Aadhar Housing Finance Home Loan for Salaried Person

A home you can call your own is a basic need of an individual. However, financial constraints can often prevent many people from realising their dream of owning a home. Aadhar Housing Finance understands this and is committed to providing affordable credit opportunities to those who receive regular salaries. Namely, the Aadhar Housing Finance home loan for salaried persons features attractive interest rates, low processing fees, moderate eligibility criteria, and high loan amounts, making it a more borrower-friendly credit option. Digital banking simplifies the loan application process, allowing you to apply and receive funds easily without the usual paperwork and hassle. Let’s scroll down to learn more!

Aadhar Housing Finance Home Loan for Salaried Person – Highlights 

Here are the Aadhar Housing Finance home loan criteria for salaried persons:

Aadhar Housing Finance Home Loan for Salaried Person – Fees and Charges 

Here are the associated fees with the Aadhar Housing Finance home loan for salaried employees:

Aadhar Housing Finance Home Loan for Salaried Persons – Documents Required

Here are the required Aadhar Housing Finance home loan documents for salaried persons:

• A duly filled and signed application form with all necessary details is mandatory.
• Valid identity proof includes a PAN card, Aadhaar card, passport, or voter ID.
• Current address proof like electricity bill, rent agreement, or Aadhaar card is required.
• The latest salary slips for the past 3 months to verify income stability.
• Bank statements for the last 6 months to review financial transactions.
• Form 16 or Income Tax Return (ITR) for the past 2 years to confirm income.
• The sale agreement, property registration documents, and property title deed.
• Recent passport-sized photographs of the applicant and co-applicant(s), if any.
• A cheque for the processing fee as per the lender’s requirement. 

Aadhar Housing Finance Home Loan for Salaried Persons – Eligibility Criteria 

Here is the required Aadhar Housing Finance home loan eligibility for salaried persons:

• Applicants must be somewhere between 21 and 60 years old.
• Applicants must require a minimum monthly salary of ₹10,000 or above.  
• Applicants must have a good repayment history and a strong credit score. 
• Applicants must be Indian citizens.