical Charges: Actuals apply.
• Prepayment Charges: Varies.
• Late Payment Fees: As per policy.
• GST and Other Charges: Applicable as per regulations.

Aadhar Housing Finance Home Loan for Self-Employed – Documents Required

Below is the list of documents you’ll need to help with the loan application with Aadhar Housing Finance:

• Recent ITRs for the last 3 years.
• Bank statements for the last 9 months.
• KYC documents.
• Proof of business existence and financial stability.
• Property-related documents.

Aadhar Housing Finance Home Loan for Self-Employed – Eligibility Criteria 

Here is the eligibility criteria for Aadhar Housing Finance loans for business holders:

• Age eligibility starts at 21 years old.
• Self-employed individuals need to submit recent ITRs.
• Proof of stable income and financial documents are required.
• Loan repayment tenure can extend up to 20 years.
• Loan amounts range from a minimum of ₹3 lakhs to a maximum of ₹25 crores