Axis Bank Credit Card: Track Your Application Status Without Any Hassle

Applying for a credit card in Axis Bank is one of the best steps you towards financial flexibility and the convenience of making payments. This easy-to-follow procedure can turn complex if one does not keep tabs on their credit card application. Axis Bank offers a simple and efficient way to check the status of your credit card application online, offline, via mail, phone or any other mode of communication to ensure that you stay informed. You can manage your financial plans seamlessly anywhere, anytime, using any phone or laptop, or visit any Axis Bank branch. Follow this guide to learn more about the steps to track your Axis Bank Credit Card Application.

Track Your Axis Bank Credit Card Application Online

Checking the status of your Axis Bank Credit Card Application online is extremely easy and can be done using any electronic gadget.

Via Application Reference Number

An application reference number is a 9-digit number allotted to the applicant (if applied offline) or a 20-digit number (if applied offline) generated by bank officials. They will receive this number via a message or an email, along with a copy of the application.

• Visit the official website of Axis Bank and scroll down to the Helping You Meet Your Life Goals Section.
• Click on the Credit Card option, which will take you to another webpage.
• Scroll down until you reach the Useful Credit Card Links and select the ‘Track Your Credit Card” option.
• Enter your correct application ID, registered mobile number and Captcha, and the screen will display your application status.

Via PAN Number

Here is how you can check the status of your credit card application with just a PAN number and your registered mobile number.

• Visit the Axis Bank official website and scroll to the “Helping You Meet Your Life Goals” section.
• Click the “Credit Card Click Here” option to proceed to the relevant webpage.
• Scroll to the “Useful Credit Card Links” section and select “Track Your Credit Card.”
• Enter your PAN number, registered mobile number, and Captcha code in capital letters. The screen will display your application status.

If the web page shows ‘No results found’, you might have entered incorrect information, or the bank might not have authorised any information about the credit card.

Other than that, you can also send a whatsapp message ‘Hi’ on 7036165000 to receive a message about the status of your Axis Bank Credit Card application.

How Do You Find ‘The Status Of The Application’?

Here are the various terminology and meanings used by the bank to inform you of your Axis Bank Credit Card application status.

• In Progress: The application is still under scrutiny and has yet to be approved by the bank officials.
• Approved: The banking officials have approved the application, and you now have a registered credit card that will soon reach your residence.
• Dispatched: Your card is on its way, and you will receive the shipment details via text on the registered mobile number. Track the delivery status using the provided ID and be available at your home when it is delivered, as banks only hand over the card to the applicant with an authorised ID card.
• On Hold: You might have to visit the bank to clarify details about your account or provide other important information/ documents. The applicant will receive a message or call about the same soon after the status goes live.
• Rejected: This status means that the bank has declined your application due to insufficient budget or credit score criteria. In that situation, you can contact the customer helpline to learn more information about reapplying.

Check The Status of The Axis Bank Credit Card Application Offline

Axis Bank still believes in direct customer service and offers offline modes of application tracking.

• First Step: You can call Axis Banking Services at 1860-500-5555 and 1860-419-5555, where you must provide your application ID.
• Second Step: Citizens outside of India can call +91-22-67987700 to talk to customer care and track Axis Bank Credit Card Application status
• Third Step: The applicant can visit any nearby Axis Bank Branch to discuss the impending application status directly. Make sure to carry your application ID or PAN card with you.

Check Your Axis Bank Credit Card Application Status through E-mail

The applicant can also send an e-mail to the Axis Bank authorities using a more conventional method to learn about the application status of their credit card:

• Go to the Axis Bank website and scroll to the bottom of the webpage to select ‘Write to Principal Nodal Officer.’
• Scroll to the Reach Us Here portal and select ‘Connect Via Email.’
• Fill in the appropriate complaint information in the next portal, which should read ‘Connect via Email for product Cards specific to Credit Cards for which I have an issue Credit Card Application with sub-issue How do I Check the status of my Credit Card Application?’
• Enter your registered mail ID and captcha code before clicking on Verify.
• Write a message mentioning your query, application number, PAN number, and registered number, not exceeding 1000 words, and then click Submit.

You can expect a response to the mail within a couple of days.

Top 5 Axis Bank Credit Cards

Here are some of the top credit cards offered by Axis Bank, which have the lowest charges and offer the best benefits to all applicants:

Neo Credit Card

This credit card suits Indian residents looking for a card for everyday purchases and paying off dining bills with special discounts. The cardholder should be between the ages of 18 and 70 and provide income proof, a copy of their PAN Card, and residence proof when applying. Some of the benefits of this credit card are:

• 40% off on Zomato food delivery using coupon AXISNEO twice every month
• 5% off on all utility bills (electricity/ recharge) done through Amazon Pay once every month
• 10% off on BlinkIt, Myntra and Book My Show tickets once every month
• 15% off in partner restaurants twice every month

Charges for the Neo Credit Card-

• Joining Fee– INR 250
• Annual Fee for First Year– NIL
• Annual Fee for Second Year– INR 250
• Finance Charges-6% monthly
• Cash Withdrawal Fees– 2.5%
• Over Limit Penalty– 2.5%
• Foreign Currency Transaction Fee– 3.5% of the total transaction value

My Zone Credit Card

My Zone Credit Card fulfils the needs of applicants of all ages and lifestyles with special discounts and lower charges. Any resident of India between the ages of 18 and 70 can apply for the same. The required documents are Form 60, Income Proof, and Residence Proof. Here are some of the benefits of using the My Zone Credit Card:

• INR 200 off monthly on Paytm Movies booking, along with the second ticket being free using coupon AXIS200
• Free annual Sony LIV subscription valued at INR 999 for the first year and renewal on the same post spending 1.5 Lakh on paid cards
• INR 120 off food delivery using Swiggy coupon AXIS120 twice every month
• Complimentary lounge access to airports after spending INR 50,000 in the previous month

Charges for the My Zone Credit Card:

• Joining Fee– INR 500
• Annual Fee for First Year– NIL
• Annual Fee for Second Year– INR 500
• Finance Charges– 3.6% monthly
• Cash Withdrawal Fees– 2.5%
• Over Limit Penalty– 2.5%
• Foreign Currency Transaction Fee– 3.5% of the total transaction value

Axis Bank Privilege Credit Card

The Axis Bank Privilege Credit Card caters to a diverse range of customers, offering a variety of benefits and lower charges. Any Indian resident aged between 18 and 70 years can apply for this card. The required documents include Form 60, Income Proof, and Residence Proof.

Benefits of the Axis Bank Privilege Credit Card:

• Earn 10,000 reward points as a welcome benefit on making INR 2.5 Lakh in the first year itself
• Enjoy up to INR 800 off at partnered restaurants across India through the Axis Bank Dining Delights program.
• Earn 3,000 bonus reward points on spending INR 75,000 in a billing cycle.
• The bank will reverse the annual fee of 1500 for expenditures of INR 5 Lakh within the first year.
• Earn complimentary access to all domestic lounges by spending 50k in the prior three months.

Charges for the Axis Bank Privilege Credit Card:

• Joining Fee: INR 1,500
• Annual Fee for First Year: NIL
• Annual Fee for Second Year: INR 1,500 (waived on annual spends of INR 2.5 lakhs)
• Finance Charges:6% monthly
• Cash Withdrawal Fees:5% of the transaction amount
• Over Limit Penalty:5% of the over-limit amount (minimum INR 500)
• Foreign Currency Transaction Fee: 5% of the transaction value

Axis Bank Select Credit Card

The Axis Bank Select Credit Card is suitable for all residents who want to travel and dine out almost daily. Anyone over the age of 18 can apply for the same and redeem unparalleled benefits like-

• INR 500 off a 3000 bill on Big Basket once every month
• INR 200 off Swiggy Orders twice every month using code AXIS200
• INR 800 off using the Axis Bank Dining Delights program.
• 1% off on fuel surcharge all across India, excluding service tax.

Charges for the Axis Bank Select Credit Card:

• Joining Fee: INR 3000
• Annual Fee for First Year: NIL
• Annual Fee for Second Year: INR 3000 (No charge on Burgundy)
• Finance Charges:6% monthly
• Cash Withdrawal Fees:5% of cash amount
• Over Limit Penalty:5% of the over-limit amount (minimum INR 500)
• Foreign Currency Transaction Fee:5% of the transaction value

Axis Bank ATLAS Credit Card

An Axis Bank ATLAS Credit Card is perfect for experiencing an elite lifestyle even with low income. Any Indian over 18 can apply for the same if their income exceeds INR 12 Lakh. Here are some benefits of the card, which offers luxury at minimum charges:

• 2500 Edge Miles as a welcome benefit within 37 days of the card issuance on the first transaction
• Lounge access for Domestic and International flights along with accompanying guest
• 25% of partnered dining restaurants via EazyDiner twice every month
• 5 Edge Miles on INR 100 spending while travelling

Charges for the Axis Bank ATLAS Credit Card:

• Joining Fee: INR 5000
• Annual Fee for First Year: NIL
• Annual Fee for Second Year: INR 5000 (No charge on Burgundy)
• Finance Charges:6% monthly
• Cash Withdrawal Fees:5% of cash amount
• Over Limit Penalty: 5% of the over-limit amount (minimum INR 500)
• Foreign Currency Transaction Fee: 5% of the transaction value