Aadhar Housing Finance Home Loan for Bank Employees

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Aadhar Housing Finance provides various financial services to customers. The NBFC offers distinctive loan products, such as home loans, plot loans, and construction loans, focused on meeting the diverse needs of its customers. One of its notable offerings is the Aadhar Housing Finance Home Loan for Bank Employees, designed to offer attractive benefits to bank employees, ensuring they can easily secure their dream homes. This loan product comes with competitive interest rates, flexible repayment options, and minimal documentation, making it a preferred choice for many.

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Table of Content

1. Aadhar Housing Finance Home Loan for Bank Employees Highlights

2. Aadhar Housing Finance Home Loan for Bank Employees Fees and Charges

3. Aadhar Housing Finance Home Loan for Bank Employees Documents Required

4. Aadhar Housing Finance Home Loan for Bank Employees Eligibility Criteria

Read more
Written By
Utsah Sharma
Utsah Sharma
Utsah Sharma is a seasoned financial expert with a Master’s Degree in Commerce specialising in Financial Services, Investments, Loan Assessments, Mutual Funds, Banking & Loan products. Drawing on her experience, she has established herself as a trusted voice, providing invaluable insights and guidance to seasoned investors and beginners. She is committed to breaking down the complexities of everything finance.
Reviewed By
Amit Prakash Singh
Amit Prakash Singh
Co-Founder, Square Yards & Chief Business Officer, Urban Money
Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

Aadhar Housing Finance Home Loan for Bank Employees – Highlights

Here are the key features of the Aadhar Housing Finance Home Loan for Bank Employees:

Feature Description
Maximum Loan Amount Up to ₹1 Crore
Maximum Repayment Tenure Up to 30 years
Interest Rate 11.75% to 16.50% p.a.
Processing Fees Up to Rs.3500 

Aadhar Housing Finance Home Loan for Bank Employees – Fees and Charges

Aadhar Housing Finance home loan for bank employees involves minimal fees and charges, ensuring affordability:

Fee Type Charges
Processing Fees Up to Rs.3500
Prepayment/Part Payment Nil for floating rate loans/3% of the loan outstanding for fixed rate

Aadhar Housing Finance Home Loan for Bank Employees – Documents Required 

To apply for the Aadhar Housing Finance home loan for bank employees, the following documents are required:

  • Identity Proof (Aadhar, PAN Card)
  • Address Proof (Utility Bill, Rental Agreement)
  • Employment Proof (Appointment Letter, ID Card)
  • Income Proof (Salary Slips, Bank Statements)

Aadhar Housing Finance Home Loan for Bank Employees – Eligibility Criteria 

The eligibility criteria for Aadhar Housing Finance home loan for bank employees are straightforward:

  • Permanent employee of a bank
  • Minimum age of 21 years
  • Maximum age at loan maturity: 60 years
  • Minimum work experience: 2 years

Frequently Asked Questions (FAQs)

Can we avail of the PMAY subsidy with the Aadhar Housing Finance staff home loan?

Yes, the PMAY subsidy can be availed with the Aadhar Housing Finance home loan for bank employees, subject to eligibility.

Who is eligible for an Aadhar Housing Finance staff home loan?

Permanent employees of banks who meet the age and work experience criteria are eligible for the Aadhar Housing Finance home loan for bank employees.

What are the benefits of an Aadhar Housing Finance employee home loan?

The benefits include competitive interest rates, flexible repayment options, minimal documentation, and exclusive offers for bank employees.

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