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CIBIL Score Range: Chart, Maximum Score, and Good Credit Score Tips
A Cibil score range is like a report card showing your borrowing and paying back history. It's a number between 300 and 900. The higher your score, the better you look to the lenders. It's made by an organisation called CIBIL, which stands for Credit Information Bureau (India) Limited. They keep track of how well people and companies pay back their loans.
This credit score range is crucial because it helps banks and lenders decide quickly if they should give you money. That's why knowing about the cibil score range and your score is crucial before considering borrowing money.
Now, let’s look at what different scores mean and how you can ensure yours is good!
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Table of Content
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All CIBIL Score Range Table
Your CIBIL score ranges from 300 to 900. The table below shows how scores are typically categorised:
Score Range | Category |
300 – 549 | Poor |
550 – 649 | Fair |
650 – 749 | Good |
750 – 849 | Very Good |
850 – 900 | Excellent |
Detailed Breakdown of Each Score Range
Poor (300-549)
A score in this range suggests high risk to lenders, making securing loans or credit cards challenging. The available options come with high interest rates. It is crucial to focus on improving your score to enhance your future financial opportunities.
Fair (550-649)
Falling into the ‘Fair’ category, your score is below average, and lenders might perceive you as a somewhat risky borrower. While loans might still be accessible, they could come with less favourable conditions, such as higher interest rates. Elevating your score can open up more favourable credit opportunities.
Good (650-749)
A ‘Good’ score indicates reliability. Lenders view you as a dependable borrower, making obtaining loans with reasonable terms easier. This score range generally meets the criteria for most types of credit, providing you with a solid foundation for financial requests.
Very Good (750-849)
Being in the ‘Very Good’ range enhances your loan eligibility and earns you more attractive borrowing terms. You can expect quicker loan approvals, lower interest rates, and higher credit limits, which are advantageous for managing larger expenses smoothly.
Excellent (850-900)
Achieving an ‘Excellent’ score places you at the pinnacle of creditworthiness. Lenders will offer you the best terms, including the lowest interest rates and access to premium credit products. 900 is the maximum cibil score, significantly accelerating the loan approval process and reflecting your exceptional financial discipline.
Benefits of a Good CIBIL Score
A good CIBIL score isn’t just a number—it’s a key that can unlock many financial doors for you. Here’s how a strong CIBIL score can benefit you:
- Lower Interest Rates: One of the best perks of having a good CIBIL score is lower interest rates on loans and credit cards. Why does this matter? Lower rates mean you pay less money back on what you borrow, saving you a lot of money in the long run.
- Higher Loan Amounts: When lenders see a good CIBIL score, they feel more confident in their ability to repay loans. This confidence often translates into them offering you larger amounts of money. Whether you need a loan for a home, a car, or to start a small business, a good score improves your chances of getting the amount you need.
- Faster Loan Approvals: A good cibil score range also speeds up the approval process for loans and credit cards. Since your score already shows you’re a reliable borrower, lenders need less time to decide whether to give you a loan. This can be especially helpful when you need quick financial assistance.
- More Favourable Loan Terms: Besides getting loans, a good CIBIL score helps you get better terms on those loans. This could mean more flexible repayment options, lower fees, or other benefits that make managing your loan easier.
- Access to Better Credit Offers: With a good CIBIL score, you often receive better offers on credit products. Banks and financial institutions might offer you perks such as additional rewards on credit cards, discounts, or other incentives that aren’t available to everyone.
Ways to Improve the CIBIL Score
Improving your CIBIL score can seem daunting, but you can enhance it significantly with consistent effort and smart financial habits. Here are proven ways to raise your score:
- Pay Your Bills on Time: Timely payment of your bills is crucial. This includes not just loan repayments or credit card dues but also your utilities, rent, and other recurring bills. For instance, consider Rahul, who set reminders for his due dates and started paying his bills a few days in advance to ensure he never missed a deadline. Over time, his CIBIL score improved because of his punctuality.
- Keep Your Credit Utilisation Low: Use less than 30% of your credit limit on each card. This shows that you are not overly dependent on credit. Take the case of Anita, who reduced her credit card spending and saw her score increase from 650 to 720 within a year. Using only a portion of her available credit, she demonstrated responsible usage to lenders.
- Check Your Credit Report Regularly: Errors in your credit report can lower your score. Regularly reviewing your credit report allows you to spot and dispute any inaccuracies. For example, after Sanjay found an incorrect listing of a late payment on his report, he disputed it with the credit bureau, and once corrected, his score improved.
- Avoid Applying for New Credit Frequently: Each time you apply for credit, it triggers a hard inquiry into your credit report, which can lower your score slightly. Frequent applications can be seen as credit hunger. Limit new credit applications unless absolutely necessary, much like Deepa, who decided to apply for new credit cards only when her financial situation stabilized, helping maintain her good score.
- Diversify Your Credit: A mix of credit types — such as a home loan, a car loan, and a credit card — can benefit your CIBIL score. It shows you can manage different types of credit well. Consider Priya, who added a small personal loan to her credit mix and managed it well, which diversified her credit history and boosted her score.
- Increase Your Credit Limit: If you have a good track record, consider requesting an increase in your credit limit. This can immediately lower your credit utilization ratio. However, remember not to increase your spending just because your limit goes up.
- Settle Outstanding Debts: Paying off outstanding debts, especially those high in interest can positively impact your score. Negotiate with lenders for feasible repayment plans or settlements.
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About Credit Score
- Does Checking Your CIBIL Score Impact Your Credit Score?
- How to Avoid Credit Repair Scams and Protect Your Credit Score
- Difference Between Equifax & CIBIL Score
- How Student Loans Influence Your Credit Score
- How Bankruptcy Impacts Your Credit Score
- Best CIBIL Score For Loans
- Low Credit Score Personal Loans: How to Get Approved Fast
- Credit Counseling and Financial Education in India
- CIBIL Scores for Business Credit Cards
- PNB CIBIL Score: Checking Process, Importance and Loan Approval Criteria
- List of Banks Giving Home Loan With Low Cibil Score
- Dealing with Debt Collectors & Credit Protection
- How to Get Home Loans with a Low CIBIL Score
- Credit Scores in India: Types, Features, and Financial Impact
- CIBIL Scores for Business Loan: Minimum Requirements
- CIBIL Score for Home Loan: Key Factors and Tips for Approval
- Joint Accounts and Credit Score Management
- CIBIL Score for Personal Loan
- Role Of Income In Credit Score Calculation
Loans
- 30 Lakh Home Loan EMI
- Kotak Mahindra Bank Personal Loan of 2 Lakh
- BOB Housewife Personal Loan
- ICICI Bnak Housewife Personal Loan
- RBL Bank Personal Loan of 2 Lakh
- HSBC Bank Small Loans
- Bank of Maharashtra Personal Loan of Rs. 5 Lakh
- IDBI Bank Personal Loan of 3 Lakh
- IDFC First Bank Personal Loan Balance Transfer
- Union Bank of India Personal Loan of 9 lakh
- Indusind Bank Personal Loan of 6 Lakh
- Indian Bank small loans
- IDBI Bank Salaried Employee Personal loan
- 20 Lakh Home Loan EMI
- HSBC Bank Overdraft Loan
- HSBC Bank Personal Loan Transfer
- Yes Bank Travel Loan
- Kotak Travel Loan
- HDFC Personal Loan of 2 Lakh
- Canara Travel Loan
- HDFC Personal Loan of 4 Lakh
- SBI Personal Loan of 20,000
- Bank Of Baroda Small Loans
- RBL Bank Travel Loan
- SBI Personal Loan of 3 Lakh
- IndusInd Bank Medical Loan
- SBI Personal Loan of 5000
- SBI Personal Loan of 4 Lakh
- SBI Personal Loan of 40000
- BOB Personal Loan of 7 Lakh
- SBI Personal Loan of 7 Lakh
- SBI Personal Loan of 10 Lakh
- BOB Personal Loan of 50000
- BOB Personal Loan of 10 Lakh
- HSBC Bank Medical Loan
- HDFC Personal Loan of 3 Lakh
- Canara Bank Housewife Personal Loan
- HDFC Personal Loan of 5 Lakh
- SBI Personal Loan of 10000
- SBI Personal Loan of 25000
- Canara Bank Students Personal Loan
- PNB Bank Medical Loan
- ICICI Personal Loan of 10000
- ICICI Personal Loan of 5000
- ICICI Personal Loan of 15000
- HDFC Personal Loan of 1 Lakh
- BOB Personal Loan for Doctors
- BOB Personal Loan of 2 Lakh
- BOB Bank Wedding Loan
- HDFC Personal Loan of 6 Lakh
- Union Bank of India Personal Loan of 8 lakh
- SBI Personal Loan of 15,000
- ICICI Personal Loan of 20000
- SBI Personal Loan of 30000
- ICICI Personal Loan of 50000
- SBI Personal Loan of 50000
- ICICI Personal Loan of 1 Lakh
- SBI Personal Loan of 1 Lakh
- SBI Personal Loan of 2 Lakh
- Indian Bank Medical Loan
- SBI Personal Loan of 5 Lakh
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- SBI Personal Loan of 8 Lakh
- ICICI Personal Loan of 2 Lakh
- SBI Personal Loan of 9 Lakh
- BOB Personal Loan of 10000
- BOB Personal Loan of 40000
- Bank of India Medical Loan
- BOB Personal Loan of 1 Lakh
- ICICI Personal Loan of 3 Lakh
- BOB Personal Loan of 8 Lakh
- BOB Personal Loan of 9 Lakh
- Bank of Maharashtra Wedding Loan
- Canara Bank Self Employed Personal Loan
- Karnataka Bank Wedding Loan
- Karnataka Bank Travel Loan
- Punjab & Sind Bank Medical Loan
- Federal Bank Medical Loan
- Union Bank Small Personal Loan
- Federal Bank Travel Loan
- ICICI Bank Personal Loan Balance Transfer
- ICICI Personal Loan for Wedding
- Yes Bank Personal Loan of 1 Lakh
- HDFC Bank Personal Loan Balance Transfer
- RBL Bank Government Employees Personal loan
- Home Loan for 70000 Salary
- Kotak Mahindra Bank Personal Loan of 7 lakh
- Yes Bank Government Employee Personal loan
- Indusind Bank Personal Loan of 5 Lakh
- Indian Bank Personal Loan for Doctors
- Indusind Bank Personal Loan for Doctors
- Axis Bank Personal Loan of 5000
- Axis Bank Personal Loan of 10000
- Indusind Bank Students Personal loan
- Indusind Bank Personal Loan for Lawyers
- Federal Bank Personal Loan of 1 Lakh
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- Union Bank Personal Loan for Doctors
- Federal Bank Personal Loan of 4 Lakh
- Federal Bank Personal Loan of 7 Lakh
- Union Bank of India Personal Loan of 5 lakh
- ICICI Personal Loan of 4 Lakh
- BOB Students Personal Loan
- Axis Bank Personal Loan of 15000
- Axis Bank Personal Loan of 1 lakh
- Union Bank Housewife Personal loan
- Federal Bank Personal Loan of 6 Lakh
- Axis Bank Personal Loan of 2 lakh
- Axis Bank Personal Loan of 3 lakh
- Indian Bank Personal Loan of 8 lakh
- Canara Bank Small Personal Loan
- Axis Bank Personal Loan of 4 lakh
- Axis Bank Personal Loan of 5 lakh
- Karur Vysya Bank short term personal loan
- Axis Bank Personal Loan of 6 lakh
- Indusind Bank Senior Citizens/Pensioners Personal loan
- Canara Bank Personal Loan for Wedding
- Union Bank of India Personal Loan of 4 lakh
- Axis Bank Personal Loan of 7 lakh
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- HDFC Personal Loan of 10000
- HDFC Senior Citizen Personal Loan
- Federal Bank Personal Loan of 10 Lakh
- HDFC Government Employees Personal Loan
- Yes Bank Personal Loan of 2 Lakh
- HDFC Salaried Employee Personal Loan
- Indusind Bank Personal Loan of 1 Lakh
- Union Bank of India Personal Loan of 6 lakh
- HDFC Personal Loan for Doctors
- SBI Personal Loan Eligibility Calculator
- RBL Bank Personal Loan of 10 Lakh
- Union Bank Personal Loan for Lawyers
- Axis Bank Personal Loan of 40000
- HDFC Personal Loan for lawyers
- Axis Senior Citizen Personal Loan
- RBL Bank Personal Loan of 7 Lakh
- Axis Government Employees Personal Loan
- Union Bank of India Personal Loan of 2 lakh
- Axis Salaried Employee Personal Loan
- Indusind Bank Personal Loan of 9 Lakh
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- Indusind Bank Personal Loan of 40000
- Federal Bank Personal Loan of 3 Lakh
- Union Bank Students Personal loan
- Indusind Bank Salaried Employee Personal loan
- Kotak Personal Loan for Wedding
- ICICI Personal Loan of 10 Lakh
- IDBI Bank Personal Loan of 50000
- Axis Students Personal Loan
- Kotak Mahindra Bank Personal Loan of 6 Lakh
- RBL Bank Personal Loan for Lawyers
- Punjab Sind Bank overdraft loan
- RBL Bank Personal Loan of 8 Lakh
- Canara Bank Short-Term loan
- Union Bank of India Personal Loan of 1 lakh
- Federal Bank Personal Loan of 50000
- Union Bank Self Employed Personal loan
- Union Bank Salaried Employee Personal loan
- RBL Bank Personal Loan Transfer
- Yes Bank Personal Loan of 7 Lakh
- Canara Bank Personal Loan of 10 Lakh
- ICICI Bnak Self Employed Personal Loan
- Yes Bank Home Loan Eligibility Calculator
- 1 crore Home Loan EMI
- 50 Lakh Home Loan EMI
- 25 Lakh Home Loan EMI
- Union Bank Home Loan Eligibility Calculator
- Karur Vysya Bank Personal Loan for Doctors
- IDFC First Bank Personal Loan of 5000
- RBL Bank Personal Loan of 9 Lakh
- ICICI Bnak Personal Loan for Doctors
- RBL Bank Personal Loan of 50000
- IDFC First Bank Personal Loan of 2 Lakh
- HSBC Government Employee Personal Loan
- Indian Bank Personal Loan of 10 lakh
- Indian Bank Salaried Employee Personal loan
- IDFC First Bank Personal Loan of 10000
- RBL Bank Personal Loan of 6 Lakh
- IDFC First Bank Personal Loan of 20,000
- IDFC First Bank Personal Loan of 25000
- IDBI Bank Personal Loan of 40000
- Karnataka Bank small loans
- IDFC First Bank Personal Loan of 1 Lakh
- Home Loan Eligibility Calculator
- IDFC First Bank Personal Loan of 40000
- SBI Government Employees Personal Loan
- SBI Salaried Employee Personal Loan
- Canara Bank Personal Loan of 9 Lakh
- 10 Lakh SBI Home Loan
- Indian Bank Personal Loan of 9 lakh
- SBI Students Personal Loan
- SBI Housewife Personal Loan
- Kotak Mahindra Bank Personal Loan of 5 Lakh
- SBI Self Employed Personal Loan
- Canara Bank Personal Loan of 7 Lakh
- Karnataka Bank overdraft loan
- SBI Personal Loan for Doctors
- Yes Bank Personal Loan of 50000
- SBI Personal Loan for Lawyers
- IDFC First Bank Personal Loan of 50000
- Canara Bank Personal Loan of 6 Lakh
- Union Bank of India Personal Loan of 50000
- Union Bank Senior Citizens/Pensioners Personal loan
- BOB Senior Citizen Personal Loan
- Yes Bank Personal loan for Doctors
- Axis Bnak Personal Loan for Doctors
- Axis Bnak Self Employed Personal Loan
- Federal Bank Salaried Employee Personal loan
- BOB Salaried Employee Personal Loan
- Axis Bank Fast Forward Home Loan Scheme
- Axis Bnak Housewife Personal Loan
- Kotak Mahindra Bank Personal Loan of 3 Lakh
- Indiabulls Home Loan Eligibility Calculator
- Kotak Home Loan Eligibility Calculator
- Federal Bank Students Personal loan
- 80 Lakh Home Loan EMI
- IDFC First Bank Personal Loan of 4 Lakh
- IDFC First Bank Personal Loan of 5 Lakh
- IDFC First Bank Personal Loan of 6 Lakh
- Kotak Mahindra Bank Personal Loan of 4 Lakh
- Indian Bank Government Employees Personal loan
- Yes Bank Self Employed Personal loan
- IDFC First Bank Personal Loan of 7 Lakh
- Canara Bank Home Loan Eligibility Calculator
- IDFC First Bank Personal Loan of 8 Lakh
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- Yes Bank Students Personal loan
- Yes Bank Personal Loan of 4 Lakh
- IDFC First Bank Personal Loan of 9 Lakh
- Union Bank of India Personal Loan of 7 lakh
- Indusind Bank Personal Loan of 2 Lakh
- Indusind Bank Personal Loan of 50000
- Union Bank of India Personal Loan of 40000
- Axis Bank Personal Loan of 30000
- Indusind Bank Personal Loan of 4 Lakh
- Yes Bank Personal Loan of 8 Lakh
- RBL Bank Personal Loan of 5 Lakh
- Federal Bank Personal Loan of 8 Lakh
- RBL Bank Personal Loan of 1 Lakh
- IDBI Bank Flexi Loan
- Indusind Bank Personal Loan of 10 Lakh
- Canara Bank Salaried Employee Personal loan
- ICICI Personal Loan of 7 Lakh
- Federal Bank Personal Loan of 5 Lakh
- Personal Loan for Government Employees
- Yes Bank Salaried Employee Personal loan
- Yes Bank Personal Loan of 6 Lakh
- RBL Bank Personal Loan of 40000
- ICICI Credit Card Application Status
- PMEGP Loan
- ICICI Personal Loan of 6 Lakh
- IDFC First Bank Personal Loan of 10 Lakh
- BOB Self Employed Personal Loan
- Kotak Bank Housewife Personal Loan
- Federal Bank Self Employed Personal loan
- Kotak Bank Personal Loan for Lawyers
- PNB Personal Loan of 3 Lakh
- Canara Bank Personal Loan for Senior Citizens
- RBL Bank Salaried Employee Personal loan
- Canara Medical Loan
- HDFC Personal Loan of 15000
- Axis Travel Loan
- Canara Bank Personal Loan for Doctors
- Federal Bank Housewife Personal loan
- Home Loan for 40000 Salary
- 15 Lakh Home Loan EMI
- Indian Bank Personal Loan of 1 lakh
- 70 Lakh Home Loan EMI
- Kotak Mahindra Bank Personal Loan of 9 lakh
- RBL Bank Self Employed Personal loan
- IDFC Home Loan Eligibility Calculator
- Canara Bank Personal Loan for Lawyers
- IDFC Personal Loan for Senior Citizens
- IndusInd Bank Overdraft Loan
- HSBC Bank Flexi Loan
- HDFC Personal Loan of 20000
- Yes Bank Housewife Personal loan
- ICICI Bank Overdraft Loan
- PNB Personal Loan of 4 Lakh
- Federal Bank Personal Loan of 9 Lakh
- HDFC Personal Loan of 50000
- Personal Loan of 20 Lakh
- Indusind Bank Personal Loan of 30000
- Personal Loan for CIBIL Score 650
- Personal Loan for CIBIL Score 650
- PNB Personal Loan for Doctors
- Federal Bank Overdraft Loan
- SBI Overdraft Loan
- Union Bank Flexi Loan
- IDFC Salaried Employee Personal Loan
- HDFC Bank Overdraft Loan
- Personal Loan for CIBIL Score of 700
- IDBI Bank Senior Citizens/Pensioners Personal loan
- Union Bank Personal Loan Transfer
- 4 Crore Home Loan EMI
- 55 Lakh Home Loan EMI
- IDFC First Bank Overdraft Loan
- Axis Bank Overdraft Loan
- PNB short term personal loan
- Kotak Bank Overdraft Loan
- IDFC Students Personal Loan
- Yes Bank Overdraft Loan
- Canara Bank Overdraft Loan
- ICICI Bank Flexi Loan
- Bank of Maharashtra personal loan transfer
- SBI Flexi Loan
- Kotak Bank Flexi Loan
- Loans
- Bank of India Senior Citizens Personal Loan
- Yes Bank Flexi Loan
- ICICI Personal Loan of 8 Lakh
- HDFC Personal Loan of 25000
- Indian Bank Personal Loan of 5 lakh
- Federal Bank Personal Loan for Doctors
- IDBI Bank Government Employees Personal loan
- Canara Bank Flexi Loan
- 10 Lakh Home Loan EMI
- Indian Bank Personal Loan of 2 lakh
- 40 Lakh Home Loan EMI
- 2 crore Home Loan EMI
- ICICI Bank Short Term Loan
- SBI Short Term Loan
- Indian Bank overdraft loan
- IDFC First Bank Short Term Loan
- Axis Bank Short Term Loan
- Yes Bank Short Term Loan
- ICICI Personal Loan of 9 Lakh
- Kotak Bank Short Term Loan
- BOB Personal Loan for Lawyers
- SBI Small Personal Loan
- HDFC Bank Small Personal Loan
- Union Bank of India Personal Loan of 30000
- Federal Bank Personal Loan of 2 Lakh
- IDBI Bank Personal Loan of 2 Lakh
- Axis Bank Personal Loan of 50000
- Indusind Bank Self Employed Personal loan
- IDFC First Bank Small Personal Loan
- Indusind Bank Government Employees Personal loan
- IDFC Government Employees Personal Loan
- Bank of India Government Employees Personal Loan
- Axis Bank Small Personal Loan
- RBL Bank Flexi Loan
- Kotak Bank Small Personal Loan
- Bank of India Students Personal Loan
- RBL Bank Personal Loan of 30000
- IDFC Housewife Personal Loan
- IDFC Self Employed Personal Loan
- Bank of Maharashtra Government Employees Personal Loan
- IDFC Personal Loan for Doctors
- HSBC Bank Wedding Loan
- IDFC Personal Loan for Lawyers
- Bank of India Self Employed Personal Loan
- HSBC Bank Travel Loan
- Kotak Bank Salaried Employee Personal Loan
- PNB Bank Travel Loan
- BOB Bank Medical Loan
- BOB Bank Travel Loan
- Union Bank Travel Loan
- Kotak Mahindra Bank Personal Loan of 10 lakh
- PNB Personal Loan of 50000
- Home Loan for 20000 Salary
- ICICI Bnak Personal Loan for Lawyers
- SBI Bank Personal Loan Balance Transfer
- RBL Bank Personal Loan of 3 Lakh
- Indusind Bank Short Term Personal Loan
- PNB Students Personal Loan
- IDBI Bank Personal Loan for Lawyers
- Bank Of Baroda Overdraft Loan
- Yes Bank Small Personal Loan
- RBL Bank Wedding Loan
- IndusInd Bank Wedding Loan
- Bank of India Personal Loan for Doctors
- IndusInd Bank Travel Loan
- ICICI Bank Small Personal Loan
- PNB Bank Wedding Loan
- Bank of India Personal Loan for lawyers
- Union Bank Wedding Loan
- Indian Bank Travel Loan
- Bank of India Wedding Loan
- Bank of India Travel Loan
- PNB Senior Citizens/Pensioners Personal loan
- Bank of Maharashtra Medical Loan
- Indian Bank Personal Loan of 6 lakh
- Bank Of Maharashtra Travel Loan
- Karnataka Bank Medical Loan
- Punjab & Sind Bank Wedding Loan
- Bank of Maharashtra small loans
- Karur Vysya Bank Medical Loan
- Karur Vysya Bank Wedding Loan
- IDBI Bank Personal Loan of 30000
- Bank of Maharashtra overdraft loan
- Axis Super Save Home Loan Scheme
- Federal Bank Wedding Loan
- HDFC Personal Loan of 7 Lakh
- Kotak Mahindra Bank Personal Loan of 50000
- Bank of Maharashtra Senior Citizens Personal Loan
- ICICI Personal Loan for Senior Citizen
- 35 Lakh Home Loan EMI
- HDFC Personal Loan of 8 Lakh
- Bank of Maharashtra Personal Loan for Doctors
- BOB Personal Loan of 15,000
- IDBI Bank small loans
- 60 Lakh Home Loan EMI
- BOB Personal Loan of 20,000
- Karnataka Bank Government Employees Personal Loan
- BOB Personal Loan of 25000
- BOB Personal Loan of 30000
- BOB Personal Loan of 6 Lakh
- RBL Bank Housewife Personal loan
- BOB Personal Loan of 4 Lakh
- IDFC First Bank Personal Loan of 3 Lakh
- Indian Bank Students Personal loan
- Indian Bank Personal Loan of 7 lakh
- BOB Personal Loan of 5 Lakh
- ICICI Salaried Employee Personal Loan
- Kotak Bank Self Employed Personal Loan
- Kotak Mahindra Bank Personal Loan of 5000
- Axis Bank Personal Loan Balance Transfer
- Kotak Mahindra Bank Personal Loan of 10000
- Karur Vysya Bank overdraft loan
- IDBI Bank Personal Loan of 1 Lakh
- Kotak Mahindra Bank Personal Loan of 40000
- IDBI Bank Personal Loan for Doctors
- Kotak Mahindra Bank Personal Loan of 30000
- Kotak Mahindra Bank Personal Loan of 8 Lakh
- RBL Bank Small Loan
- Kotak Bank Personal Loan for Doctors
- Home Loan for 30000 Salary
- ICICI Government Employee Personal loan
- Home Loan for 50000 Salary
- Home Loan for 60000 Salary
- Yes Bank Small Personal Loan
- Kotak Mahindra Bank Personal Loan of 1 lakh
- Canara Bank Personal Loan of 5000
- Canara Bank Personal Loan of 10000
- PNB Personal Loan of 30000
- Indusind Bank Personal Loan Transfer
- Canara Bank Personal Loan of 15,000
- Canara Bank Personal Loan of 20,000
- Canara Bank Personal Loan of 25000
- HSBC Bank Short Term Personal Loan
- Canara Bank Personal Loan of 30000
- Canara Bank Personal Loan of 40000
- PNB Salaried Employee Personal loan
- Indusind Bank Small Loans
- Axis Bnak Personal Loan for Lawyers
- Federal Bank Short Term Personal Loan
- Punjab & Sind Bank Travel Loan
- Indusind Bank Flexi Loan
- Yes Bank Personal Loan of 40000
- Bank Of India short term personal loan
- Indian Bank Personal Loan for Lawyers
- Canara Bank Personal Loan of 50000
- Canara Bank Personal Loan of 1 Lakh
- Union Bank Short Term Personal Loan
- Union Bank overdraft loan
- Canara Bank Personal Loan of 2 Lakh
- Karur Vysya Bank small loans
- Canara Bank Personal Loan of 3 Lakh
- Indian Bank Personal Loan of 4 lakh
- RBL Bank Medical Loan
- Canara Bank Personal Loan of 4 Lakh
- HDFC Personal Loan of 30000
- Canara Bank Personal Loan of 5 Lakh
- IDBI Bank Wedding Loan
- Federal Bank Salaried Employee Personal Loan
- Axis Personal Loan for Wedding
- HDFC Personal Loan for Wedding
- SBI Personal Loan for Medical
- IDBI Bank Travel Loan
- Yes Bank Personal Loan of 3 Lakh
- Yes Bank Personal Loan of 5 Lakh
- SBI Personal Loan for Wedding
- HDFC Personal Loan of 5000
- DBI Bank Medical loan
- Karur Vysya Bank Travel Loan
- RBL Bank Students Personal loan
- HDFC Personal Loan of 40000
- IDBI Bank Self Employed Personal loan
- RBL Bank Overdraft Loan
- 45 Lakh Home Loan EMI
- Canara Bank Personal Loan of 8 Lakh
- RBL Bank Personal Loan of 4 Lakh
- Axis Bank Asha Home Loan Scheme
- Yes Bank Personal Loan of 9 Lakh
- Union Bank of India Personal Loan of 10 lakh
- PNB Personal Loan of 2 Lakh
- IDBI Bank Personal Loan of 5 Lakh
- IDBI Home Loan Eligibility Calculator
- SBI Home Loan Eligibility Calculator
- ICICI Home Loan Eligibility Calculator
- HDFC Home Loan Eligibility Calculator
- Navi Personal Loan Eligibility Calculator
- Axis Bank Personal Loan of 20000
- RBL Bank Short Term Personal Loan
- PNB Government Employees Personal loan
- Bank Of India overdraft loan
- BOB Government Employees Personal Loan
- Canara Bank Government Employees Personal Loan
- 5 Crore Home Loan EMI
- ICICI Personal Loan of 5 Lakh
- IDBI Bank Students Personal loan
- IDBI Bank Personal Loan of 4 Lakh
- Axis Bank Empower Home Loan Scheme
- HDFC Personal Loan for Medical
- 85 Lakh Home Loan EMI
- Indian Bank Personal Loan of 3 lakh
- PNB Personal Loan of 1 Lakh
- Kotak Bank Government Employees Personal Loan
- Axis Bank Personal Loan of 10 lakh
- Bank of India Salaried Employee Personal Loan
- PNB Personal Loan of 40000
- IDFC First Medical Loan
- ICICI Medical Loan
- Axis Bank Personal Loan For Medical
- Yes Bank Personal Loan for Wedding
- IDFC First Personal Loan for Wedding
- Kotak Medical Loan
- Yes Bank Medical Loan
- Indusind Bank Personal Loan of 3 Lakh
- Home Loan
- Personal Loan
- Loan Against Property
- Business Loan
- Federal Bank Personal Loan for Lawyers
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FAQs
Is 750 a good CIBIL Score?
Yes, a CIBIL score of 750 is considered very good. It indicates strong creditworthiness and suggests responsible credit management. You will likely receive favourable loan terms, such as lower interest rates and more flexible repayment options.
Is 648 a good CIBIL Score?
A CIBIL score of 648 falls into the ‘fair’ category. It is not in the poor range but suggests significant room for improvement. While you might still be eligible for certain loans and credit products, the terms might not be as favourable as those with a higher score.
Is 800 a good CIBIL Score?
Yes, a CIBIL score of 800 is excellent. It reflects very strong creditworthiness and indicates that you are highly reliable when repaying debt.
Is a 900 credit score possible?
Achieving a perfect CIBIL score of 900 is possible but extremely rare. Such a score would indicate an impeccable credit history and exceptional financial discipline.
Is 670 a bad CIBIL score?
A CIBIL score of 670 is categorised as fair. It’s not bad, but it’s not particularly strong either.
How can I increase my CIBIL score from 800 to 900?
To increase your CIBIL score from 800 to 900, focus on maintaining a diverse mix of credit, such as credit cards and different types of loans.
How can I increase my CIBIL score from 500 to 800?
Improving your CIBIL score from 500 to 800 involves several key actions: Prioritise paying off outstanding debts, especially those with high interest rates. Use your credit responsibly by keeping balances low and not maxing out credit cards. Avoid defaults and late payments. Regularly check your credit report for errors and dispute them to ensure your credit history is accurately represented. Remember, improving your credit score is a gradual process that requires patience and discipline.
Who has a 900 credit score?
As noted earlier, achieving a 900 CIBIL score is quite rare. Individuals who reach this level typically have an impeccable and lengthy credit history characterised by various credit accounts, flawless payment history, very low credit utilisation, and no negative marks such as late payments or collections.
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Does Checking Your CIBIL Score Impact Your Credit Score?
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How to Avoid Credit Repair Scams and Protect Your Credit Score
Understanding Credit Repair Scams Credit repair scams are traps set by individuals into luring you by offering you a magical solution that practically holds no meaning. They use sneaky tricks to make you believe they can
Difference Between Equifax & CIBIL Score
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How Student Loans Influence Your Credit Score
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How Bankruptcy Impacts Your Credit Score
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Best CIBIL Score For Loans
Maintaining a good CIBIL score for a loan can ensure you access the financial help you need quickly and on favourable terms. Understanding and improving your CIBIL score can open doors to better financial opportunities,
Low Credit Score Personal Loans: How to Get Approved Fast
Different Ways To Get Personal Loan on Low CIBIL Here are some strategies you can use to increase your chances of approval: Borrow smart: Opt for a smaller loan amount. This reduces the risk for the lender and makes the
Credit Counseling and Financial Education in India
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CIBIL Scores for Business Credit Cards
A CIBIL score is a three-digit number that gauges your financial creditworthiness. It typically ranges from 300 to 900 and is calculated based on your credit history. The higher the score, the better the creditworthiness
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List of Banks Giving Home Loan With Low Cibil Score
Top 10 Banks For Low CIBIL Score Home Loan If you are looking for a home loan without CIBIL, here are the top 10 banks and NBFCs in India that might consider your home loan application: Bank/NBFC Requirements Interest
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How to Get Home Loans with a Low CIBIL Score
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CIBIL Score Range: Chart, Maximum Score, and Good Credit Score Tips
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Credit Scores in India: Types, Features, and Financial Impact
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