Aadhar housing Finance Commercial Property Loan

Aadhar Housing Finance Limited offers a commercial property loan to cater to individuals looking to invest in commercial real estate. This loan is designed to help borrowers purchase or construct non-residential properties, such as office spaces, retail shops, and warehouses. The loan process involves a simple application procedure, thorough verification of documents, and ensuring that borrowers receive timely financial support for their commercial property ventures.

Aadhar Housing Finance Commercial Property Loan Features

Aadhar Housing Finance commercial property loan comes with several attractive features:

Aadhar Housing Finance commercial property loan Interest rates

The Aadhar Housing Finance commercial home loan interest rate is competitive, starting from:

Aadhar Housing Finance commercial property loan Eligibility Criteria

To be eligible for a loan for the purchase of commercial property Aadhar Housing Finance, applicants must meet the following criteria:

1. Age: Between 21 and 65 years old.
2. Income: Stable income source for both salaried and self-employed individuals.
3. Credit Score: A good credit history is essential.
4. Property Value: The property should be within the approved value range.

Aadhar Housing Finance Commercial Property Loan Benefits and Features

Key benefits and features of the Aadhar Housing Finance commercial property loan include:

1. Customisable Loan Amounts match the borrower’s financial needs.
2. Competitive Interest Rates.
3. Flexible Repayment Tenure up to 15 years, offering financial flexibility.
4. Simplified and efficient application process.
5. Fast approval and disbursal process.

Aadhar Housing Finance commercial property loan Documents Required

To apply for an Aadhar Housing Finance commercial property loan, the following documents are required:

1. Identity Proof: Aadhar Card, Passport, Voter ID, or Driving License.
2. Address Proof: Utility bills, Passport, or Rental agreement.
3. Income Proof: Salary slips, bank statements, or ITR for self-employed individuals.
4. Property Documents: Title deed, sale agreement, and other relevant property papers.
5. Photographs: Recent passport-sized photographs.

Aadhar Housing Finance Commercial Property Loan Processing Fees and Other Charges

The processing fees and other charges for an Aadhar Housing Finance commercial property loan include:

Aadhar Housing Finance Commercial Property Loan for Salaried Person

Salaried individuals seeking a commercial loan from Aadhar Housing Finance can benefit from:

1. Stable Interest Rates: Ensuring predictable monthly payments.
2. Long Tenure: Options to extend the loan tenure up to 15 years.
3. Easy Documentation: Simplified process with minimal paperwork.

Aadhar Housing Finance Commercial Property Loan for Self-Employed

Self-employed individuals can also avail of the Aadhar Housing Finance commercial property loan with features such as:

1. Customised Loan Amount: Based on income stability and business performance.
2. Flexible Repayment Options: To match the cash flow of the business.
3. Competitive Interest Rates: Making it an affordable financing option.

Aadhar Housing Finance Commercial Property Loan – Terms and Conditions

Key terms and conditions for an Aadhar Housing Finance commercial property loan include:

1. Loan Amount: Based on property value and repayment capacity.
2. Interest Rates: Subject to change based on market conditions and borrower profile.
3. Repayment Tenure: Flexible options up to 15 years.
4. Prepayment: Allowed with applicable charges.
5. Processing Fees: As per the company’s policy.